Probably the most professionally handled experience I have ever had, with honest genuine care, clear communication and transparency. Omer was on top of everything with all my options and how to optima... ãã£ãšèŠã
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Probably the most professionally handled experience I have ever had, with honest genuine care, clear communication and transparency. Omer was on top of everything with all my options and how to optima... ãã£ãšèŠã
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We just wanted to sincerely thank you Mr Pouyan for his help and to his team with preparing our proposal application. We truly appreciate the time, effort, and support you gave us throughout the proce... ãã£ãšèŠã
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Never been in trouble financially before and was looking at filing for bankruptcy. Sands and Associates explained in great detail my options and helped me put together a consumer proposal package tha... ãã£ãšèŠã
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What made my experience great. Great isn't the word, AMAZING experience. What made it AMAZING, Angelica Heppner. I wasn't sure what to do, I was so stressed and upset with myself. Angelica saw tha... ãã£ãšèŠã
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Founded in 1990 and currently operating from a network of local offices throughout BC â Sands & Associates are multi-year Consumer Choice Award winners who provide individuals and small businesses with real solutions to debt. As Licensed Insolvency Trustees, we are the people who can legally shield you from your creditors when you need a plan to deal with your debts.
Local offices throughout BC, ã«ãã
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I have great experience with Sand & Associates. I grant easy peace in mind during conversations with estate manager and other people in there. Consumer Proposal applications was explained in detail and easy for me to understand

Sands & Associates ããã®åç
Needed help ,was nicely assisted through the process, was scared but was encouraged to move on.Highly recommend people who are struggling during this tough times.

Sands & Associates ããã®åç
Great team of people were fast and efficient. They really care about you and never made you feel embarrassed.

Sands & Associates ããã®åç
I reached out to Kim at Sands & Associates by email back in November after a coworker strongly recommended her. At the time, I was overwhelmed and unsure of what to do. Kim replied the very next day and set up a virtual consultation, which immediately made me feel like I wasnât alone in this anymore.
During the appointment, I explained my situation and she walked me through how a consumer proposal works in a way that was clear and easy to understand. She took her time, explained everything in detail, and when I didnât fully understand something, she was incredibly patient and went over it again without making me feel rushed or embarrassed.
My coworker was absolutely right to recommend her. From the moment I sent my first email to the time my consumer proposal was accepted by my creditors, the process was much faster than I ever expected. What I thought would be terrifying and stressful turned out to be manageable and even reassuring. I couldnât be more pleased, and Iâm truly grateful to Kim and Sands & Associates for making such a difficult situation feel understandable, respectful, and relieving.

Sands & Associates ããã®åç
Was a great experience working with Bethany and her team . Could not recommend them enough !

Sands & Associates ããã®åç
Very helpful ! The customer service was excellent. I've had a great experience and would highly recommend Sands.

Sands & Associates ããã®åç
Such an incredible non judgemental experience. Regina is so kind and gentle. Highly recommend making the call if you are needing assistance.

Sands & Associates ããã®åç
Sands and Associates they provide a great service with understanding and commitment

Sands & Associates ããã®åç
I would highly recommend Sands & Associates. David Tang was incredibly helpful throughout the process, and the interpreter support made everything much more comfortable I also really appreciated that the consultation was FREE.
Honestly, my only regret is not coming in sooner.

Sands & Associates ããã®åç
Like many people in this situation, I was really nervous about filing a Consumer Proposal. I filed back in mid-December and spent the next 45 days worrying about what would happen. The team at Sands & Associates prepared my file so well that it was accepted by my creditors without issue. Itâs a huge weight off my shoulders. They are knowledgeable, non-judgmental, and effective. Highly recommended if you need a financial reset.

Sands & Associates ããã®åç
Very understanding and helpful staff.

Sands & Associates ããã®åç
Helen and her team at Sands really helped save me when I was at the end of my rope. Circumstances beyond my control left me in a crippling financial crisis and their consumer proposal allowed me to pay off my debts at a far more manageable rate. I cannot express my gratitude enough.

Sands & Associates ããã®åç
Straight forward guidance and highly capable handling.

Sands & Associates ããã®åç
Came to Sands and Associates for a consumer proposal for my elderly mother. Kimberly was fantastic! She is very knowledgeable and helpful. The consumer proposal has been accepted. Now my mom can relieve the stress she had from all her creditors and sleep easy at night. For anyone thinking about phoning them don't wait they'll give you a second chance at your financial future. Thanks again so much to everyone at Sands and Associates!

Sands & Associates ããã®åç
My boyfriend went to this company nearly 3 months ago for a consumer proposal. He has been told he'll get a call back 5 different times, and no one ever calls him back. They have taken all of his debt load info and employment details twice now, and apparently now he's being told he has to write a letter to the judge to explain why he needs consumer proposal. When it's obvious if you look at his income versus his debt!!!! I did my proposal 5 years ago with 4 Pillars and it took less than 6 weeks to have every thing finalized and my payments started monthly. This place is complete joke. Which is probably why all their reviews look fake!
I would recommend Sands & Associates to anyone in a financially difficult situation. The advisors are knowledgeable, and respectful, and offer their counsel without judgement which is particularly important for clients who are perhaps already down on themselves. Their advice is stress relieving and up-lifting. It's been a pleasure and thank you.

Sands & Associates ããã®åç
They were considerably patient with explaining every step of the process, while I was in a state of panic, wondering if I was going to be homeless without some help.
There was a lot of paperwork I had to send in, and they were helpful in making sure everything was sent in accordingly. I would recommend this company over and over again. They are professional, compassionate, non-judgmental and empathic to my needs.

Sands & Associates ããã®åç
I got excepted for paying off my debt bc of sands. Awesome. Thank you

Sands & Associates ããã®åç

Sands & Associates ããã®åç
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