We opened accounts with FAIRWINDS Credit Union after hearing them talked about several times on the Ramsey show. Rachel Cruze bragged about how easy it was to create accounts, and she was so rig... ãã£ãšèŠã

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You all have great customer service, have wonderful flexibility in your mortgages, and have extremely competitive rates. I wanted to use a company that wasn't a mega bank and had a physical pres... ãã£ãšèŠã
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I love the high yield savings account. Before finding FAIRWINDS, I looked at all my local banks and credit unions and none of them offered that kind of return without locking your money up for a year... ãã£ãšèŠã
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Great bank, I heard giving the best rates for their clients for financing cars or mortgages. However they declined my personal loan application but hope when I trade in my car next year will able to p... ãã£ãšèŠã
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FAIRWINDS was founded in 1949 on the simple idea of people helping people. That idea still guides everything we do today. We exist for one reason: to help others take control of their money and move toward financial freedom. That means fewer payments, less stress, and more confidence about the future. Itâs not the message you usually hear from a financial institution, but weâre not afraid to be different. At FAIRWINDS, members are part-owners, not customers. That means we don't answer to stockholders, and we don't chase profits. Every dollar we earn is reinvested to help members save more, eliminate debt, build wealth, and live generously. We know financial freedom doesn't happen by accident. Thatâs why we combine personal guidance with products designed to support real, intentional financial progress, not unnecessary borrowing. That includes:
Anyone in the United States is eligible to become a FAIRWINDS member. Wherever you are, whatever your journey â if youâre committed to being financially free, youâre welcome to join us! Federally insured by the NCUA. |
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3087 N. Alafaya Trail, 32826, Orlando, ç±³åœ
- 800-443-6887
- www.fairwinds.org

Your Money Milestone
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Ease of use and help with financingâŠ
Ease of use and help with financing larger purchases

FAIRWINDS Credit Union ããã®åç
Amazing bank
Friendly customer service. I also find it easy to get cash wherever I am when needed. I especially like my debt is normal be weird debit card that is part of the partnership with Ramesy. Even when I lost my card it was easy to get replaced.

FAIRWINDS Credit Union ããã®åç
Exceptional customer service
I have needed to call a few different times to ask questions about my account and the help I receive is always friendly, helpful, and professional. The app is very user friendly as well. Iâm so glad to have my money in a safe place like FAIRWINDS.

FAIRWINDS Credit Union ããã®åç
I have been with Fairwinds for decades âŠ
I have been with Fairwinds for decades Always great service.

FAIRWINDS Credit Union ããã®åç
Good overall, but could be more competitive
Good overall, but I wish they were more pro active in proposing or extending product offerings, instead of just leaving it to the members to do the research and choose.

FAIRWINDS Credit Union ããã®åç
Fairwinds is always a great company
Fairwinds is always a great company. Their customer service will not leave you on hold forever like other competitors. Keep up the great work.

FAIRWINDS Credit Union ããã®åç
Professional and efficient
Any time I need to chat with a Fairwinds, itâs a pleasant experience. Always efficient and professional.

FAIRWINDS Credit Union ããã®åç
The Goals and Money management systemâŠ
The Goals and Money management system is a very useful feature I canât live without. The staff is always a pleasure to work with.

FAIRWINDS Credit Union ããã®åç
Nothing but positive experiences.
I've been with Fairwinds since around 1996 and have always had a positive experience with them. Just recently, after years of not having issues, had to call in for something and it was immediately resolved in one call.

FAIRWINDS Credit Union ããã®åç
Spouse's Name Missing on Statements
To start, we use Fairwinds because we follow Dave Ramsey and use the Everydollar app. Fairwinds gets the job done, but its online interface experience for both desktop and mobile is only average. For reference Idaho Central CU has one of the best interfaces I've experienced. Also, they seem to be technically challenged. Sometimes when you call, there is only silence on the other end. You have to try a few times before the automated system answers.
Our biggest struggle  is that my wife's name does not appear on our statements even though she is a joint owner on our accounts.
Honestly this MAKES HER FEEL LIKE A CHILD, or rather, like she lives in the 1950s because she cannot open 529s for her biological kids without me asking Fairwinds to provide proof for her, showing that she owns these accounts. Thanks Fairwinds.
The lack of her name on our statements makes verifying our identity for other organizations very difficult. Over a month ago, Fairwinds said they cannot list two names on their statement but would provide a document showing my wife's name for verification purposes, then they never got back to me.
I just got off the phone with Fairwinds again to begin the process for a second time. IT TAKES THEM 3 DAYS TO EMAIL a letter of account ownership listing both of our names. When I asked what happened to my first request they said there was a glitch... but they'll make sure I get it this time.
Honestly, the only reason I'm not giving only two stars is that every credit union has issues like this. So I guess it's average.
Oh and sometimes the website just wont do anything when you try to log in. No error message, just doesn't do anything when you press "login". I've updated my review to 2 stars. I'd be happy to upgrade my review if they get in touch with me after I send them a message all this when I am able to log in some day.
Update: I've change my review to 4 stars because only a few hours later. Fairwinds emailed a letter of account ownership and call me personally to get thing sorted out. They also assured me that they are actively working on improving the joint member experience, including statement access, with a task force led by the CEO, but no timeline is set for these broader changes.

FAIRWINDS Credit Union ããã®åç
Fairwinds offers a variety of helpfulâŠ
Fairwinds offers a variety of helpful services including zelle. I have also enjoyed my experience with having our mortgage through the you, the interest rate was much lower than the mortgage lenders and it was not cumbersome going through the underwriting process.

FAIRWINDS Credit Union ããã®åç
Always a very good experience when IâŠ
Always a very good experience when I have had to visit the Fairwinds office on Grant and Semoran, in Orlando, Fl.

FAIRWINDS Credit Union ããã®åç
Staff at the branch are excellent andâŠ
Staff at the branch are excellent and taking care of any issue in a timely manner

FAIRWINDS Credit Union ããã®åç
Quick and easy and no extra charge toâŠ
Quick and easy and no extra charge to open a second savings account. Thank you

FAIRWINDS Credit Union ããã®åç
Fairwinds service & team members are great!
Knowledge, experienced & courteous team members. Every time you go to a branch you feel welcomed by everyone!

FAIRWINDS Credit Union ããã®åç
I skeptical at first dealing with aâŠ
I was skeptical at first dealing with a credit union no where near me or that I could just walk into, but I am sure glad I did! There high yield interest saving accounts are like none other I have had any experience, (way better then the banks) and the customer support is real people that answer the phone and are very knowledgeable and always helpful.

FAIRWINDS Credit Union ããã®åç
You Need to Use This Credit Union
The support, the people, the options, the feeling like you're not just a number, and they're not just there to get you into more debt, but help you win in life.
Only thing that would be awesome to have in addition is dark mode in the mobile app!

FAIRWINDS Credit Union ããã®åç
Member since 1997
I've been a members since 1997 I've never had any awful issues with fairwinds Credit Union, they always treated me with the red carpet vibes ~...

FAIRWINDS Credit Union ããã®åç
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