Scratchpay レビュー 1,777

Dude you guys literally helped save my cats life! Thank you! A+ service!

I absolutely love ScratchPay! It was so easy to apply for a loan on line. And their monthly payments were more than reasonable for someone like myself to pay. It’s wonderful knowing that if my cat gets sick or just needs her vaccinations, that I can rely on ScratchPay! Without ScratchPay I would not be able to take my cat to the vet. I love ScratchPay!!

Reliable payment plan, I am usually skeptical of second hand payment options but worked great for me and didn’t affect my credit or anything!

This came through in such a time of need for our family and we are so thankful we were able to give our old dog a fighting chance with the help of scratch pay. Highly recommend! Especially if you are able to payoff within 6 months - no interest! Hopefully we won’t need it, but if we do, we won’t hesitate to use scratch again!

Thank goodness for this plan! It helped me get much needed care for my sweet little kitty with a diagnosis of Diabetes. She is now in remission, which is awesome. Only issue was making payments but with help from the great staff I was able to make them in a timely manner.

Unclear payments structure, interest rates are through the roof. Multiple charges on my account that don't make sense. It's really only good if you're desperate and don't have a credit card; otherwise, you would be better off paying with a credit card. And God help you if you're late, it's a $25 late fee in addition to whatever you're already paying. Borrower beware.

Thank you Scratchpay so we could get the care our dog needed in emergency situation..

Thank for this company for helping in a time of need for our puppies.

Scratch pay is a wonderful company. Our cat got very I'll and unfortunately we lost her but within hours of her getting sick we were approved. The approval came almost immediately after application even being in Canada. The customer service has been exceptional. Thank you Scratch pay. If another emergency happens to arise I know when can count on you.

Scratchpay was a lifesaver when we took our cat to the emergency vet and needed some tests done. We got the funds sent directly to the vet right away

This app is awesome! I make 2 payments a month for 6 months and I don’t have to pay the interest! Always available anytime my pets need anything!

As always so helpful and easy when an emergency happens. Trust Scratchpay to help

It was a great experience and help me

I appreciated Scratchpay being available during my time of need. However, I was very disappointed with the lack of transparency in the payment amounts. The balance would show one amount, but when I went to pay—before the due date—the total was higher.
The interest costs are extremely high, worse than most credit cards. If you have access to a credit card, I strongly recommend using that instead. You will likely save money and at least break even, rather than paying excessive interest through Scratchpay.
Overall, the service may help in emergencies, but the pricing structure needs to be much clearer and fairer.

I really appreciated the financial help in my sad time of need. It was already hard enough losing my friend, yet alone having a financial burden on top of it. I'm glad they were there to help make it a little easier. Thank you.

Scratch pay was there when I needed them the most for my fur baby thank you scratch pay

Was able to pay for my dogs broken paw when I didn’t have insurance and didn’t have the full amount available to cover it either. Thanks Scratchpay!

Scratchpay made it possible for my fur baby to recieve the life saving care she needed. We were able to pay it off with no interest and are so thankful that is even an option. ❤️ Thank you Scratchpay.

If I could give 10 stars, I would. Scratch pay help my family out the time in need during the holiday season. It was easy access to fill out the application. The money came instantly. And the low payments were also a plus. Not to mention they let you know plenty of times before they take money that due. So you’re not waiting last minute to make a payment. Thank you scratch pay. You save my fur baby. And my Christmas.

Scratch Pay came through for me. I had CareCredit and used it at the vet. I had $380 left in my account. I needed an increase in funds and they denied me... and closed my account. I couldn't use the $380 that was available to me. If it wasn't for Scratch Pay approving my loan that was being paid directly to the vet, my cat would have suffered longer than necessary because I needed to wait to get my pay.