My Car Credit レビュー 

1,146
TrustScore 5段階評価の4.5

4.6

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プラットホームの健全性を維持するため、当社のプラットフォーム上のすべてのレビューは、確認済みか否かにかかわらず、年中無休で稼働する自動ソフトウェアによって審査されています。このテクノロジーは、本当の経験に基づいていないレビューなど、ガイドラインに違反するコンテンツを特定し、削除するよう設計されています。ただし、すべてを検知できるわけではありませんので、お気づきの点がございましたら、どうぞお知らせください。詳細はこちら

レビュアーのコメントを見てみましょう

5つ星のうち5の評価

Absolutely excellent. The initial quote I was given was the APR that I was approved at. Much lower APR offered than anywhere else! Customer service was excellent, full team were always willing to hel... もっと見る

5つ星のうち3の評価

Staff were helpful and service only took a few days from application to finalisation. However, upon initial application I was quoted an APR of 8.9% 'guaranteed'. The eventual contract was actually 9.9... もっと見る

5つ星のうち5の評価

Car finance was fantastic in supporting me with getting my new car. Service was reliable, quick and easy. I would highly recommend. Connor war excellent and organise everything for me. The process was... もっと見る

5つ星のうち5の評価

Really pleased with this company really quick process from the initial contact car was found contracts signed and collection was 7 days later I highly reccomend!!

企業情報

  1. オート ファイナンス・ローン会社
  2. 金融ブローカー

My Car Credit について

当該企業による記述

Rates from 9.9% APR. Representative APR 11.9%. Free car finance calculator. Initial soft search with no impact on credit score*. Instant online decision. Broad panel of lenders to cater for all circumstances and credit profiles.

Awarded Car Finance Awards 'Best Direct Consumer Proposition' three times and 'Best Broker' for nine consecutive years.

*Initial application is a soft search. Should you progress, some lenders may perform a hard search on your credit file.

Evolution Funding Ltd T/A My Car Credit is authorised and regulated by the Financial Conduct Authority (FRN 823324). We are a credit broker, not a lender.


連絡先

4.6

優良

TrustScore 5段階評価の4.5

1146件のレビュー

5つ星
4つ星
3つ星
2つ星
1つ星

顧客にレビューを依頼しています

この企業は、ポジティブかネガティブかを問わず、顧客にレビューを依頼しています。

ネガティブなレビューの 91%に回答しています

通常1週間以内に回答

この企業のTrustpilot 利用方法

レビューや評価の取得方法、スコアリング、モデレーションのプロセスについて確認する。

4.6

すべてのレビュー

(1,146)

過去12か月のレビュー数: 220

レビューを書く
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5つ星のうち4の評価

Not everything is clear and not…

Not everything is clear and not everyone is getting things done in rather short time, actual I can’t complain much, we had some issues but people working there are very communicative, I would like give 4,5 ⭐ but I can’t.

2025年8月27日
My Car Credit ロゴ

My Car Credit からの回答

Hello,

Thank you for your feedback! We really appreciate your honesty and are glad to hear our team’s communication made a positive difference. We’re always looking for ways to make the process smoother and faster, so your comments are very helpful.

We would like to thank you again for using My Car Credit.

Kind regards,
My Car Credit

5つ星のうち1の評価

I was very disappointed that I signed…

I was very disappointed that I signed an agreement on a Friday and then on the Saturday received a phone call saying that there was some kind of error and I needed to sign a new agreement.when I looked at the agreement the monthly payment had risen by approximately £30 a month.
I called back on the Sunday and spoke to another advisor who could not understand the terms had changed and forwarded the original quote . I felt like cancelling the whole thing as I realised that my car credit would receive an additional £500 and that the advisor would receive an extra bonus if I signed the 2nd agreement. I only went ahead because I had already been dealing with the car dealers for over a week and did not want to start the process again with another car finance broker.

2025年9月29日
My Car Credit ロゴ

My Car Credit からの回答

Dear Ray,

Thank you for your feedback. We’re sorry to hear about your experience. After reviewing your application, it looks like your rate was adjusted to reflect the age and mileage of the vehicle you chose, which can sometimes affect the terms offered by our lenders. This was confirmed with you on your welcome call. We appreciate your patience while this was clarified.

We would like to thank you again for using My Car Credit. If you have any further queries or concerns, please email complaints@evolutionfunding.com and a member of our team will get back to you as soon as possible.

Kind regards,
My Car Credit

5つ星のうち2の評価

I'm sorry but just no

I'm sorry but just no. So for about a week I've been back and forth with them. I was accepted at 11%apr through Experien. When they initially phoned me they said no it'll be 34%apr. I argued with it a little and they brought it down to 23%apr. But then told me if I can find a car 8 years old or younger they will do the 11%apr. So I did. Yet they've said over the phone it'll still be 23%apr.
I'm at a point in my life where I'm realistic with money and kind of know what I'm doing. In my early 20s I bought cars with ridiculous APR rates and it ruined me. Although I can more than afford the payments at 23% it's just the principle of paying around 1/4 of the car loan on top of the price of the car (which garages are over pricing cars anyway).
Unfortunately I would not recommend this company. Get your credit score at a point where you can get a bank loan or Tesco loan. Don't get ripped off.
Side note, the women on the phone was so lovely throughout and I understand she's reading a script but she was very polite and professional. She in fact apologized that the APR didn't change.

2025年10月7日
自発的なレビュー
My Car Credit ロゴ

My Car Credit からの回答

Dear Joseph,

Thank you for you for your feedback. We’re sorry to hear you’re disappointed with your experience. The rate shown on the price comparison site you came through is an example rate, and while we always aim to match it, it isn’t guaranteed - offers can vary depending on individual credit profiles. In your case, there is some adverse information on your credit file which has affected the rate we were able to secure. Our team has tried to get in touch to explain this further but hasn’t been able to reach you yet. Please don’t hesitate to call us back - we’d be happy to discuss your options in more detail.

Kind regards,
My Car Credit

5つ星のうち5の評価

Excellent Customer Service

From initial connection to following through to completing my purchase, kept me informed of what was happening.

Could not fault customer service and would definitely consider using them again

2025年9月4日

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