I have been in business for over 40 years and this is the worst company I have ever dealt with. The pensions ombudsman must act against this company to save other investors time and money Walk away f... ãã£ãšèŠã
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Appalling service in every way possible. I'd suggest Options invest in a Customer Care course for all staff. Took them 6 months to send my small lump sum. They don't answer the phones, or you're o... ãã£ãšèŠã
As an employee you have no choice over your employer's pension provider. If you get this lot my advice is to opt out and find your own. Total indifference to any complaint, they just don't care. Tryi... ãã£ãšèŠã
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First payment taken end October, I requested opt out info 28th November as no email received. Email received saying my employer had not sent the required documents, once received would forward o... ãã£ãšèŠã
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Weâre an independent pension administrator and professional trustee company. For the last 20 years, weâve provided advisers and their clients with pension solutions to help save for a happy and secure retirement. What really sets us apart is our ability to craft solutions from products. For most providers, talking about SIPP, SSAS and other products is where the conversation ends. For Options, as a solutions provider, itâs where the conversation begins. Thatâs how weâve navigated our way through huge change in the UK pensions world over the last two decades and itâs why, today, weâre entrusted with administering over £1.7 billion of our clientsâ funds across both personal and corporate pension schemes. We passionately believe in pensions and we think that itâs never been more necessary to plan for the future. We base our solutions on SIPPs, SSAS, Property, Syndicates, Workplace Pensions, Auto-enrolment and 3rd party administration. We also provide our specialist commercial property service for individual SIPP, SSAS and Syndicates. We invest heavily in our systems and technology to ensure security and a smooth, headache-free experience for our advisors and your clients Weâre 100% committed to providing our advisers with the knowledge and resources to help you do what you do best - advising your clients. An Options partnership gives you our support with: Technical, Marketing, Presentations, Webinars, Client meetings, Business Planning, Education and Training. This helps us mutually to offer our clients the best possible service and to be satisfied that weâll achieve their goals. As an Independent Pension Administrator and Trustee we put good governance at the heart of all that we do. Options UK Personal Pensions LLP is authorised and regulated by the Financial Conduct Authority for its SIPP business FRN 501747
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1st Floor Lakeside House Shirwell Crescent Furzton Lake, MK4 1GA, Milton Keynes, è±åœ
- +44(0)3301241505
- ENQUIRIES@optionspensions.co.uk
- www.optionspensions.co.uk
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Options - My experience of the company
In handling my questions and requests in respect of my pension the Options Team have been very professional, easy to communicate with and timely in their feedback
I have had no issues or problems when dealing with them
The five star rating given reflects my satisfaction

Options For Your Tomorrow ããã®åç
If I could give 0 starts I would.
If I could give 0 starts I would.
It has taken over 8 months to get the funds from my pension transferred over to my new fund, and that was only after threats of contacting the Ombudsman. Options have appalling customer service, emails go unanswered for months. After 6 months I was told a form hadn't been filled in - they waited 6 months to tell me this! They told me they hadn't received forms from my current pension fund when the pension fund had posted and emailed to them on more than one occasion.
When I had my pension with them I decided to place a lump some into my pension pot, this took them over 4 months to transfer into, even though they were constantly chased to find out where the money was.
Terrible company, do not use.
Absolute joke of a company
Absolute joke of a company, taking weeks to reply to emails, don't answer their phones and just generally mothballing the whole process of transferring pensions...
Hard to put into words how disgracefulâŠ
Hard to put into words how disgraceful this company is , I've been waiting on my pension being transferred out of options since Mid July told it could take up to 8 weeks , it's now been over 12 .... they don't answer calls or emails I can just about accept it takes time to transfer but the lack of communication and blatant ignoring of my attempts to contact them is utterly shameful , I just have to hope one day it is actually transferred
So far waited 10 month to transfer myâŠ
So far waited 10 month to transfer my pension to another company.
But what worries me the most is Options have closed two of my schemes by mistake and do not know where the money is.
Impossible to get any answers and very difficult to get hold of them.
Have reported to the ombudsman so hopefully they can help.
Avoid at all cost
Been waiting 12 weeks to transfer myâŠ
Been waiting 12 weeks to transfer my pension and still waiting. Stay away very poor reviews.
Taken me 2 years to try and transfer myâŠ
Taken me 2 years to try and transfer my pension finally done but would never use them again. Communication is terrible and I think they just hope people forget and don't bother trying to move their money. Took me going to the regulator to get anywhere
I have tried calling them -they don'tâŠ
I have tried calling them -they don't answer the phone. I have emailed them three times. NO REPLY. I'M TRYING TO DO A PENSION TRANSFER.
This 5 * review is solely for KyleâŠ
This 5 * review is solely for Kyle Hancock Cann for his great customer service and for efficiently dealing with my pension payout.
Swift and Excellent Service from Daniella Federico
I see there has been some mixed review for Options Pensions on here - well, those people probably never dealt with Daniella Federico who has been excellent to deal with. Very quick replies, knowledgeable and I managed to make a SIPP contribution with her help almost immediately and had the funds applied for dealing within hours of first contact with her. It can take a good week or more with my former SIPP provider and other firms too. Thank you Daniella !
Great communication from Rajshree
Rubbish company
Absolutely rubbish please donât use this company they are the worst pension company out there! They have been holding on to our pension payment for 5 months now with no reason. Asked us to jump through hoops with paper work and stopping contributions with payroll to be told they still wonât pay out! Diabolical and they need to be investigated by the ombudsman!
Got wheels moving.
Got in touch with Kyle Hancock-Cann at Options. He has got the Wheels moving very quickly. I recommend him. His E-mail is further down the reviews.
Awful experience transferring my pension
My entire company of around 170 people recently moved to a new pension provider, most of whom sent the required forms to Options in order to transfer in February. Only in the last few days (six months later) have the first of us had our funds transferred, several of whom had to chase Options before any action was taken.
I personally emailed them last week hoping for the same; I was told my transfer had not taken place because my date of birth was missed on one of the forms. This was six months after I had sent it and Options had made no effort to contact me to inform me of the error. They must have known as well, since their response was almost immediate; meaning they had noticed the error and then sat on the form for six months, presumably waiting for me to ask what was going on. Avoid.
Crappy Product, crappy service
Transferred my pension out of them due to terrible performance, took a long time. They require a lot of paperwork, I completed it and the transfer took 6-8 weeks, in the end they didnt include the payment reference so it got returned so had to request again. Its a poor company that offers poor products, you should avoid.
Took 16 weeks to sort out pension
Took 16 weeks to sort out pension. Not a massive amount but needed to tide over whilst waiting for surgery.
No acknowledgment of receipt of paperwork and no updates unless I phoned, Staff were personable on phone, however I was half expecting to be told âThat the dog ate your paperwork.
Not impressed a bit more transparency and communication needed
Paperwork sent in April 11th and finally settled 31st July
I wish i could give 0 or -1 star
I wish i could give 0 or -1 star! Avoid this company at all costs.
I have been trying since November to transfer my pension from Options to Royal London. After several emails and completing paperwork which they keep stating they haven't received even thought its been done via email. I am still no nearer to having my pension transferred. I am getting fed up now of this and my next is to inform the FCA Ombudsman. Absolutely shocking service! Keep away at all costs.
Its now 13/9/2024 and I still havent heard anything or had my pension transferred!

Options For Your Tomorrow ããã®åç
Wish there was an option to give lessâŠ
Wish there was an option to give less than 1 star. They are absolute crap May it be with Investment of your funds, their Platform, transparency or customer services!
No one bothers to reply your emails. If you call them you need to wait for an hour in the queue before you get attended!
When Iâm trying to Transfer out my pensions they are taking more than 3 months asking me to fill Scam questionnaire for the new provider.
Thatâs a joke. Because Options pension themselves are Scamsters.
I will stay away from them at all cost
Stole £800 as they refused to deinvest my whole Pension
My new pension provider has been trying to get my pension deinvested from Options since December 2021.
They have now transferred some funds but there is £800 shortfall.
They are refusing to send me the money so I'm now making an application to small claims court because this robbing company can not get away it stealing people's money disgusting!!!
Options stole my money
Options stole my money! I had a small fund from a previous employment which was left there for 9 years. They charged an "administration fee" per annum which turned out to be over 10% of the fund value. There was less money than I put in after 9 years. Pensions are a con and these people are the pits. Just stealing money.
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