CurrencyTransfer レビュー 

I am very sceptical about sending money to anyone over the internet, who isn't?

Having been referred to CurrencyTransfer.com by a work colleague I thought I would give it a go, having first read up about them on Trustpilot.

I usually transfer my salary direct from my overseas bank into the UK bank, and was losing quite a chunk on the exchange rate. Usually 350GBP to 400GBP.

Fast forward to last month, when I transferred using CurrenyTransfer.com and Nick Cornford-Jolly.

It went like clockwork, first time took a day for the money to clear, second time was a matter of working hours.

I saved around 300 GBP last month and similar this month.

I wish I had found Nick and co in 2019, I would be much better off.

Nick is very helpful, talking me through the process, and over a year I expect to save 1,000s if the last two months are anything to go by.

Thumbs up!

John H

Saudi Arabia



What can I say.

Once you realise the money that can be saved by transferring money abroad using a service like this instead of a bank transfer, you're left with the terrifying realisation that you have to hand over a large sum of money to an institution you are not familiar with, that uses other banks to move your money around.

We went with Currency Transfer, one of two that we shortlisted thanks to Trustpilot reviews. Currency Transfer had the (slightly) better rate, and easier to use UI, but even if that wasn't the case, I would recommend them for the level of service we recieved. Nick helped me move successively larger sums of money from the States to the UK, with the most recent being the proceeds from the sale of our house. In that transfer, I messed up the reference number when completing the transfer from my bank, and Nick went above and beyond to both reassure me my money was safe, fix the situation, and then show me evidence of the money moving along properly at each step.

Can't recommend them enough for what can be a stressful, new experience.

I have had a superb experience with CurrencyTransfer converting GBP to TRY for purchase of an apartment in Turkey on 28 April 2023. This review is long to read, but I believe it contains information that will help others.

I started in late March by looking at the offerings of 8 different currency brokers. I choose CurrencyTransfer because they offered a demo that I could try, their fx rates were near the best, Trustpilot reviews were 5*, and I liked the quality of engagement and attentiveness that Tom Radford and Nick Cornford-Jolly provided once we made contact. After some initial phone conversation, Nick and I were in contact almost daily throughout April via WhatsApp.

From 30 March to 20 April, I booked portions of the total sum that I needed for my purchase, in 12 lots, for forward transfers to be delivered to bank accounts in Turkey on 26 April. This meant I did not risk exchanging my full amount on the day of the month with poorest GBPTRY fx rate. Since interest rates in Turkey are much higher than in the UK the prices I received for forward contracts were significantly better than spot, ranging from 24.47 to 24.10 TRY per GBP, averaging 24.24. I saved about 1% compared to exchanging the whole amount on 26 April.

The really valuable thing was that I had Nick holding my hand ever step of the way. I am a fairly experienced DIY investor in shares, but currency transfers of large sums is a field in which I have only a little previous expertise (having used CurrencyFair, Revolut and Wise). Nick introduced me to the use of the Relative Strength Index indicator, by I could gain some daily guidance as to whether or not this might be a good day on which to sell GBP. The CurrencyTransfer website is easy to use, and designed so that it is hard to make a mistake. When I transferred in my GBP it was to an account in my own name (with a UK sort code and account number). This meant that payments from my UK bank accounts could proceed without a hitch.

CurrencyTransfer work with FCA regulated partners Plexo and CurrencyCloud. They earn a fee by setting the client rate about 0.5% below midmarket.

It was essential that my money reach the vendor on a certain day, without any unexpected delay. I liked that the payments manager, Pooja Majithia, was able to pre-authorise my recipients, making sure there would be no problems. (I have bad experience with some currency transfer companies suddenly discovering that additional anti-money laundering checks are needed and the payments are then badly delayed.) I was delighted that on April 26, my funds reached the Turkish banks accounts early that morning.

I will use CurrencyTransfer again, when we do renovations to the apartment and live there. Currently CurrencyTransfer has a minimum exchange/transfer of £5,000. So unless that changes I forsee I will need to make some continuing use of Revolut and Wise for smaller sums.

In summary, I recommend CurrencyTransfer for 1) the personnel that they have for you to work with, 2) ease of communication via WhatsApp, 3) ease of use of their website when checking prices, booking transfers, checking your balances and contracts, 4) the ability to book forward transfers (something not possible with Revolut or Wise.)

My experience from start to finish with my transaction for a large amount was excellent. Nick was my account manager and very quick to reply and advise accordingly. I definitely plan to use CT for my other international transfers in future. Great service. Thanks very much.

Very efficient, precise, concise advise. Process very clear, support from Nick Cornford-Jolly in real time. Really a pleasure to work with.

Have made numerous large transfers over the last 10 years and never had a problem Great rates and service.
Reliable and trustworthy.

I found team very helpful clear and efficient

Really helpful business to save you loads and loads of money each time you need to transfer big sums of money.

This is my 2nd time using them. The 1st transfer was in excess of a million euro and all went super smooth.

Nick is reachable through whatsapp for any questions and responds very quickly.

The whole experience just works. Thanks a lot!

Great service. Fast, professional. Recommended.

CurrencyTransfer is so easy to work with and it's such a comfort knowing that if I have a question Nick returns my email within minutes. The exchange rates are so much better than any bank and I have full confidence in the team at CurrencyTransfer.

I really like the web platform to create the transfers, very intuitive. There is a lot of flexibility and good personalized service to get you started when you are not experienced (Thumbs up Nick). Also, very important I got very sharp exchange rates compared with other FX brokers I checked. All in all, I am a happy customer that just made a considerable large transfer seamlessly.

Nick gave clear and supportive instructions; the whole process was efficient and stress free.
A first class service, which I shall use again and have no hesitation in recommending.

As already mentioned by couple of other users, Nick is a real asset to this company. However, I do not like several points on this portal (and if it was not about Nick the portal would have received between 1 and 2 stars as rating):

1. In comparison to other currency exchange companies like CurrencyDirect the company works with accounts in the UK where transfer of the contracted amount has to be made. This means additional costs if you are transferring from the EU, even though the UK is still in the SEPA. Therefore, CD has an account in Germany (others have in Spain) where you would transfer the agreed money without any additional fees to be incured. My home Austrian bank charged me additional 0,6% for this transaction, maybe I would have chosen a competitor if I was aware of this from the start. This fact has killed the gains on the good offered rate by the company.
2. I did not receive a bank statement of the transaction, even though I specifically asked for it.
3. Easy and transparent handling of the first transaction as one can check the agreed value in live exchange rates (though bookings cannot be done over the weekend). However, once the transaction was done, this option is not available. Moreover, I cannot check the rates and get a quote as I do not have money on my balance...what happens if I want to do another post transaction. This was the reason why I have chosen them at the beginning, as I did not want to fill up my wallet before doing the transaction and I wished for a transparent tool, but obviously after one transaction completed this advantage is gone (or at least not user friendly to be done so that I could have not find it after several logins).

Fantastic and entirely transparent service that I would highly recommend. You receive really clear guidance and advice throughout the whole process, with convenient and easy to use applications.
Nick is great to deal with and his response times (even factoring in different time zones) are incredible. You really feel like you’re his only client!

The whole process from onboarding to swift responses to questions and 'hand holding' was great. Nick was clear and concise when explaining things and his service was great.

Out of blue, my colleague gave me Nick contact from Currency Transfer. I was in such urgent situation to transfer money from one country to another, I explained him about my situation he went over and beyond in handling my case with patience and importantly he ensured he turned around this transfer in less than 24 hours window given I had to open an account and do this from scratch. Highly recommend this guy to experience what I have experienced.

CurrencyTransfer helped me transfer my funds from KSA to EU in a very transparent, quick and reliable way. In the beginning I was quite skeptical as the proposal of saving money (comparing to transfer through traditional bank) in my view was too good to be true, which at the end completely proven itself
Special thanks to Nick for his very prompt and to the point responses with helpful tips and initial conf call.
I can only recommend CurrencyTransfer to anybody and will definitely use their services going forward.

Used Currencytransfer.com in connection with a house purchase in France. Involved a mixture of forward and spot transactions, and several adjustments to take into account changing deadlines. The team there provided a highly personalised service, pulling out all the stops to ensure the funds arrived on time after delays elsewhere. Would highly recommend for complex, high value transactions, and am planning to use them regularly from now on to top up my French bank account.

I just completed my first transaction (GBP to USD) with CurrencyTransfer and I will certainly be coming back whenever I have a currency need. Account setup was smooth — even with all the regulatory hoops. They were efficient, responsive, flexible, and the web-based trading interface gave me an excellent rate, close to spot. Once I'd settled the trade, the funds we're transferred to the destination bank almost immediately. What more could you want?