Intuit Credit Karma US レビュー 833

CK offers the ability to check what loan offers may be available while clearly claiming "no impact to credit score" and that there will only be a hard inquiry after you pick one to apply to. I found this was not true. After putting my info in I had three hard inquiries back to back and not a single offer.

Credit Karma is the worst. They are inaccurate and only report when you spend and not when you pay down credit cards. This is annoying and they push only credit card and other items you do not need or want. They have changed into a storefront front credit cards an other services that you don't need. They used to be great they are at the bottom of the barrel to me. Don't sign up with these guys. They are bad.

I have had a account with Credit Karma for long time and had 1000$ in the account and they was offering 135$ bonus if you did the required listed items and u was to do
And then u was to get the 135$ bonus added to your account and I did everything and they didn’t give me the bonus 135$ so I took out my money 1000$ and closed down the account and guess what going on day 3/4 and I haven’t got my 1000$ back I’m calling the attorney general and everyone else to get my money back! DO KOT ISE THIS COMPANY THEY ARE COMMITTING FRAUD AND STEALING I STILL DONT HAVE MY MONEY BACK IN my BANK ACCOUNT THIS IS FRAUD MY MONEY WAS TAKEN OUT DAYS AGO AND THEY ARE STEALING MY MONEY! 1000$ is BIG TIME FOR MEI WHEN THEY TOOK MY MONEY IT HAPPEN LIKE IN ONE DAY AND IT TAKES 4/8 days to get it back wrong when I needed a little help and took some money from my karma account it happened in one day but now I have no idea where my money is now and losing my mind it’s my living right now I need that money! DONT USE CREDIT KARMA SITE IT IS FRAUD AND STEALING FROM ME IT DIDKT TAKE THAT LONG TO TAKE THE MONEY BUT WE HAVE A PROBLEM WHEN THEY ARE NOT DOING THERE JOB MY MONEY SHOULD HAVE BEEN BACK IN MY BANK IN ONE DAY! IT STILL ISNT BACK

I am totally p***** This place is fake. I have used the same phone number for over 9 months. All of a sudden, I can't get into my account. Then they make you do this faith verification. And a driver license clarification, which doesn't work because it says I'm approved, but when I talk to one of them, they can't see anything. It's fake I don't know what's going on and how crooked these people are, but it's fake. I pray to God there is a class action lawsuit because I'm going to join it. They don't help you. They lie about your credit score and then you check with experian. Or you check with trans union and it's totally different. They play this game so bad today, I have tried to appease them 10 times and they still say they can't see something so they can't approve me to get back in to the the application, this is bull.I'm so angry.I'm so mad.My pressure is so high because of these sorry , lying people i'm sick of this

They just recommended I add over 13k to an existing 5k loan. They are a shill for predators not looking after customers, Do not trust their recommendations!

I went into my portal on credit karma and found a loan that would work for me. I applied straight from my portal only to find out that it was a scam. Why would CK not know they have scammers on there site... I'm so pissed. I have to file a report, freeze credit etc. I tried to reach out to them but only chat online was available I asked to speak to a manager the rep said they would email me in sometime within 30days. Theirs no one to talk to. Ck needs to be held liable for this.

Used to be a good service when it was MINT. It has been ruined. Have a duplicate account on my profile, but it doesn't show up under manage accounts, only in net worth - and artificially affects numbers because it is a duplicate of another account. No way I can delete it. Contacted CreditKarma many months ago -- they "escalated" it -- but still nothing. So apparently CreditKarma can't delete it either. Moving on... what a shame. No surprise at the 1 star overall reviews!

This was the worst customer experience I've ever had. The loan officer, Tate, claimed to be a senior loan officer, but it became very apparent that wasn't true by the end of this experience . I have an 800 credit score and made well over the required amount per month to qualify for a refinance on my house. Somehow they managed to screw up my income with the underwriting process and put in only 1/3 of my total income, even though I had provided W-2s multiple pay stubs and everything they needed. They told me at the end they couldn't go back or change anything about it and they wouldn't refund me my $500 for the rate lock in fee. I will never use the Credit Karma again. They are truly awful.

I made the mistake n of applying for a debt consolidation loan on credit karma. Not only was I offered a loan considerably different than what was offered. (Something like 30% interest).However after i declined this ridiculous loan offer I began getting 2,3 even 4 calls a day from what I think is a few companies calling from different numbers using different names. This has gone on for 8 months now. I have contacted credit karma and I have listed my number with the do not call list but the calls keep coming day and night. I block and report every number now but the calls keep coming. Good luck if you use this tool.

The Worst Credit Company! They have a non working phone number for the “ Corporate Office “ in CA! Emails ( Multiple) to “ Support “ at Credit Karma are never even replied to ! Clearly , Credit Karma is the Worst Credit Company in the USA! Stay away from them! Their App is just as bad as the company! Stay away from them!

I'm not here to share my financial situation. I'm here to let new comers be aware of what credit karma is doing with your information. When they post the approval odds on your app saying you have outstanding approval odds based on your information it's not true because when you apply for a loan or credit card you are turned down based on your income or credit score which lowers your score because of the hard pull which in return makes it harder the next time you try. But at the same time they are being paid for referring you to that company. In other words it's a win win for them and you are the only ones losing. Just something to think about before you use them.

Credit Karmas credit score is lower than what I have on transunion. I worked hard to get my score to 747. Meanwhile, credit karma is suppose to help you to get your credit fixed. When applying for their loans, you qualify for none. Why is that? Because they are looking for people that will fall into high interest rates and fees beyond affordability. They charge higher interest rates and double the interest fees to pay over longer periods of time. I applied feeling confident with my credit score through SOFI, LendingClub and OneMainFinancial and none of them approved me. Thankfully, due to unapproval they didn't do a hard pull. Plus, I took pictures after every step of the way to make sure that if they do a hardpull on my credit after just checking my rate that I would fight it with the BBB and if i have to court to fight these socalled companies that are suppose to help people with their credit get sued and shut them down. People are struggling and these companies interest rates are over the roof expensive. If you take out a $30k loan you pay $15k to $11k in interest fees and it does not matter if you have an excellent credit score. They have other criteria that we know nothing about to be able to get approved. So thanks for nothing Credit Karma. You definitely care less about the people and cater to these companies price gauging and overcharging on loans which I know that you get awarded for getting people scammed into applying for these loans that no one can afford. I must be lucky because I did not get approved when doing my rate. So does credit score matter? No it does not.

Every day I receive an offer to refinance my car. I've rebuilt my credit, over 680. I decided to research some of these refinance offers. Regardless of my "good credit score", the finance companies change their original offer advertised on Credit Karma, citing my TERRIBLE credit score! However, they still make an offer, "out of the kindness of their hearts", I'm sure, that drops my car payment by TEN DOLLARS, increasing the term to FIVE YEARS! AND DOUBLE THE INTEREST! 😂😆 😂 I have a great interest rate, and my terms were LESS than five years when I bought the car. Credit Karma's "lending partners" count on the bait and switch working on people with half a brain and no calculator. I also get alerts saying my payment history and, again, my "great credit score" is highly regarded for lenders of personal loans! 😂 At 145.5% and half of what you request to borrow. It's all a desperate grab for that interest money from people that fall for flattery. Let's not forget the "credit card offers"! "YOU'RE PRE-APPROVED FOR A CREDIT LIMIT OF $5,000!" Until you actually click on it, and that limit drops to $300 with an interest rate of 38.5%! Here's MY advice: use credit karma to check your score for on reporting company, Experian for another, and Capitol One for a third, get your rating up, and research cards and loans on your own! These credit monitoring apps are referral services and they get a cut of every transaction they facilitate. Don't fall for it.

I will never use Credit Karma for any loan refinancing programs ever again. I dont think Credit Karma uses any kind of a vetting program, they just let whomever think they can refinance a loan. It doesn't work that way. Credit Karma needs to verify a refinance company is a trusted company.

I've used many other refinance companies without a hitch.

Lesson learned.

Credit Karma is simultaneously intrusive and badgering with its incessant marketing pop-ups, emails and text messages, AND it is singularly hostile in every other way. Emails you send are never replied to, claims of sending verification codes are lies, "contact us" is not worth the effort because it is pure hype and victim-blaming, and the chatbot is circuitous and deliberately unhelpful. As for the app ... well, not worth the download.
AND the critical issue - CK cannot even offer a service that competes with your personal bank, PayPal and any other financial service provider.
All round = frustration, hostility, failure, round-abouts and a waste of effort.

Because I reported a fraudulent charge on my account, they chose to close my account due to no fault of my own. Someone hacked my account in Ohio and I live in Massachusetts. They decided to close my account because I reported the fraud.

Credit Karma is NOT TRUTHFUL in several ways. First, they showed my credit score at 695 per TransUnion and listed personal loan companies that offered different amounts and interest rates. When I received my denial letter from SoFi, it showed my TransUnion score to be 807. They are a business and receive money from these companies they put on their site.
Secondly, I clicked on a loan offer with SoFi loans that had a Credit Karma guarantee stating that they are certain I’ll be approved or they will pay me $50. This was printed clear as day. I clicked on loan and started the process with SoFi. This POS lender pulled a hard credit and THEN asked for specific income documents. Most lenders of these types, get the documents to satisfy their requirements and then pull the hard credit. This puts a ding on your score when they make you believe everything is great and in just a few steps you’ll be approved. DO YOURSELF A FAVOR AND STAY AWAY FROM SoFi. I contacted Credit Karma about the guarantee and initially was contacted by them with stupid questions like,”can you tell us the day of application”? This was already provided in initial contact and they should know this!!! Then they contacted me again, claiming they need more info. Need more info??? They have it all on the site!!’ Then I got another email asking me again stupid repetitive questions. Finally after 4 days of back and forth emails, they claim my offer was not a Credit Karma guarantee and I’m not eligible. This company is a lying sack of shit! I clicked on that offer specifically due to the guarantee. DONT FALL FOR THEIR BAITED LIES!!!!’
On a better note, I did business with a company called Happy Money who not only approved my loan for $1000 more, but at .75% less than SoFi’s offer. They also were quick, asked for my documentation first to be uploaded AND THEN said everything looks good and pulled a hard credit pull. My loan was funded to my bank in 3 business days.
My advice is don’t fall for what Credit Karma shows you, they will mislead you.

I haven't been on the app for a long time and have a old number I don't remember. Follow the steps to recover the account and get verification code sent to my new number and I'm locked out of the account saying contact service. I've talked to those incompetent people three times telling them that I don't remember that number and I would like to get in my account. I even did the ID and face recognition and I got an email saying that it was accepted and they're trying to tell me that it wasn't but I have email confirming it. They wanted me to do the whole process All over again and I told him no. I said f*** it! I just delete the app and leave a bad review. Their service tecs are very incompetent, and acting like I'm trying to hack my own account.

Will not let me delete account without giving them picture ID even though I can verify over email codes and secondary phone telling me I have to use my primary phone number in order to change primary phone number. I have to give them my photo ID just to delete the account not gonna happen.

I got an email that I had applied for a loan through them and I absolutely did not and of course you can't reach anybody. I am going to FDIC and any other entities.