We contacted Matt Pickett a few months ago when we were testing the market and he provided us a brilliant service, taking the time to talk to us and understand our situation in order to provide u... ãã£ãšèŠã
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Tom and Helen have been so helpful for my life and critical illness insurance. Tom guided me through the process and ensured the options he suggested fit mine and my families needs. Helen ensur... ãã£ãšèŠã
This is a wonderful team of professionals. Kelly & Louise held our hands throuhout the emtire process, making sure we didnt not miss anything and explaining details that mattered ensuring were were co... ãã£ãšèŠã
Louise from the start was so informative helping us along each step, she was very professional whilst maintaining some level of personalisation with our case. Nothing was too much trouble and she kep... ãã£ãšèŠã
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Dedicated to providing advice on mortgage and protection products and services to suit our customers. Call our experienced team of Mortgage & Protection Advisers, 03454 500200.
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71 The Avenue, SO17 1XS, Southampton, è±åœ
- 03454 500200
- hello@mortgagedecisions.com
- mortgagedecisions.com
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Almost lost us our opportunity to buy a property with incorrect advice.
We were sent to Mortgage Decisions as part of our shared ownership journey and ended up dealing with Gavin. He took one look at our situation and straight away said we wouldnât get a mortgage, without even doing a credit check. Luckily, we didnât just take his word for it. We spoke to two other advisors from other companies who both confirmed we could get a mortgage, and an independent broker managed to sort one out for us within a few weeks.
If weâd listened to Gavin, weâd have missed out on buying our home and probably still be renting now. On top of that, he told us banks donât do shared ownership mortgages, which we later found out wasnât true when we spoke to lenders directly.
Overall, the advice we got was completely wrong and could have stopped us from ever buying our home.

Mortgage Decisions ããã®åç
Excellent Service from Megan Morgan
Megan did an amazing job advising and guiding me through the entire process of obtaining the right mortgage offer for my house move. Every option was carefully explained and every step of the process clearly communicated. She's been an enormous help in making this entire process easy. Many thanks!

Mortgage Decisions ããã®åç
Great
Kevin Hogan managed our case and was very thorough, knowledge and prompt with all of our questions and case work.

Mortgage Decisions ããã®åç
Great customer service
Great service from Jon Chalk, I have recommended him to all my friends and family. He has great communication and deals with any issues immediately. Really put my mind at rest and made the whole mortgage process easy from start to finish.

Mortgage Decisions ããã®åç
Great Service - I would recommend. Mark, Helen and Mike.
From start to finish I have had a great experience. Mark and Helen were amazing in supporting me through a longer journey than expected in securing my mortgage offer. Helen and Mike went above and beyond during my mortgage application and progression. Great communication and chasing the lender for answers. Overall a fantastic service and I would recommend to others.

Mortgage Decisions ããã®åç
Very grateful to Thomas Davies for allâŠ
Very grateful to Thomas Davies for all his assistance with my mortgage protection. He was very helpful with explaining everything I needed to know, and took his time walking me through the steps. He made a complicated process very easy to understand. Thanks again!

Mortgage Decisions ããã®åç
Mark has been very efficient andâŠ
Mark has been very efficient and professional, would highly recommend ð

Mortgage Decisions ããã®åç
100% Recommend for very effective service and client's satisfaction
We are very grateful to Joseph Lewington, Helen Turton and Tom Gaynor for the outstanding services rendered to us as a first time house buyer with no knowledege on how to navigate the process. Joseph went an extra mile of comparing the market constantly just to make sure he get the best deal for us, you very good in your work, your wide knowledge and expertise is a topnotch.
These wonderful people held our hands and guided us all through the process, ensuring that everything went smoothly and without much stress on us. Tom, I appreciate all your efforts to ensure this become a reality. Helen, we sincerely appreciate you from the depth of our heart for the excellent roles you played. We cannot thank 3 of you enough.
The team are always ready to guide and give absolute information for best client's decision making.
We highly recommend use of their services 100%. Please request for these mentioned names if possible for a beautiful experience.

Mortgage Decisions ããã®åç
I had a great experience working with Ahmad and Mike
I had a great experience working with Ahmad and Mike on my mortgage application. They were professional, responsive, and always clear in their explanations, which made the whole process smooth and stress-free. I felt well-supported from start to finish and really appreciate the effort they put in to secure my mortgage offer. Highly recommend their service!

Mortgage Decisions ããã®åç
Gavin and his team (Jon and Tatiana)âŠ
Gavin and his team (Jon and Tatiana) have been absolutely amazing through this whole process helping two first time buyers who knew absolutely nothing about house buying they basically held our hand through every process and made sure we understood everything before proceeding. Honestly couldnât do it without these guys wishing them all the best for their future and if there is a lever a time to use them again best be sure we will be going back

Mortgage Decisions ããã®åç
Amazing service
Amazing service. Mark and Mike were extremely helpful and so patient. They took the time to break down anything I didnât understand, never rushed me and ensured I understood everything in such an important and huge step in my life. They listened to what I wanted and needed and helped give me options and advice. I canât recommend them enough. Thank you

Mortgage Decisions ããã®åç
The experience has been great
The experience has been great. We worked with Kevin and he has been excellent. As first time buyers he provided us with all the information we needed and he went above and beyond in his time to explain all aspects.
As sensible persons and first-timers we also double checked things and got competing quotes but all turned out to be true and the best offers on the market. We never had any concerns as is typical with the other service offerings we got where you feel like you are part of some pre-made agreements and where there is severe lack of knowledge.
Their service has been excellent and it is well worth the price if you are new to buying a property.
Highly recommends and ask for Kevin if you have the chance!

Mortgage Decisions ããã®åç
We canât thank Gavin enough for hisâŠ
We canât thank Gavin enough for his help. He looked at our finances and gave us an option that we thought would not be possible. He has been so helpful throughout the process. We are first time buyers and were unsure on the processes but Gavin has guided us through and answered any questions we had. His colleague, Jonathan was also very helpful and kept us updated throughout all the stages. 100% recommended Gavin and his colleagues.

Mortgage Decisions ããã®åç
Highly recommend
As a young family, we were very unsure about the shared ownership mortgage process, but thanks to Matt and his friendly, supportive approach, we received a mortgage offer, despite initially thinking we didn't have much of a chance! I highly recommend; thank you!

Mortgage Decisions ããã®åç
Gary made the whole experience stress free
Gary made the whole experience stress free, was very polite and kind and adjusted the offers to suit our situation, so we could become homeowners despite getting a new job. Couldn't have asked for better.

Mortgage Decisions ããã®åç
Kevin was immensely helpful andâŠ
Kevin was immensely helpful and approachable. He was knowledgable and gave me all the information that I needed to make the right decision for me and my circumstances.

Mortgage Decisions ããã®åç
Thank you Matt Pickett
Thank you Matt Pickett, really thank you! Your support finding us the best mortgage out there cannot go unnoticed. We plan to use your services for many years to come!

Mortgage Decisions ããã®åç
Mary from mortgage decisions was soâŠ
Mary from mortgage decisions was so helpful from start to finish, she made the whole process simple,even emailing at weekends to help, thanks again

Mortgage Decisions ããã®åç
Mortgage decisions have been amazing
Mortgage decisions have been amazing! I had the pleasure of dealing with Gavin who has been extremely helpful, appreciate all his help and guidance. Thank you so much! Highly recommend.

Mortgage Decisions ããã®åç
Exceptional service from Gavin and Shared Direction!
Gavin has been absolutely fantastic throughout the entire mortgage process. He consistently went above and beyondâresponding to emails even late at night, always being available to explain things clearly, and offering expert guidance every step of the way.
He is not only incredibly knowledgeable and talented, but also kind, approachable, and genuinely supportive. The team at Shared Direction made what could have been a stressful experience feel smooth and manageable.
Iâm so grateful for the outstanding service and would highly recommend Gavin and Shared Direction to anyone looking for reliable, communicative, and professional mortgage advice.

Mortgage Decisions ããã®åç
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