Maria was very calm, knowledgeable, and professional. Ethan was also extremely helpful and knowledgeable. They both explained the entire process clearly and made everything easy to understand. I truly... ãã£ãšèŠã
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It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... ãã£ãšèŠã
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This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it se... ãã£ãšèŠã
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This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. Theyâre fast, fair, and make aggressive but reasonable offers. Once I was... ãã£ãšèŠã
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IOU Financial ã«ã€ããŠ
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Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real timeâdelivering an efficient, relationship-driven alternative to traditional banks.
Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.
We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24â48 hours for many borrowers.
At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.
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600 Townpark Lane, 30144, Kennesaw, ç±³åœ
- 866.217.8564
- sbloans@ioufinancial.com
- ioufinancial.com
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Tyra the trustworthy makes it great!
Tyra was outstanding to work with! IOU is super pro - I feel confident working with IOU and Tyra specifically. I really appreciate her responsiveness and clarity throughout the process. She advocated for transparency and made sure we understood the process every step of the way.

IOU Financial ããã®åç
Tammy was very polite and answeredâŠ
Tammy was very polite and answered every question I had. She did not interrupt me and let me finish speaking before ever starting to talk

IOU Financial ããã®åç

IOU Financial ããã®åç
Helpful
They were extremely helpful in providing me with the information needed to make our decision.

IOU Financial ããã®åç
Tammy was very professional and kind
Tammy was very professional and kind, she always was willing to listen

IOU Financial ããã®åç
Great explanations and easy to workâŠ
Great explanations and easy to work with. Tammy was very helpful

IOU Financial ããã®åç
Excellent customer servicies andâŠ
Excellent customer servicies and quickly,
Tammy and Andrew are Excellent people and always find the best solutions

IOU Financial ããã®åç
Mitch and Tammy were great to work withâŠ
Mitch and Tammy were great to work with and very knowledgeable. Great Experience

IOU Financial ããã®åç

IOU Financial ããã®åç
It was a very smooth and easy process

IOU Financial ããã®åç
They were easy to work with and resultsâŠ
They were easy to work with and results were quick.

IOU Financial ããã®åç
Very nice and easy to work with

IOU Financial ããã®åç
Interest is ridiculous giant
Got the funds 48 k to pay back weekly 1025 in 66 weeks an exponential interest of 20k you have to pay back No choice because we needed the money asap
Tammy was wonderful and explainedâŠ
Tammy was wonderful and explained everything very well.

IOU Financial ããã®åç
Sheri was great very very knowledgeableâŠ
Sheri was great very very knowledgeable and friendly. Was very impressed any your organization is very fortunate to have such a person

IOU Financial ããã®åç
Tammy was kind and heart felt
Tammy was really nice and heart felt.
She felt like a real human being what is so difficult to find these days when you go through these processes. Thank you.

IOU Financial ããã®åç
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