Ben was very knowledgeable and engaging during our appointment. Gave us detailed information that was relevant to us, without being pushy. Opened my eyes that's for sure!

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Ben ran me through my Pension review, how to optimize and tailor it best to my needs. He was really helpful and approachable, and I came out of the meeting feeling more confident about the options I h... ãã£ãšèŠã
Well worth doing, our advisor seemed invested in our needs and wellbeing. While the money side of things was discussed and is obviously very important he was also informative in ways of our health and... ãã£ãšèŠã
Andy was very helpful and took the time to explain all the ins & outs of my different pension plans and see what worked best for me without making me feel under any pressure to do one thing or the ot... ãã£ãšèŠã
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Weâre refreshingly friendly and caring money experts in employee benefits, work pension schemes and personal financial planning. And weâre here to offer you greater prosperity through financial clarity. By financial clarity, we mean that we inspire people to optimise their financial future by helping them clearly understand whatâs achievable â and then enabling them to achieve it. From the lightbulb moment of clarity understanding what is financially possible, to long term clarity about how to fuel and realise your dreams, goals and ambitions to the max. All delivered through crystal clear advice, understanding, communication and clever technology. And delivered by friendly professionals who are genuinely caring, highly collaborative and relentlessly focussed in their efforts to bring added value into your life. If you are looking to make employee rewards more rewarding, retirement options less hard work and personal wealth planning a richer experience, you are talking to the right people. Why not join the growing number of professional and personal clients turning to us for prosperity through clarity.
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- ilumiti.co.uk
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Excellent advice
Andy Johnston's advice was independent, detailed and easy to understand. I changed my original decision because of the information provided. The follow up documentation was prompt, informative and valuable for me to confirm my final decision.
PIE squared made rationale
Clear, precise and very useful advice provided by Andy Johnstone, Consultant ilumiti. Andy was very easy to talk to and I felt confident in his knowledge and his independence. Extremely prompt follow up providing a clear recommendation report which confirmed our conversation and and assured me with my decision. All round excellent experience.
Efficient
Efficient, friendly . An excellent service well delivered by a knowledgeable contact
Excellent Help & Guidance
Very helpful and enlightening meeting, Andy was polite, friendly, professional and very knowledgeable.
Andy was so helpful
Andy was so helpful and made the process so easy it was a pleasure to talk to him.
Andy was very helpful
Andy was very helpful, understanding and he explained himself very well.
He provided advice which he justified to my complete satisfaction.
Thank you
Excellent
Expertise clarity and professional excellent service
Andy made me feel comfortable and atâŠ
Andy made me feel comfortable and at ease with my pension consultation.
Certainly recommend him and his company to anyone else.
Friendly
Friendly, detailed discussion on the key aspects of the PIE pension options from someone who was well informed on the proposed changes.
Well informed and Knowledgeable
Ben Gow was well informed and knowledgeable and provided some excellent impartial advice.
Pension Options Review
The advisor we spoke to had taken the time to look into our specific circumstances and appeared generally knowledgeable
Julie and Barbara are super helpful andâŠ
Julie and Barbara are super helpful and efficient with their responses. We have a group risk scheme with Ilumiti covering PMI, Group Life etc and they on time with renewals, queries and overall communication is exceptional!
Jack is always really helpful
Jack is always really helpful. He's also very personable and straighforward with his recommendations - which is very appreciated by a financial planning novice like me! Thanks Jack and everyone at Ilumiti :)
Very knowledgeable and friendly company
The whole process from first contacting ilumiti to the meeting with Andy, our financial adviser, was second to none. Both Anastasia and Andy were very helpful and friendly. There was a lot of information gathering to do prior to our meeting with Andy but this is understandable. Andy was very approachable and explained our retirement options clearly and in a way that made it easy to understand (pensions can sometimes feel like a bit of a 'dark art'!). Nothing was too much trouble for him and we didn't feel rushed through the meeting. Thank you Andy!
Andy Johnston pension planning discusssion
Andy Johnston was a very nice guy who clearly explained all available options in a clear and concise way. His use of forecasting tools was very informative. Andy is very knowledgeable and was able to answer all the questions I had.
Nice guy - Easy to Talk To
Nice guy, easy to talk to, explained everything in simple terms and was easy to understand. Helped me to firm up on my retirement plans and I left feeling much happier about the retirement process and setting up the annuity when the time comes.
Pension talk
I would not have had a great knowledge of how my pension worked and what my options were but Andy explained everything clearly and was able to answer any question I had. His help and guidance was greatly appreciated!
Andy from Ilumiti all my queriesâŠ
Andy from Ilumiti fully answered all my queries regarding my pensions and helped me understand what my options were, I was able to make an informed decision about what would benefit me most going forwards
Pension review
Ben was extremely helpful and knowledgeable on the variety of information required to make an important decision regarding my pension. Although it was a lot of information he covered it in a manner that was easily understood which was brilliant from my point of view. I would definitely recommend Ben as an advisor, and a sunny disposition too!
My experience was very informative and constructiveve.
My experience was very good. Andy explained everything in easy and straightforward explanations to my questions. He covered everything I needed to know. It left me feeling much more confident about making the right choices.
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