Maria was very calm, knowledgeable, and professional. Ethan was also extremely helpful and knowledgeable. They both explained the entire process clearly and made everything easy to understand. I truly... ãã£ãšèŠã
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It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... ãã£ãšèŠã
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This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it se... ãã£ãšèŠã
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This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. Theyâre fast, fair, and make aggressive but reasonable offers. Once I was... ãã£ãšèŠã
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IOU Financial ã«ã€ããŠ
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Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real timeâdelivering an efficient, relationship-driven alternative to traditional banks.
Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.
We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24â48 hours for many borrowers.
At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.
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600 Townpark Lane, 30144, Kennesaw, ç±³åœ
- 866.217.8564
- sbloans@ioufinancial.com
- ioufinancial.com
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Professional team
Maria was very calm, knowledgeable, and professional. Ethan was also extremely helpful and knowledgeable. They both explained the entire process clearly and made everything easy to understand. I truly appreciated their support.
Tammy is amazing
Tammy is amazing, patient, explains everything clearly with no pressure
That were patient with me and workedâŠ
That were patient with me and worked through several options until I felt comfortable. No pushy sales tactics.
absolute scam
absolute scam, i borrowed 125k and they withdrew over 900k from all of my accounts. complete scam.

IOU Financial ããã®åç
Tammy was very thorough and honestâŠ
Tammy was very thorough and honest about the entire process. Making the whole process very easy for me.
Tammy did a great job of explaining ourâŠ
Tammy did a great job of explaining our loan and accomodating our needs!!
Tammy helped tremendously helping meâŠ
Tammy helped tremendously helping me walk through the areas that were giving me fits.
Tammy was super great and easy to workâŠ
Tammy was super great and easy to work with !
Tammy was awesome
Tammy was awesome. Probably the friendliest person I've spoken to all year. Such a pleasure to work with.
Judith and Karen are awesome!!
Judith and Karen are awesome!!! Same day funding without any problems!!!
Everything
Tammy was very courteous âŠ
Tammy was very courteous and professional on the call. She was thorough and knowledgeable and willing to take time to explain everything in details. Sheâs a great person on the job. Thanks Tammy. Please give her a recognition. She deserves it.
CASH NEEDED!
Ive been using them for 11 years.
I love â€ïž every body there. Amazing people â€ïž Lorrie is the REST.
Very easy transaction and the processâŠ
Very easy transaction and the process was well explained.
My experience was great!
Tammy was great!
Tammy was great at explaining me all the procedures and things I needed to know about my loan before signing. She answered every question I had, I definitely will be doing business with this financial institution again.
Judith and Tammy and IOU rock!
Both Judith and Tammy were a tremendous help and walked me through the process and made it all happen quickly and efficiently. They were responsive the whole way through!
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