Company jumped on the application almost instantly and assigned a business advisor. Unfortunately after this point trying to get in touch with them is impossible. No clear journey or even an u... ãã£ãšèŠã
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Company jumped on the application almost instantly and assigned a business advisor. Unfortunately after this point trying to get in touch with them is impossible. No clear journey or even an u... ãã£ãšèŠã
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The second loan application was just as great of an experience as the first. Zoe just made the process so much easier for me, and I can't thank her enough for how much help and support she's given me... ãã£ãšèŠã
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Everything went smoothly from start to finish. Our admin team and business manager Habib were incredibly helpful offering plenty of advice and support. The initial paperwork is quite extensive but if... ãã£ãšèŠã
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Very worthwhile experience. They are open to giving people an opportunity based on their business plan, rather than on a credit score. Great to be given a chance where others wouldnât. The business pl... ãã£ãšèŠã
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The Start Up Loans Company was established in September 2012, with a mission to help new and early-stage UK businesses access affordable finance and mentoring support.
Steel City House, S1 2GQ, Sheffield , è±åœ
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What an absolute joke of a system
Went through the initial process on the 7th February. After begging and pleading for a response, it's now 20 March 2026, and the single-line answer is just some generic: "It's being reviewed." The communication from the person helping us was nothing short of abysmal.

Start Up Loans ããã®åç
It was quick and easy to speak to my advisor. I felt supported every step of the way and received replies almost immediately. I was given suggestions and advice on the business plan. A great experience

Start Up Loans ããã®åç
Very worthwhile experience. They are open to giving people an opportunity based on their business plan, rather than on a credit score. Great to be given a chance where others wouldnât. The business plan completion also helps to give a great overview of expectations.

Start Up Loans ããã®åç
Fantastic help and service throughout the process. Made the application process easy and answered all questions I had quickly and efficiently. Very good, would highly recommend.

Start Up Loans ããã®åç
Good things good opportunities for people

Start Up Loans ããã®åç
Applied for a startup loan, 20% intended to cover business setup and supplier deposits, 80% to cover wholesale costs.
Loan panel were unwilling to fund the entire amount. I was advised instead to take the smaller portion, pay the deposits and make arrangements, then come back for the wholesale portion as the 'second loan'.
When I came back, I was refused the second loan on the grounds that I hadn't been trading and generating revenue for 90 days.
Leaving me with £5,000 of debt, a bunch of useless supply contracts, and a business that can't trade.
I would not have taken the initial loan at all if I'd been told upfront that 'second loans' required active trading.
My uploaded forecasts made it clear that the business wouldn't be able to trade with the smaller amount, so why was this even suggested?
(And for what it's worth, the past six months have also proven the Loan Panel's read on the market hilariously wrong!)

Start Up Loans ããã®åç
The process was incredibly slow (slower than any other bank loan) to the point where they had to perform two hard credit checks. But, the support was good and the business advisor was excellent.

Start Up Loans ããã®åç
Jane Cusse has been great. Easy to engage, communicative and very human, yet professional in her dealings with me.
I didn't really know what to expect going into the process, but it was not daunting. Like speaking to a work colleague. Thank you very much :-)

Start Up Loans ããã®åç
In my experience, this has been an incredibly supportive business loan application process from start to finish. I am genuinely overwhelmed by the award â it will truly change my life. I am so grateful to Christian and the team for their guidance, encouragement, and belief in both me and my business. Thank you.
Natasha

Start Up Loans ããã®åç
We had a very positive experience with the British Business Bank Start Up Loan process. The application was clear, straightforward, and easy to follow from start to finish.
The service we received from our Loan Officer, Gillian Ayton, was outstanding â she was professional, supportive, and extremely helpful throughout. Weâre very grateful for her guidance and the overall support provided.
Thank you for making the process so smooth and accessible.

Start Up Loans ããã®åç
Jane was very professional, polite and extremely helpful. We will certainly look to build on the working relationship. Thank you for your help

Start Up Loans ããã®åç
Was my first time applying for a loan. The help and support was amazing. I was given professional advice every step .I was never messed around or made to believe is impossible.
Their instructions were clear,helpful and effective. Thank you so much to these team of professionals .

Start Up Loans ããã®åç
I had an absolutely outstanding experience with Rekha. From the very beginning, it felt like someone genuinely cared about us and our situation. For the first time in a long while, I didnât feel like just another number or a box to tick. Rekha went above and beyond to provide support, guidance, and reassurance throughout the process.
Her professionalism, empathy, and dedication were exceptional. She took the time to understand our needs and made everything feel personal and tailored, which is rare these days. Thanks to her efforts, what could have been a stressful experience turned into something smooth and positive.
I cannot recommend Rekha highly enough â she is a true credit to her profession and an absolute star!

Start Up Loans ããã®åç
Very supporting after initial application but some clarification prior to submitting initial details could help streamline the process.

Start Up Loans ããã®åç

Start Up Loans ããã®åç
Very easy to deal with and helpful

Start Up Loans ããã®åç
My advisor Suzy was excellent, always in my corner. Always explained things well and really fought my battle for me! My loan took a little longer than expected but Suzy was always reassuring and explained things in great detail! I couldnât recommend her or Start up loans anymore!

Start Up Loans ããã®åç
I would like to express my sincere appreciation for the excellent service I received throughout my loan application process. The company has been truly outstanding, demonstrating professionalism, efficiency, and clear communication at every stage.
I would especially like to acknowledge Christianah Alokan for her exceptional support. She was consistently helpful, knowledgeable, and attentive, making the entire process smooth and reassuring. Working with her has been a pleasure, and I am genuinely grateful for her guidance.
Thank you once again for the high-quality service and the positive experience.

Start Up Loans ããã®åç
Wonderful experience, amazing advisor that helped me through this process.

Start Up Loans ããã®åç
Everything went smoothly from start to finish. Our admin team and business manager Habib were incredibly helpful offering plenty of advice and support. The initial paperwork is quite extensive but if you organise yourself and have your business plan in place it all works out. Thank you so much! Our journey begins now. :)

Start Up Loans ããã®åç
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