Claims & Service Team lack any kind of customer service training
Firstly, I will note that I've never had a claim declined by Petplan.
However, their customer service team leaves much to be desired. I find it extremely frustrating that they seem to have a strict "we don't talk to owners" policy. To the extent whereby I sent an additional invoice for an ongoing claim via email and they ignored it for 3 weeks because it didn't come directly from the vet.
The worst part is - they never even told me that they needed information from the vet, nor did they actually contact the vet. I called them twice to check whether they'd received the invoice. The first time, the adviser said it had been added to the file - I asked if they needed anything else as it was taking a little while to receive payment. She said that they didn't need anything, they'd received everything and would contact me if that changed. Another week passes without payment so I call them again. This time, they said that the reason they hadn't paid was because they needed a claim form and invoice direct from the vet. But did they contact the vet? No. Did they contact me? No. The medical history submitted by the clinic for the first claim already noted that these tests had been completed and they awaited results so why did Petplan then waste time and delay the claim but wanting a further form confirming exactly what had already been included in the medical history and invoice?
I have various animals with different insurers - Exotic Direct, Everypaw, Many Pets etc. And with all of these, the insurers accepted additional invoices from me without requiring further information from the vet clinics (subject to receipt of most up to date medical history). They may ocassionally present me with a question or call the clinic to query something but they've never ignored me due to the absence of veterinary communication - unlike Petplan. Petplan have proven to be the only insurer who simply refuse to interact with the policyholder and strictly require everything to go through the vet.
I find this extremely frustrating because my vet only works 2 days a week so information takes time to pass between parties. I waited a month for the above invoice to be paid.
I submitted another two claims 3 weeks ago and continue to wait payment of one. I can see in the claim portal that there was evidently a mistake with some of the information as both claims appear to show the same figure so it looks like either the vet reception or Petplan messed up and put the same invoice as part of both claims forms. This is something that I could easily help to resolve by sending photos of the seperate invoices for each condition but because Petplan refuse to acknowledge any communication from myself, I'm instead left waiting for them to work this out themselves whilst out of pocket. I can already anticipate them closing the claim on suspicion that it's a duplicate due to their own mistake of putting the same amount under both claims.
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