In June 2025, I paid £10 for a replacement 60+ Oyster card and received it at my London address. That should have confirmed my details. On 7 July, I replied to TfLâs reminder email to say Iâd alre... ãã£ãšèŠã
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Process was straightforward. I'm very relieved at the peace of mind that my ebike is protected against theft. Living near Oakland made owning an ebike and driving around town worrisome. Knowing th... ãã£ãšèŠã
Customer service is great. Sign up is a bit weird because after entering oneâs CC number, one is redirected to a âChat pageâ instead of a typical confirmation screen. All worked out. I guess the pr... ãã£ãšèŠã
I did not get to speak with your customer service department; but, I was able to do an on-line chat. I am not a fan of typing my questions out, however, you left me no option... Thankfully my issu... ãã£ãšèŠã
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Oyster is an insurance technology company that provides a new standard of comprehensive personal insurance coverage through a simplified experience. Oyster's end-to-end platform enables retailers to embed personal insurance at the point-of-sale to make insurance more accessible for consumers.
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276 Fifth Ave Ste 704 PMB 146, 10001, New York, ç±³åœ
- hi@withoyster.com
- withoyster.com
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60+ Oyster Photocard â How the system failed me
In June 2025, I paid £10 for a replacement 60+ Oyster card and received it at my London address. That should have confirmed my details.
On 7 July, I replied to TfLâs reminder email to say Iâd already done this, but got no reply. After that, I couldnât reset my online account password (no reset emails ever came), the callback option failed, and I spent over 30 minutes on hold without getting through.
Despite my efforts, my card was stopped and I was told to reapply at a higher cost (£35). Multiple advisers replied, but none addressed the fact Iâd already had a replacement in June or the system failures that stopped me completing their process.
Iâve had to pay out of pocket for travel while this dragged on. Iâm reapplying so I can travel again, but this feels unfair â TfLâs own systems made compliance impossible, yet the cost and disruption falls on me.
Iâd like TfL to review cases like this properly, so others donât face the same.
Unable to file a claim
Website is down. Live chat never has anyone available. My policy doesn't load (keep getting a "spinning wheel" on the website), so it is currently impossible for me to file a claim. It's an AI company, so there is no phone number to report these issues.
After being their customer for over 3âŠ
After being their customer for over 3 years, i came to a point where i have no choice but have to leave this review. Long story short, they will not accept any liability for mistakes caused by their staff. Mr Pete Best-avoid.

Oyster ããã®åç
Chris Gosselin was the differenceâŠ
Chris Gosselin was the difference maker!
We had spoken to 4 other Ins. agents and
were unhappy with their service.
Chris was knowledgeable friendly and articulate.
Cancelled and replaced policy coverage
Very awkward that every paragraph of policy is cancelled and replaced. Is there any reason current policy provisions can't be stated without all the nonsense about what's cancelled?
Great experience
Very easy to navigate and get a policy set up. Would definitely recommend!
easy order and received quick
I had a few questions
I had a few questions . They explain a few things to me professionally and kind . I asked for a print out on my contract. They e-mailed me right away . Iâm thinking of including more insurance on my e-bike . Iâm satisfied with Oyster Insurance!!
Courtney Vaughn was very helpful
Courtney Vaughn was very helpful, she totally sealed the deal for me. Helping as fast as well as being so knowledgeable and helpful it was a no brainer for me.
Easy to use and sign up for.
Gunnar is exceptional and professional
Gunnar is exceptional and professional, took the time to provide quality insurance policy and provided exactly what we needed. I highly recommend Oster!
I had questions up front and though theâŠ
I had questions up front and though the chat response said theyâll email me, they never did. So I cancelled and went with someone else.
Exceptional customer service experience.
It was fairly simple to sign to sign up and if you have any questions they will be answered in a reasonable period of time.
Cut our insurance costs in half
The team at Oyster cut our insurance costs in half. When we were surprised with a big increase in premiums that was due to market conditions, not claims, I asked Oyster to work on a time crunch to find us an alternative. They brought us a great policy alternative very quickly and made the whole process very simple for us.
Quick and effective customer service.
The quickness and effectiveness of the response I received from Courtney, at the support team, was excellent and got me straight to a solution to my problem. I'd highly recommend anyone to use Oyster and rely on their customer service team.
Great service!
Just having the sense of security by insuring my items makes Oyster the perfect choice for me.
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