Maria was very calm, knowledgeable, and professional. Ethan was also extremely helpful and knowledgeable. They both explained the entire process clearly and made everything easy to understand. I truly... ãã£ãšèŠã
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It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... ãã£ãšèŠã
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This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it se... ãã£ãšèŠã
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This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. Theyâre fast, fair, and make aggressive but reasonable offers. Once I was... ãã£ãšèŠã
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IOU Financial ã«ã€ããŠ
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Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real timeâdelivering an efficient, relationship-driven alternative to traditional banks.
Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.
We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24â48 hours for many borrowers.
At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.
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600 Townpark Lane, 30144, Kennesaw, ç±³åœ
- 866.217.8564
- sbloans@ioufinancial.com
- ioufinancial.com
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IOU Financial ããã®åç

IOU Financial ããã®åç

IOU Financial ããã®åç
Quick
Matt did the best job getting us capital! These lenders are great to work with

IOU Financial ããã®åç
Tammy did a great job of taking meâŠ
Tammy did a great job of taking me through the process. Although 5 day funding is not great.

IOU Financial ããã®åç
Karen A++++++âŠ
Karen exemplified what a true personalized and professional experience should be. Would highly recommend for any of your funding needs. Thank you again for making this a great experience.

IOU Financial ããã®åç
This company is extremely competitive
This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. Theyâre fast, fair, and make aggressive but reasonable offers.
Once I was approved, I worked with both Phil and Jennifer at different points in the process. They were professional, responsive, and made everything seamless from start to finish.
If youâre looking to secure funding for your business, I highly recommend IOU Financial.

IOU Financial ããã®åç

IOU Financial ããã®åç
Tammy and her team are second to none
Tammy and her team are second to none! I have partnered with her and her team several times as my company has evolved. I hate borrowing but when I do, I do it with Tammy and IOU financial!

IOU Financial ããã®åç
Great service
Tammy was great. She went over everything and just had a great personality. Very hard these days to find a great person to work with. But Tammy took the time and effort to talk to me. She was very nice and helpful. Definitely see we working with her again. Thank you Tammy.

IOU Financial ããã®åç

IOU Financial ããã®åç
Friendly and Professiinal
Tammy was very friendly and helpful with the closing of our loan. Would definitely recommend!

IOU Financial ããã®åç
I had an exceptional experience workingâŠ
I had an exceptional experience working with IOU, and I particularly want to highlight my interactions with Karen. From the very first moment, she impressed me with her extensive knowledge and professionalism. Every time I had a question, no matter how small, she took the time to provide clear and thorough answers, ensuring that I fully understood the terms and implications of my loan. Her patience and willingness to explain complex concepts in an easily digestible manner made the entire process much less daunting. I felt genuinely supported throughout, which eased my concerns and helped me make informed decisions. I wholeheartedly recommend IOU to anyone in need of financial services. Thank you, Karen, for your expert guidance!

IOU Financial ããã®åç
Karen was very friendly andâŠ
Karen was very friendly and knowledgeable.

IOU Financial ããã®åç
Karen Made It Easy!
Karen was great to work with and very efficient through the loan closing process. Thank you for your help!

IOU Financial ããã®åç
Highly recommend
Very professional and transaction went very smoothly. Highly recommend.

IOU Financial ããã®åç
Extraordinary
Tammy was so efficient and pleasant! Would absolutely work with her again.
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