growcredit.com レビュー 

124
TrustScore 5段階評価の3.5

3.3

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5つ星のうち1の評価

I signed up and so no change in my credit. Then they stopped paying for my platforms and my account was disconnected from their payment system. None of my platforms would allow access due to nonpaymen... もっと見る

5つ星のうち1の評価

I was deceived into filling out their information during an application to buy a bike. It wasn’t needed at all. Then when trying to cancel the company makes sure it can’t be done online and basically... もっと見る

5つ星のうち5の評価

Like many folks, I didn't properly manage my credit while in college. Didn't realize what an impact this would have as I got older. I couldn't get an apartment without my parents cosigning even though... もっと見る

5つ星のうち5の評価

Grow Credit is a great program. They could make it even better by increasing credit limits and adding more subscriptions faster. I’ve had this program for at least 2 years now and non of the requeste... もっと見る

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3.3

まあまあ

TrustScore 5段階評価の3.5

124件のレビュー

5つ星
4つ星
3つ星
2つ星
1つ星

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3.3

すべてのレビュー

(124)

過去12か月のレビュー数: 5

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5つ星のうち5の評価

Easy way to Build Credit

I have been using Grow Credit for a few months now and I am very happy with the service. It is a simple and convenient way to build credit by paying for my online subscriptions, such as Netflix, Spotify, and Hulu. I can choose a plan that suits my budget and needs, and I get a virtual Mastercard that works like a normal credit card. The best part is that Grow Credit reports my payments to all three major credit bureaus, which has helped me improve my credit score considerably. I have seen an increase of more than 25 points since I joined them. I would recommend Grow Credit to anyone who wants to boost their credit without taking on debt or paying high fees.

2024年2月13日
自発的なレビュー
growcredit.com ロゴ

growcredit.com からの回答

Thank you for your great review. We are glad to see that we are having a positive effect.

5つ星のうち5の評価

Good Program needs more Subscription services

Grow Credit is a great program. They could make it even better by increasing credit limits and adding more subscriptions faster. I’ve had this program for at least 2 years now and non of the requested subscriptions have been added yet.
They offer YouTube Premium but still do not offer YouTube TV and they still haven’t added other streaming services like FrndlyTV, AppleTV+ etc.

2024年2月13日
自発的なレビュー
growcredit.com ロゴ

growcredit.com からの回答

Thank you for your review. We are constantly working on new and better features. Your comment has been submitted to the team. In the meantime, please reach out to our customer service team to ask for a possible increase to your credit line. You can email them at behappy@growcredit.com

5つ星のうち5の評価

Easy to use

Easy procedure with automatic payments and Grow Credit linked to the app I used it with for me. It was no effort to use and benefited me.

2024年2月13日
自発的なレビュー
growcredit.com ロゴ

growcredit.com からの回答

Thank you for your review! Keep up the great work with your on-time payments! 💙

5つ星のうち1の評価

Careless company that doesn’t care about me

I unfortunately was going through the death of my dog and had to pay thousands to cover the bills and burial costs and went behind a few months on the payments but paid it In full. I spoke to capital one and they were able to remove the late payments and were Amazing and very caring. Now Grow told me that they would get back to me multiple times but never respond or get back to me. The company will not remove late payments to help one of their first ever customers fix credit but claim to be a company that wants to help. It’s really sad how companies like this even get a license to do this. I had to deal with the death of a dog I had for 15 years I was mentally unstable yet the company could care less. If I could give less than 1 star I would.

UPDATE AFTER COMPANY RESPONSE!

COMPANY CLAIMS THEY EMAILED ME BUT DIDNT EMAIL ME ANYTHING. I WAS TOLD BY ONE OD THEIR EMPLOYEES THAT THEY CANNOT REMOVE LATE PAYMENTS THEN LATER ON MY ACCOUNT WAS CLOSED AND NOW THEYRE CLAIMING IM NOT ELIGIBLE FOR LATE PAYMENT REMOVAL DUE TO MY ACCOUNT BEING CLOSED I WILL DO EVERYTHING IN MY POWER TO MAKE SURE EVERYONE SEES WHAT THIS COMPANY IS ABOUT!!!! I NEVER ASKED TO CLOSE MY ACCOUNT AND MY ACCOUNT WAS FULLY PAID THIS IS OUTRAGEOUS I PUT MY TRUST IN THIS COMPANY TO GET THIS IN RETURN I WILL DO EVERYTHING IN MY POWER TO MAKE SURE PEOPLE SEE THIS TIKTOK YOUTUBE TIKTOK ADS EVERYTHING THIS IS SO MESSED UP.

2024年1月21日
自発的なレビュー
growcredit.com ロゴ

growcredit.com からの回答

Hello, it looks like we last emailed you on 1/18 but you haven't seen our message yet. We're sorry, the Grow Credit Late Payment Forgiveness program is a one-time courtesy, offered to current account holders. If you already received a goodwill forgiveness or have closed your account then you are no longer eligible.

5つ星のうち1の評価

Grow Credit Fails to Process Payments

This company is trying to tell you plaid says your bank account has insufficient funds but kikoff uses plaid, credit strong uses plaid, self creditbuses plaid.

They all successfully processes their payments but grow credit reports insufficient funds for 28 dollars?
--- They are dishonest business.

Since opening the account with them I've only ever used my bank account to pay them.

This company started to report that my bank account had insufficient funds; which is a lie. I paid them the fee to pay Spotify.

The monthly charge was 28 dollars, they kept saying your bank account is reporting insufficient funds. Attach your debit/ credit card.

After continually refusing to process the payments through my bank, they reported 30 days late. I filed a report with the CFPB and recommend everyone here who has had similar experience with them trying to ruin your credit do the same.

Provide proof and if they attempt to remove this review, I will provide proof to trustpilot support to validate my claims.

This site seems like they are going through financial difficulties and instead of being honest, they want to force users to link their debit/ credit cards to their system which seems like it's an irreversible process where they can charge you whatever they feel like whenever they feel like.

2023年9月8日
自発的なレビュー
growcredit.com ロゴ

growcredit.com からの回答

Hi Owen,

We can only go by the balance that your bank reports to us. If our system doesn't detect a sufficient balance in your linked bank account then it will not initiate a payment. If you have more than one bank account, only you would know if you have the correct one linked.

In the event your payment is unsuccessful, you are able to retry it and you have until your next statement to successfully apply a payment before your account is reported late to the credit bureaus.

You can also make one-time and recurring payments with a debit card instead of a linked bank account. You do not have to set a debit card as the default automatic payment method and you can always remove a debit card. PayPal is available for one-time payments after your due date.

5つ星のうち5の評価

I love this app grow credit

I love this app grow credit! It really works and it's really simple. I let all my friends know and now they are growing there credit! Why not get build your credit for paying for the subscriptions that you already are using! I give grow credit 2 thumps up! And if you use my referral code we both with get an extra spending limit to help improve our credit even more. Here is my code. Don't forget to use my link and code! 93VCXDZ

2023年9月7日
自発的なレビュー
5つ星のうち5の評価

Great app and concept.

The credit system is broken and is a catch-22. You need credit to buy things like houses and cars but can’t build credit without having a house or car. This app helps by using things like subscriptions and helps you build credit based on things you already pay for.

2023年8月31日
自発的なレビュー
5つ星のうち5の評価

Thank you Grow Credit

I recently had few setbacks that ruined my good credit score, that I was building for years. I was frustrated and wanted my good credit score back. Grow Credit helped me repair and rebuild my CS quickly and I'm forever grateful.

Thank you!!!!!

2023年8月31日
自発的なレビュー
5つ星のうち5の評価

Super Credit Builder!!!

Like many folks, I didn't properly manage my credit while in college. Didn't realize what an impact this would have as I got older. I couldn't get an apartment without my parents cosigning even though I have a good job. I did some research on the various credit building tools and came across Grow. Between paying off all my debts, never making late payments, and utilizing Grow for all the subscriptions I was paying for anyways on my visa, my score is in the 700s now! No more embarrassment of cosigning here. Can't recommend this enough.

2023年8月31日
自発的なレビュー
5つ星のうち5の評価

Win - Win

Win - Win is the the best way to describe Grow Credit. It is an easy way to build credit and manage payments so that no late payments or skipped payments affect your credit score.

2023年8月31日
自発的なレビュー

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