Silverstonecredits レビュー 10

This company charged me early and I continued to make payments yet they keep threatening me with legal action while I am paying them.

I was a bit skeptical at first since there are so many lenders out there, but my experience with Silverstone Credits ended up being pretty positive overall.

The application process was simple and fast, and I liked that everything was done online without too much back and forth. I received clear information before accepting, and the funds were sent fairly quickly after approval.

They are a scam company operating illegally. They are not a licensed loan company and their contracts are illegal. I will be filing a police report as these are criminals operating outside of Canadian laws. DO NOT TAKE OUT A LOAN WITH THESE PEOPLE.

Took a loan with them and it was very easy. I missed a payment at mid term of my loan and they were very comprehensive. Would totally recommend.

Silverstone Credits has been great in my experience. I used them for a small $500 loan, and the process was quick, simple, and efficient. This is actually my third renewal with them, and every time everything has gone smoothly without any issues. I know there are some negative reviews here, but I felt it was only fair to share my own experience, which has been consistently positive. Based on my experience, they have been reliable and easy to deal with.

This place is an absolute scam. Yes they will give you a loan, but after a few weeks. They lock you out of your account. They dont tell you how much remaining you owe just what your payments are. There is no clarity, and after telling them you cant access your account. They stop answering the phone.

DO NOT GET A LOAN FROM HERE. They will steal your money. Even if you pay back every dollar you loaned plus interest, they continue to take your money

1- Your company needs to abide by the rules set up within agreement within the Province of Saskatchewan.
Texting at 10:45PM is not with the bounds of what you can legally do. And can be classified as harassment.

Here is the link in case you don’t have it.

“Collection Agents Act Collectors are restricted to calling between 7 a.m. and 9 p.m. Monday–Saturday, and 1 p.m. to 5 p.m. on Sundays. They may only contact you up to three times per week after the first initial contact.”
2- Use undue pressure to get someone to pay.
The phrases “can you explain why you haven’t paid back (amount)” is classified as extreme pressure, in accordance within Saskatchewan collections agreement.

3- Calling when someone is in solvency. This is a major problem, which can cost fines for your company.

4- you can cannot charge over the top fees. Which it seems you have.

I strongly recommend reading the Collection agreement of Saskatchewan so you can understand what your company can do, and what’s qualified as harassment.

Thank you for your prompt attention in this matter.

This is actually just a scam and probably illegal but I was in desperate need of some cash and not a single place I applied would approve me. These guys sent me $500 within 2 hours of submitting my application. Now I owe them $1140 with no option for early repayment so I can avoid some fees. Charging this insane amount on a loan is definitely illegal but who in the hell is going to enforce it.

Be careful, this company is actually toledocredit and the BBB and consumers affairs looking for them. Look at both website and they are exactly the same. They will not answer BBB regarding their license and interest. The rcmp are involved, they are a scam company taking advantage of Canadians