I was diagnosed in August with breast cancer. I was affraid of what I would have to pay and if my insurance covered it. Needless to say, Sidecar changed all of that for me. I never had to worry about... ãã£ãšèŠã
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I had an unexpected injury that required surgery, and working with Sidecar made a stressful situation so much easier. Their Member Care team was incredibly helpful throughout the entire processâth... ãã£ãšèŠã
We've been on the plan for about 18 months now and love it. The biggest factor for us is being able to get one of our kids into specialists who normally don't "take insurance." Navigating this health... ãã£ãšèŠã
Trying to maintain a schedule of obtaining medications is absolutely a pain. They expect you to shop around and get prescriptions moved from pharmacy to pharmacy each time for the best price. Even the... ãã£ãšèŠã
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Sidecar Health is an ACA-compliant employer sponsored major medical plan with no networks, no prior auths, and no surprise costs.
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I was diagnosed in August with breastâŠ
I was diagnosed in August with breast cancer. I was affraid of what I would have to pay and if my insurance covered it. Needless to say, Sidecar changed all of that for me. I never had to worry about my bills.Mrs. Deborah took excellent care of me and made sure that I only had to foucus on my treatments and getting better. I would highly recommend this isurance to everyone
Great support during an unexpected surgery
I had an unexpected injury that required surgery, and working with Sidecar made a stressful situation so much easier. Their Member Care team was incredibly helpful throughout the entire processâthey clearly outlined everything I needed, answered all my questions, and made sure nothing fell through the cracks.
What really stood out was how quickly they moved to expedite everything, so I had all approvals and information in place well before the day of surgery. Having that level of support and clarity took a huge weight off my shoulders during an already difficult time.
Iâm very grateful for how smooth they made the experience and would highly recommend Sidecar to anyone looking for responsive, supportive care when it matters most.
Donât just talk about it; BE about it
Sidecar Health is a plan that empowers and rewards people willing to take responsibility for their health care decisions. After reading some negative reviews here, the common thread is that far too many people are unwilling to accept personal responsibility to shop for fairly priced providers. This attitude is the root cause of the outrageous and unsustainable premium increases weâre all seeing every year - and itâs not going to change unless people start taking responsibility for their health care. The Sidecar Health model is simultaneously the FUTURE (barring industry collapse) as well as the PAST - this model is ârevolutionaryâ in todayâs market yet it is how the US healthcare industry worked for decades up until just a generation or two ago (usual, customary, reasonable industry standards which were the baseline for all insurance). This is a foreign concept to most Americans today but it is historical fact. Sidecar Health will reward proactive and responsible people, and even if you struggle to adapt to an honest and transparent model they will patiently help you through the learning curve. Their coverage/benefits are more than adequate for the vast majority of care, and they protect you from emergency/unanticipated âsurpriseâ costs. I have never had a better insurance plan in my life, thank you Sidecar Health and member care for single handedly raising the bar across a broken industry and being the change you wish to see in the world.
Completely unique model that reinventsâŠ
Completely unique model that reinvents healthcare. Made insurance way less complicated and eliminated the anxiety of networks and prior auths.
Overall I am really liking thisâŠ
Overall I am really liking this insurance. Any time I need to call, they are very helpful and friendly in answering my questions. The app is easy to use and it's kind of fun to see if you can find the best deal for your money with services and prescriptions. Getting credits for using lower cost pharmacies and doctors is a nice bonus.
Sidecar Health is making a significantâŠ
Sidecar Health is making a significant difference in the lives of our staff by helping us better understand the true nature of the care we are seeking and empowering us to be in the driverâs seat rather than navigating the bureaucracy of traditional healthcare.
The onboarding process, ongoing follow-up, and meaningful connection points they provide for our staff reflect the kind of support and engagement we have always hoped for but have rarely experienced as an organization.
The level of transparency and personal support they have brought to our team is truly making a difference in the lives of our staff.
Once you get used to how it works
Once you get used to how it works, it's a unique experience, and a way to get the most of your health care.
Smooth Sailing During Challenging Times Thanks to Side Car!
I have had nothing but an excellent experience using Side Car. From utilizing it for routine Doctor's appointments to now having to managing a rather extensive healthcare event, the Side Car team has been professional, positive and present to my needs. I honestly can't even imagine having to navigate my old health insurance provider(s) during this current healthcare event! Side Car has made it so easy- from loading up invoices to reaching out to my navigator by email or phone to have my many questions answers quickly and compassionately. I can focus on what is important, my health and recovery, not paperwork and invoices. Thank you all at Team Side Car
Sidecar is a bad choice for prescriptions
Trying to maintain a schedule of obtaining medications is absolutely a pain. They expect you to shop around and get prescriptions moved from pharmacy to pharmacy each time for the best price. Even the screen shots they send you are not the prices charged at a pharmacy so where are they getting their data and information. This all just makes for terrible costs and wasted time trying to follow their processes. Avoid if you can.

Sidecar Health ããã®åç
We've been on the plan for about 18âŠ
We've been on the plan for about 18 months now and love it. The biggest factor for us is being able to get one of our kids into specialists who normally don't "take insurance." Navigating this health condition used to be terrifying â never knowing if we could get into a doctor (in-network providers had crazy wait lists) or how much insurance would pay for if we went out-of-network. Now we know that as long as a provider is seeing patients, we'll be able to get in.
Great coverage
Prescriptions that werenât covered by my last insurance has been covered by Sidecar.
The worst at everything
The worst at everything. Can't get any legit customer service, the never understand invoices, and it's not worth the money you spend on it. I can't even cancel.

Sidecar Health ããã®åç
Talk to a person, not a robot
Whenever I call Sidecar, I talk to a human, not a robot, and they answer immediately. Sidecar is a different kind of insurance but itâs worth it when you talk about customer service. Thank you for being what every other insurance company isnât.
This insurance is a SCAM
This insurance is a scam. Consistently ask for CPT codes (which no other insurance has ever asked us to do), never pay for anything, refuse to find doctors to cover in your area and tell you to do the research (we've complained about this with our company's HR department and they finally did the flippin' work). They are absolutely the cheapest insurance for your employer to offer to its employees. We now will actively ask, if we ever have to change jobs again, if an employer offers sidecar insurance and will not accept employment with them purely based on this insurance company being offered as "benefits". They are not a benefit. They are a bi monthly leech from your paycheck and pay nothing on medical bills "benefit".
And no, we do not have an HSA account. You're just bad.

Sidecar Health ããã®åç
Truly a Game Changer
Sidecar Health has been an absolute game changer for me. They covered a procedure in full that my previous health insurance company wouldnât cover a dime for. After years of dealing with denials and limitations, this felt completely different.
The platform is incredibly easy to use, transparent, and straightforward. I love that I have the freedom to choose who I want to see instead of being stuck inside a restrictive network.
It feels like healthcare finally works the way it should... simple, empowering, and fair.
Highly, highly recommend Sidecar Health!
Sidecar health are nothing but lies
Sidecar health are nothing but lies!!...they claim "no prior authorizations....your doctor decides not your insurance company"...that is from their brochure....yet they denied my daughter's procedure which was approved by other insurance companies

Sidecar Health ããã®åç
Words cannot fully explain howâŠ
Words cannot fully explain how incredible this company is. They stand out of the way of your Doctor and your care. all of 2025 I have faced some very complicated heath issues with Stage 4 cancer and also lost a spouse of 40 years. Sidecar Health stood right by me, covered all my care with some very expensive non standard treatments and covered it all. If it was not for this company, I absolute would not be typing this review, I would would be dead. I owe my life to Sidecar Health for the attention and worry free on who is going to cover the bills. I also am extremely grateful for their employee Ms. Debbie, who personally calls and checks on my needs to make sure everything is being handled. That is ONE CLASS ACT !
At first it's a little complicated butâŠ
At first it's a little complicated but once you figure out what you need to do it's a good insurance
Newbie loving this program
I have been on this program for a little over a month. It has been so wonderful. The company finds your answers immediately, they have even made phone calls with me. They are paying for prescriptions that I never was able to get coverage on before. I love it!!
I mean itâs different but once I gotâŠ
I mean itâs different but once I got done with my prescription basically I was going to Kroger and theyâre not a network so I had to pay for my prescription and they did give me a quarter of it back when I submitted it for an expense they didnât have to do that, but I mean itâs kind of just like insurance but you donât have to pay all this money out-of-pocket so theyâre OK. I am just getting used to them.
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