Handelsbanken plc (UK) レビュヌ 

178
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TrustScore 5段階評䟡の4

4.1

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レビュアヌのコメントを芋おみたしょう

5぀星のうち5の評䟡

I spoke to one of the banking managers at Handelsbanken Hampstead branch by the name of Georgia Ayre. Georgia was incredibly knowledgeable about the lending facilities of the bank and within a short... もっず芋る

䌁業が回答したした

5぀星のうち5の評䟡

Har aldrig varit missnöjd med Handelsbanken! Enkel app att anvÀnda, och i nÀtbanken kan jag ocksÃ¥ enkelt boka möte pÃ¥ banken med specifik person, eller skicka ett allmÀnt mail. Har Àntligen... もっず芋る

5぀星のうち1の評䟡

Bara att en bank har ett sÃ¥ gammaldags system dÀr man mÃ¥ste besöka banken för att öppna ett konto sÀger allt. Har man ett sÃ¥ lÃ¥gt miljötÀnkande behöver man inte veta mer om hur illa stÀlt det Àr.... もっず芋る

䌁業が回答したした

5぀星のうち5の評䟡

FörvÃ¥nad över de lÃ¥ga betygen. Har bÃ¥de swedbank och handelsbanken. Handelsbanken kundservice Àr toppnotch, bÃ¥de via telefon och pÃ¥ plats. De har löst mina problem sÃ¥ lÀtt som möjligt. Trots vissa nya... もっず芋る

䌁業情報

  1. 銀行

圓該䌁業による蚘述

** Please note that this is the Trustpilot page solely for Handelsbanken UK ** Handelsbanken is a local relationship bank, built on sustainable values, with an extensive branch network across England, Scotland and Wales. It offers individual and corporate banking, as well as wealth management. At Handelsbanken you will always deal with a person rather than a chatbot, meaning you receive personalised, high-quality service. You benefit from a dedicated account manager who is able to give expert advice and make most banking decisions in-branch based on your financial circumstances and requirements. Each Handelsbanken branch operates as a local business, working closely with customers who share the bank's values of sustainability, financial prudence, and taking a long-term view, and appreciate having a long-term and close relationship with their bank. Since they work within a defined geographical area, branches have a thorough understanding of the local market and community. In August 2025, Handelsbanken's distinct approach led to it topping recommendations for relationship / account management in the Competition and Markets Authority’s independent service quality survey for business banking* also for services in branches or business centres, and for SME overdraft and loan services. In September 2025 Handelsbanken was also top-ranked for satisfaction, for both personal and business banking, in an independent survey of British bank customers**. * https://www.bva-bdrc.com/products/business-banking-service-quality-great-britain/ ** https://www.epsi-rating.com/wp-content/uploads/2025/09/epsi-uk-2025.pdf


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4.1

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TrustScore 5段階評䟡の4

178件のレビュヌ

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4.1

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5぀星のうち5の評䟡

Excellent Customer Service

Always a joy to deal with. We are so impressed by the personal service the Wrexham Branch give. The follow up email we received today to check a problem, that was not of their making, had been resolved was so thoughtful. Thank you Rebecca.

2023幎11月14日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

We're thrilled to hear you're happy with our service Jacqueline, I'll pass on your comments to the branch.

5぀星のうち5の評䟡

The most effective communication & best


The most effective communication & best customer service that I have ever had the pleasure to encounter from a bank. Nothing was too much trouble & all my enquiries were answered clearly & quickly. Particular thanks to Bryony!

2023幎11月15日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Thank you for your review Paul, that's lovely to hear. I'll pass on your comments to the branch.

5぀星のうち1の評䟡

Commercial customers of 16 years at


Commercial customers of 16 years at Milton Keynes. 100 percent repayment record against commercial mortgages. Had a great relationship with previous account manager.

All of a sudden funding withdrawn, apparently due to the new account manager not feeling "any relationship" with us. Had the displeasure of speaking with a local branch area manager today, odious man who refuses to actually listen to clients, and was told I clearly show I am not a "relatonship" client as I mentioned I don't listen to my voicemail. Told by him previously decisions to withdraw funding are on a branch level, then told my the branch manager there was some risk score decision made in head office that meant the loan had to be pulled. The incompetent area manager did not discuss or answer questions regarding this "risk".

16 years repayment history of 100 percent, 5 x loan to value. However we are a "risk" though that "risk" is not explained. Very contradictory. Appear to be saying the decision to pull the loan is the account manager, as branch manager told me, she sees very little risk agrees all payments are made... surely they should change the relationship manager (the only one) rather than removing clients. Absolutely shambolic service. I would advise any commercial real estate investor to look elsewhere.

Edit***** complaints procedure is a waste of time. My complaint was dealt with and replied to by one of the people I was complaining about, that being the branch manager. Literally a waste of time even making a complaint. Then have been asked to review my review.... hahaha total joke. Have been asked to re edit due to review containing "personal details" all of which they happily put on their website but don't allow you to put here. 😉

2023幎10月24日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Hi James, I'm sorry to hear about your experience. I'll take a look into it.
Alternatively, you can contact our complaints team: complaints@handelsbanken.co.uk.
* Thank you for your update and I'm sorry we were unable to resolve your issue to your satisfaction.

5぀星のうち5の評䟡

New Clients to West End Branch

From start to finish the service was excellent, we had direct contact with the decision makers via our excellent relationship manager, turnaround of questions was quick and when things came up they had a very sensible approach to working to find a solution with us. As new mortgage clients we have been very happy with service.
We used Handelsbanken on the back of friends positive recommendation and based on our experience have already recommended Donna Fletcher in the West End branch to friends.

2023幎4月28日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Thank you for your lovely review! I'll be sure to pass this on to the branch. 💙

5぀星のうち5の評䟡

Excellent tailored service

Excellent tailored relationship management serviceOur manager is always available to help with all queries, big and small. We have been able to achieve some of our important financial milestones thanks to Handelsbanken. Far better than the typical large high street bank.

2023幎9月13日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

💙 That's brilliant to hear Judith thank you, I will pass on your comments to the branch.

5぀星のうち1の評䟡

Used Handelsbanken for 20 years

Used Handelsbanken for 20 years, was alright until I one day had to transfer a larger sum from abroad, I contacted customer service months in advance to make sure there wouldn't be any issues, and when the day came they couldn't accept the transfer. The short of it is that the customer service either lied or didn't know what they were talking about, and I had to pay the fees to make up for their mistake, swapped banks shortly after.

2023幎2月28日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

I'm sorry to hear about your experience. I'm going to send you a request for more information so that I can look into what happened.

5぀星のうち2の評䟡

Took way too long to communicate with

Took way too long to communicate with. Like they are avoiding to do so.

2023幎9月2日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Hi Richard, I'm sorry to hear this. I'm going to send you a request for more details on which branch you bank with then I can look into it for you.

5぀星のうち1の評䟡

Banked with Handelsbanken for 4 Years

Banked with Handelsbanken for 4 Years. Relationship manager was fantastic when we joined.
He left and was replaced by a very unexperienced man, who decided to revalue all the property in Covid even though LTV was low!
Last year , we suffered some trading issues . We went to HB for temporary support. Instead of helping or just refusing, they appointed LPA receivers . Crippling us, the business and nearly resulting in a nervous breakdown on my part .
The cost of refinance to our business was nearly £200k.
We were lucky we could escape and move on .
This is a bank that gives you an umbrella on a sunny day, but takes it away when it rains. Avoid this bank like the plague.
Oh by the way , in four years - my branch has seen 5 managers. I suppose that says a lot 

I cannot give negative score or I would

2022幎11月30日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Hi, I'm sorry to hear about you experience. I've sent a request for more information from you about this situation. Please include details of your branch and I will look into what has happened.

5぀星のうち1の評䟡

Galet dålig upplevelse, på grÀnsen till komiskt

Har varit på kontoret i Båstad och aldrig blivit så illa bemött på en bank. Galet dålig service - lite som en parodifilm - men den Àr inte rolig bÀr man Àr en del av den.

Kontentan var ”lilla vÀn, det begriper vÀl du att vi inte kan hjÀlpa dig, hur skulle det se ut - kom tillbaka som helkund sÃ¥ kanske vi lan övervÀga att behandla dig med respekt men nu Àr vi faktiskt upptagna (det fanns inga andra kunder pÃ¥ plats och telefonerna var tysta)”

Det jag ville var att öppna fondsparande åt mina barn. I stÀllet blev jag hÀnvisad till ett lokalt kontor som inte finns (det vill sÀga en ort som inte har ett kontor). Obegripligt dåligt och ogÀstvÀnligt så att man får rysningar bara av att gå i nÀrheten av kontoret.

Kan Àven tillÀgga att jag gjorde ett försök att prata med deras kundtjÀnst (via telefon) och då hÀvdar de att de inte kan verifiera mig då mitt BankID Àr utfÀrdat av en annan kund - jag tror (Àr nÀstan helt sÀker på det) att det inte Àr lagligt att neka identifikation via BankID baserat på vem som gett ut det då BankID Àr ett eget företag och inte kopplat till specifika banker!

Kort och gott - undvik, tror att det blir bÀst så för dig och de som jobbar på kontoren!

2023幎8月3日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Hi, as this page is for Handelsbanken UK, I've suggested you contact our Swedish colleagues who will be able to help you with any issues.
//
Hej, eftersom den har sidan tillhör Handelsbanken UK, föreslår jag att du kontaktar våra svenska kollegor som kan hjÀlpa dig med eventuella problem.

5぀星のうち1の評䟡

Big brother banking

I am glad the subject of exclusion from a bank has been raised . Our accounts were closed under the guise of PEP rather than do the appropriate and proportionate investigation . We were excluded at a vulnerable time for us ( during Covid ).The alleged link was so absurd it was I hope other customers who were discriminated in this way join in the campaign and report Handlesbanken to the appropriate authorities .

2023幎7月26日
自発的なレビュヌ
5぀星のうち5の評䟡

Banking you'd wish for - like a private bank experience.

I've been banking with Handelsbanken East Sussex since 2016 & can confidently say that my experience has been the best I've ever had in over 40 years of running bank accounts.

Handelsbanken is like a private bank but without the costs & hurdles.

If you want the very highest levels of customer service & a personal relationship - where you speak to real people you know instead of a faceless organisation that does not understand you, your money or your needs - then I recommend Handelsbanken.

Don't just take my word for it. Handelsbanken regularly comes in at the top 1, 2 or 3 positions of banking customer satisfaction surveys.

Finally, I get the impression that Handelsbanken is a very safe bank - much safer than other UK banks - because it is so risk averse & careful.

2023幎7月20日
自発的なレビュヌ
5぀星のうち5の評䟡

Förvånad över de låga betygen

Förvånad över de låga betygen. Har både swedbank och handelsbanken. Handelsbanken kundservice Àr toppnotch, både via telefon och på plats. De har löst mina problem så lÀtt som möjligt. Trots vissa nyanstÀllda som var lite osÀkra på området så försökte de hjÀlpa mig så gott de kunde. Mycket bra upplevelser från Handelsbanken

2023幎6月28日
自発的なレビュヌ
5぀星のうち1の評䟡

A business customer for 10years+

A business customer for 10years+. We enquired for an additional credit card for a staff member, we had 3 cards already. 2 days later, we received an email to state "Following a recent review we are closing your business account(s)" as we are apparently outside their risk tolerance. We were given 2 months notice that all our accounts would be stopped and cheques posted with our funds if not transferred out.
A local profitable business. No overdraft. No loans. No credit issues. Substantial money in our accounts.
Be aware "Local Relationship Banking" does not appear to fit their current business practices. Our last contact from our account manager was in January. Quite possibly the worst experience I have personally had with a bank.
Huge amounts of admin for the business and very little explanation or contact.
I hear I was not the only one culled last week too.
Be aware of any relationship with them ☹

2023幎6月8日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Hi Alex, I'm sorry to hear about your experience. I understand that your branch is looking into your complaint.

5぀星のうち2の評䟡

what goes right anymore

what goes right anymore, when I first moved to the bank it was relatively local, the staff were all good quality,and the service was very good, Now I am going to have to move banks ,might as well be back on the high street banks, the internet system is a joke! everytime they update it, disaster , the staff in branch, well if they worked for me and I caught them treating customers like they treat me!!.Part of the problem is that they don't hire on performance and so end up with the kind of staff who can't meet targets, ie the dregs I used to recommend them to my friends/clients I have stooped doing this , just so frustrating it was a really good bank to work with, now....................

2023幎6月12日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Hi James, I'm sorry to hear your frustrations. I'll send a request for more information from you so that I can look into this.

5぀星のうち5の評䟡

Best bank!

Really happy with this bank. Good customer service (Norway), and really nice online solutions. I recommend Handelsbanken to everyone!

2023幎6月5日
自発的なレビュヌ
5぀星のうち1の評䟡

They don’t want customers

I recently approached Handlesbanken to open account as Child and Co where I currently hold my main account has closed its physical branch and I wanted to have a personal service for which I was quite happy to pay.
I have an excellent credit score, and would be quite happy to pay the fee of up to £ 50 per month. I was phoned back by a representative who told me that although Handlesbanken do not proport to have any minimum criteria, they in fact require clients to have incomes exceeding 100k or to deposit a minimum of 500k or take out a mortgage in excess of a million.
As they say they have over 160 branches in the UK, does this mean that each of these branches is full of people who meet these criteria? I think not. If they did, why would they be with Handlesbanken rather than Coutts, Weatherbys or Arbuthnot Latham?

2023幎5月25日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

I'm sorry to hear about your experience. I'll send an email requesting more details and if you can tell me which branch it was I can look into this for you. Alternatively, you can reach our complaints team on: complaints@handelsbanken.co.uk.

5぀星のうち1の評䟡

The worst online system I have ever


The worst online system I have ever come across. As a bookkeeper who works with a wide variety of banks this has to be the most painful bank to use. It invariably takes up to 2 hours to make a payment because the website keeps freezing. The system is incredibly clunky, setting up the app was a nightmare - the guide missed out loads of steps you have to take. It took 3 phone calls and 3 hours to set it up because even they don't know how to do it, it is so ridiculously complicated. Thinking of dropping my client because I can't bear the lost hours spent

2023幎5月26日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Thank you for your feedback and I'm sorry you've had a negative experience. We are always looking to better understand where the systems could work more efficiently, so I've asked for more details from you via email. Please can you respond to that and tell me which branch your client banks with, I can direct this to them and to our digital team. Thanks.

5぀星のうち5の評䟡

Better by far than the two High Street


Better by far than the two High Street British banks I have left. Telephone and straight away I speak to a person who can actually answer the questions I ask.

2023幎5月6日
自発的なレビュヌ
Handelsbanken plc (UK) ロゎ

Handelsbanken plc (UK) からの回答

Hi John Paull, it's wonderful to hear that you're happy with the service our branches work so hard to provide.

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