I wish a zero‑star rating were…
I wish a zero‑star rating were available. My experience with this company was both disappointing and frustrating. I found their approach dishonest and unreliable.
My case was straightforward — a low‑ratio mortgage renewal with the simple objective of securing a competitive rate. There were no concerns about approval amounts. Tara Williams initially offered a fairly attractive 5‑year variable closed rate based on the high‑level information I provided. However, after submitting all my details, the rate suddenly increased to an extremely uncompetitive 3.7%.
I felt misled and raised the issue with Mr. Butler. To my surprise, when I mentioned that I was considering leaving a negative review, he attempted to intimidate me over the phone rather than address the problem professionally.
Based on my experience, I cannot recommend this company. You are better off approaching lenders directly or working with other brokers — I consulted two others afterward, and both provided rate estimates that were transparent and consistent from the start. I ended up with TD mortgage, however, north Star Mortgage has given us very attractive rate (3.4% - 5 years, variable, closed)








