Sidecar Health レビュヌ 426

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TrustScore 5段階評䟡の4

3.8

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レビュアヌのコメントを芋おみたしょう

5぀星のうち5の評䟡

I was diagnosed in August with breast cancer. I was affraid of what I would have to pay and if my insurance covered it. Needless to say, Sidecar changed all of that for me. I never had to worry about... もっず芋る

5぀星のうち5の評䟡

I had an unexpected injury that required surgery, and working with Sidecar made a stressful situation so much easier. Their Member Care team was incredibly helpful throughout the entire process—th... もっず芋る

5぀星のうち5の評䟡

We've been on the plan for about 18 months now and love it. The biggest factor for us is being able to get one of our kids into specialists who normally don't "take insurance." Navigating this health... もっず芋る

5぀星のうち2の評䟡

Trying to maintain a schedule of obtaining medications is absolutely a pain. They expect you to shop around and get prescriptions moved from pharmacy to pharmacy each time for the best price. Even the... もっず芋る

䌁業が回答したした

䌁業情報

  1. 保険䌚瀟

圓該䌁業による蚘述

Sidecar Health is an ACA-compliant employer sponsored major medical plan with no networks, no prior auths, and no surprise costs.


連絡先

3.8

ほが満足

TrustScore 5段階評䟡の4

426件のレビュヌ

5぀星
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5぀星のうち5の評䟡

I was diagnosed in August with breast


I was diagnosed in August with breast cancer. I was affraid of what I would have to pay and if my insurance covered it. Needless to say, Sidecar changed all of that for me. I never had to worry about my bills.Mrs. Deborah took excellent care of me and made sure that I only had to foucus on my treatments and getting better. I would highly recommend this isurance to everyone

2026幎4月15日
自発的なレビュヌ
5぀星のうち5の評䟡

Great support during an unexpected surgery

I had an unexpected injury that required surgery, and working with Sidecar made a stressful situation so much easier. Their Member Care team was incredibly helpful throughout the entire process—they clearly outlined everything I needed, answered all my questions, and made sure nothing fell through the cracks.

What really stood out was how quickly they moved to expedite everything, so I had all approvals and information in place well before the day of surgery. Having that level of support and clarity took a huge weight off my shoulders during an already difficult time.

I’m very grateful for how smooth they made the experience and would highly recommend Sidecar to anyone looking for responsive, supportive care when it matters most.

2026幎3月12日
自発的なレビュヌ
5぀星のうち5の評䟡

Don’t just talk about it; BE about it

Sidecar Health is a plan that empowers and rewards people willing to take responsibility for their health care decisions. After reading some negative reviews here, the common thread is that far too many people are unwilling to accept personal responsibility to shop for fairly priced providers. This attitude is the root cause of the outrageous and unsustainable premium increases we’re all seeing every year - and it’s not going to change unless people start taking responsibility for their health care. The Sidecar Health model is simultaneously the FUTURE (barring industry collapse) as well as the PAST - this model is “revolutionary” in today’s market yet it is how the US healthcare industry worked for decades up until just a generation or two ago (usual, customary, reasonable industry standards which were the baseline for all insurance). This is a foreign concept to most Americans today but it is historical fact. Sidecar Health will reward proactive and responsible people, and even if you struggle to adapt to an honest and transparent model they will patiently help you through the learning curve. Their coverage/benefits are more than adequate for the vast majority of care, and they protect you from emergency/unanticipated “surprise” costs. I have never had a better insurance plan in my life, thank you Sidecar Health and member care for single handedly raising the bar across a broken industry and being the change you wish to see in the world.

2026幎4月13日
自発的なレビュヌ
5぀星のうち5の評䟡

Overall I am really liking this


Overall I am really liking this insurance. Any time I need to call, they are very helpful and friendly in answering my questions. The app is easy to use and it's kind of fun to see if you can find the best deal for your money with services and prescriptions. Getting credits for using lower cost pharmacies and doctors is a nice bonus.

2026幎3月13日
自発的なレビュヌ
5぀星のうち5の評䟡

Sidecar Health is making a significant


Sidecar Health is making a significant difference in the lives of our staff by helping us better understand the true nature of the care we are seeking and empowering us to be in the driver’s seat rather than navigating the bureaucracy of traditional healthcare.

The onboarding process, ongoing follow-up, and meaningful connection points they provide for our staff reflect the kind of support and engagement we have always hoped for but have rarely experienced as an organization.

The level of transparency and personal support they have brought to our team is truly making a difference in the lives of our staff.

2026幎3月11日
自発的なレビュヌ
5぀星のうち5の評䟡

Smooth Sailing During Challenging Times Thanks to Side Car!

I have had nothing but an excellent experience using Side Car. From utilizing it for routine Doctor's appointments to now having to managing a rather extensive healthcare event, the Side Car team has been professional, positive and present to my needs. I honestly can't even imagine having to navigate my old health insurance provider(s) during this current healthcare event! Side Car has made it so easy- from loading up invoices to reaching out to my navigator by email or phone to have my many questions answers quickly and compassionately. I can focus on what is important, my health and recovery, not paperwork and invoices. Thank you all at Team Side Car

2026幎3月5日
自発的なレビュヌ
5぀星のうち2の評䟡

Sidecar is a bad choice for prescriptions

Trying to maintain a schedule of obtaining medications is absolutely a pain. They expect you to shop around and get prescriptions moved from pharmacy to pharmacy each time for the best price. Even the screen shots they send you are not the prices charged at a pharmacy so where are they getting their data and information. This all just makes for terrible costs and wasted time trying to follow their processes. Avoid if you can.

2026幎3月4日
自発的なレビュヌ
Sidecar Health ロゎ

Sidecar Health からの回答

Using the app, members can easily find the lowest-cost pharmacy in their area. That same pharmacy is typically the best option for all their prescriptions. There's usually not a need to visit multiple pharmacies for multiple prescriptions unless the member chooses to.

Prescriptions are also one of the easiest ways to earn money back. Over 70% of the time, members fill at pharmacies where their prescription costs nothing or earns money back. And 24% of the time, members still pay less than a typical copay on a legacy plan. We also offer ScriptSave discount codes built into the app, and members can use any Rx discount code they'd like.

5぀星のうち5の評䟡

We've been on the plan for about 18


We've been on the plan for about 18 months now and love it. The biggest factor for us is being able to get one of our kids into specialists who normally don't "take insurance." Navigating this health condition used to be terrifying — never knowing if we could get into a doctor (in-network providers had crazy wait lists) or how much insurance would pay for if we went out-of-network. Now we know that as long as a provider is seeing patients, we'll be able to get in.

2026幎2月27日
自発的なレビュヌ
5぀星のうち1の評䟡

The worst at everything

The worst at everything. Can't get any legit customer service, the never understand invoices, and it's not worth the money you spend on it. I can't even cancel.

2026幎3月2日
自発的なレビュヌ
Sidecar Health ロゎ

Sidecar Health からの回答

We answer 90% of member calls in under 10 seconds and are always available via phone, chat, or in-app message. If you ever have questions about an expense or need help getting an invoice our Member Care team is happy to help.

5぀星のうち5の評䟡

Talk to a person, not a robot

Whenever I call Sidecar, I talk to a human, not a robot, and they answer immediately. Sidecar is a different kind of insurance but it’s worth it when you talk about customer service. Thank you for being what every other insurance company isn’t.

2026幎2月25日
自発的なレビュヌ
5぀星のうち1の評䟡

This insurance is a SCAM

This insurance is a scam. Consistently ask for CPT codes (which no other insurance has ever asked us to do), never pay for anything, refuse to find doctors to cover in your area and tell you to do the research (we've complained about this with our company's HR department and they finally did the flippin' work). They are absolutely the cheapest insurance for your employer to offer to its employees. We now will actively ask, if we ever have to change jobs again, if an employer offers sidecar insurance and will not accept employment with them purely based on this insurance company being offered as "benefits". They are not a benefit. They are a bi monthly leech from your paycheck and pay nothing on medical bills "benefit".

And no, we do not have an HSA account. You're just bad.

2026幎2月22日
自発的なレビュヌ
Sidecar Health ロゎ

Sidecar Health からの回答

Every U.S. health insurer uses CPT codes to determine reimbursement, and some services require providers to confirm them before exact coverage can be finalized. For most care, Sidecar Health simplifies this — our app shows guaranteed coverage amounts nationwide, with CPT codes handled behind the scenes.

Based on your description, it sounds like you may be enrolled in an HSA-eligible plan. With this type of plan, non-preventive care is subject to the deductible. This means you pay the cost of care upfront, and those expenses count toward your deductible. Once your deductible is met, your plan begins paying covered care up to the Benefit Amount. This is a requirement for HSA-eligible plans and is not unique to Sidecar Health.

Every Sidecar Health member has guaranteed access to care where they live with no networks, referrals, or prior authorizations. Most members choose care that's at or below the Benefit Amount — 78% of member claims result in no cost or they earn money back, with members earning an average of $44 each time they spend less than the plan covers.

5぀星のうち5の評䟡

Truly a Game Changer

Sidecar Health has been an absolute game changer for me. They covered a procedure in full that my previous health insurance company wouldn’t cover a dime for. After years of dealing with denials and limitations, this felt completely different.

The platform is incredibly easy to use, transparent, and straightforward. I love that I have the freedom to choose who I want to see instead of being stuck inside a restrictive network.

It feels like healthcare finally works the way it should... simple, empowering, and fair.

Highly, highly recommend Sidecar Health!

2026幎2月16日
自発的なレビュヌ
5぀星のうち1の評䟡

Sidecar health are nothing but lies

Sidecar health are nothing but lies!!...they claim "no prior authorizations....your doctor decides not your insurance company"...that is from their brochure....yet they denied my daughter's procedure which was approved by other insurance companies

2026幎2月4日
自発的なレビュヌ
Sidecar Health ロゎ

Sidecar Health からの回答

We’re sorry to hear about your experience.

Sidecar Health does not require prior authorization, and fewer than 1% of claims are clinically denial. In some cases, treatments may be classified as experimental or investigational or deemed not medically necessary based on independent clinical guidelines. When that happens, the treatment may not be covered.

If you have any questions, our Member Care team is here to help.

5぀星のうち5の評䟡

Words cannot fully explain how


Words cannot fully explain how incredible this company is. They stand out of the way of your Doctor and your care. all of 2025 I have faced some very complicated heath issues with Stage 4 cancer and also lost a spouse of 40 years. Sidecar Health stood right by me, covered all my care with some very expensive non standard treatments and covered it all. If it was not for this company, I absolute would not be typing this review, I would would be dead. I owe my life to Sidecar Health for the attention and worry free on who is going to cover the bills. I also am extremely grateful for their employee Ms. Debbie, who personally calls and checks on my needs to make sure everything is being handled. That is ONE CLASS ACT !

2025幎12月17日
自発的なレビュヌ
5぀星のうち5の評䟡

Newbie loving this program

I have been on this program for a little over a month. It has been so wonderful. The company finds your answers immediately, they have even made phone calls with me. They are paying for prescriptions that I never was able to get coverage on before. I love it!!

2025幎12月4日
自発的なレビュヌ
5぀星のうち4の評䟡

I mean it’s different but once I got


I mean it’s different but once I got done with my prescription basically I was going to Kroger and they’re not a network so I had to pay for my prescription and they did give me a quarter of it back when I submitted it for an expense they didn’t have to do that, but I mean it’s kind of just like insurance but you don’t have to pay all this money out-of-pocket so they’re OK. I am just getting used to them.

2025幎11月19日
自発的なレビュヌ

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