QuickQuid レビュー 

Irresponsible lender. Was caught up in the payday loan trap and they kept increasing loan amount not giving the option to borrow a smaller amount! A very crude way of trapping people into a commitment they cannot afford and dont they know it!
I tried to complain and my request for compensation was ignored and dealt with very poorly. I have now raised another complaint via a different avenue.
Will write another review after the outcome of this. They claim to take complaints seriously, but it all seems to be a big lie.

Absolutely terrible, was led to believe they would help with a loan. Made me send bank statements multiple times as they didn't specify the requirements to begin with. Which I'm the end took them almost 24 hours to decide making me wait for no reason and making me send them more and more details for no reason. Had a better experience with wonga and they sold my loan with them to a debt collection agency. Says it all really

After over 2 years and going to the financial ombudsman, i have had to accept there part offer due to not being able to wait any longer.

Received a email enovahelp.zendesk.com from Erin on Tuesday asking for bank details sent new details and have asked for confirmation of receipt of said email and they don't even have the courtesy to reply. I imagine i am in for a long wait to see my refund.

Someone subscribed to a loan under my identity with Quickquid!! How is that possible ? it's unacceptable, what kind of company doesn't need a contract and also, doesn't help you when you are the victim

Excellent for people who read agreement. If u need money when run out for example 3 or 4 days before your payday. For longer term not really,but is your choice. Ive need some money to cover overdraft 5 days before my wages, call to customer service,loan paid in one minute. 200£ for 5 days cost me only 6,5£. Recomendet for people who can read and understand. Not for brexiters ;)

My daughter has just paid £903 for a £550 loan in 4 months. She has learnt a valuable lesson. How do these people sleep at night?

Quick Quid is owned by this FRAUDULENT company in America. See below their shanigans.

Enova International, Inc., Complaints and Lawsuits
CFPB Debt Collection Complaint Ranking*:
#17 of 2,458 Companies

Lawsuits, Penalties, or Sanctions:

Violations by Enova International lead to $18 million in fines and refunds for its parent company Cash America, Inc. – the first-ever such sanction issued by the newly-created Consumer Finance Protection Bureau (CFPB).

KRISTENSEN v. CREDIT PAYMENT SERVICES (Signed March 26, 2014.) United States District Court, D. Nevada. Case No. 2:12-CV-00528-APG.

Location and Contact Details:

Enova International, Inc.
175 W. Jackson Blvd
Chicago, IL 60604
David Fisher, CEO
Lisa Young, General Counsel

Business Model:

Enova International, Inc. is a publicly traded “internet lender” and offers short-term consumer loans, line of credit accounts, installment loans and other financial services. It specializes in online services to alternative credit consumers and small businesses. Enova began as CashNetUSA in 2003 when two brothers – Alex and Albert Goldstein (who became millionaires the debt-buying business). The brothers sold CashNet to Cash America. Inc., a Texas-based pawn shop chain, in 2006. In 2007 the company expanded abroad (QuickQuid and CashEuroNet in England; DollarsDirect in both Canada Australia). Then in 2009 all the international brands and CashNetUSA became Enova Financial and again changed names to Enova International in 2010. In 2014 Cash America sold off Enova International and it became a public company.

* Ranking determined by the overall number of debt collection complaints to the Consumer Financial Protection Bureau (CFPB) as of year-end 2015 and should be considered in context of company size and/or market share. See the CFPB debt collection complaint database in real-time here.

Struggling to understand why you would use quickquid over 100% interest per month
They may as well be a loan shark because anyone who would sign up you can't afford.it and you will only go more in debt...
Please please please.. seek other ways and advice.....

I have taken out a pay day loan with quick quid 3 times since opening my account. Each time I paid quick quid back early. I have a good credit rating. I am employed full-time with a regular wage. I still live with my parents aside from paying them rent I have fewer bills than most people. I would guess that I am the type of customer that is low risk and I have a reliable proven track record with them.

I applied to take out a loan with them on Monday for an unexpected trip abroad I need to pay for. I hadn't herd anything by Tuesday which was unusual (compared to my first 3 experiences). The lady I spoke to told me that it was taking longer than usual to process applications but that there was no issue and I just needed to wait.

Yesterday (Thursday) I logged onto my quick quid account on the computer and my application was no longer pending so I checked my account but no money had been deposited. I rang them up to ask what was going on. I was told that it was withdrawn because they hadn't received documentation from me. I said 'I wasn't asked for any documentation'.

They admitted that they had forgotten to ask/send me an email about this. I said I had called up on Tuesday to check and the lady I spoke to hadn't informed me of this. They agreed that it was an error on their part. I rang half an hour later to make a complaint. The man I spoke to convinced me to reapply for the loan assuring me it would be processed that day as long as I sent them a months worth of bank statements straight away. Mostly out of laziness and not wanting to fill out long forms for other companies I took him up on this.

But by the end of the day I had herd nothing again. This morning I checked on my quick quid account to see if anything had changed and saw that I had been declined!

I have taken out 3 previous loans with them and paid them back early. That I would say makes me a good reliable customer. My bank statements confirmed my monthly pay. I have a good credit rating. No reason was given my application being declined.

I will NEVER AGAIN use quick quid. If this is how they treat loyal and reliable customers I am quite frankly disgusted. It took me 8 minutes today to apply for a loan from one of their competitors (for the same amount and less interest). It was in my bank straight away. I wish I had done this sooner as this delay has now caused me issues.

Illegally sourced our address trying to find someone else, and when questioned how they got our address my complaint hasn't been dealt with. They acknowledged it on 14th November, then messaged me on 12th December to say they were still processing the complaint, and then never replied. I've since complained again and it's been ignored. Absolute cretins that work at this so called 'company'. Don't be stupid enough to take out a loan with them.

Rang up to pay loan off in full early after missing one of my payments. I asked to pay the full balance of the loan and was quoted an amount that seemed about right considering the loan amount and the insane amount of interest they charge.

A few days later I get a reminder that my account is still in arrears. I take it that the balance hasn’t cleared yet. A week later I get another email saying I’m in arrears still. So I ring them up to see what’s happening and apparently if you default they then ship this one payment to another department. So when I’ve called up to pay I’ve only paid the amount left on the balance due, not the whole account. Absolute con artists, so now I’ve still got another payment to make in which I’m getting charged interest on and it’s affecting my credit rating. They are that big a scumbag, that they would deliberately not let a person pay off a complete loan in full early, just so that they can charge you more interest and carry on pestering you with emails and calls. So angry it’s insane. AVOID AT ALL COSTS

So they missed my last payment (had plenty of money in my account) after waiting 3 weeks because they dont have a pay now on the website (ironically they have a pay now on their website after they missed the payment) i got charged and it goes against my clean credit scoring as a missed payment.joke and the customer service is worse they talk over you and at one point I thought i was put through to America. Never again!!! Lending stream and sunny in the future

Nothing ‘quick’ about them.. still waiting for approval, so much for ‘quick’ decision! Account has said pending FOREVER 🙄

I have said it before, I will do it again. It is despicable for people to use a source of money with clear conditions and then complain about the high interest. I prompt all the haters to remind themselves the relief they got when they received the monies.

I have used QQ and P2P in the past. Sad personal circumstances led me to bankruptcy but this was not because of payday loans, or mobile contracts, or pay later or or, it was purely personal circumstances that put priority on family.

What I am here to say is that QQ/P2P and another known lender were the only ones with empathetic approach to my situation. They did not press as some like to say, they worked with me, they accepted debt management plans, they put accounts on hold and at the end, they were very polite and sympathetic when I went bankrupt, a stage that no lender has to be compassionate about.

Finally when I got out of my bankruptcy, they worked with me to correct my files and close my accounts. They did this promptly and again with empathy and being polite and responsible. I don't have words to explain how professional this company acts even at times they have nothing to get from you.

To all the haters out there, payday loans are clear to their conditions, I would say more clear than a bottle of Whiskey is, and they both are available to you, legally. What you do with it, and if you use them responsibly, its your decision.

Thank you QQ.

absolout joke.
this company put me in so much hardship.
finally complained to fos after they refused any wrongdoing.. 2 adjudicators and an ombudsman later and i still havnt received pay out despite confirming bank details 18 days ago.

i have stressed my financial hardship but they DO NOT CARE!

VERY UNTRUSTWORTHY!

They have made settling my loan purposely difficult. I have paid this loan back 3 times now. Each time, 24 hours after submitting payment, the transactions were unacknowledged and the payment was refused without notice, allowing further arrears to be added to the final figure whilst I was led to believe the payment had been settled. Coupled with rude telephone agents, I have been told that I am in the wrong.

DO NOT TRUST THIS COMPANY.

Brilliant. Needed quick cash as we were a bit short, had it ten minutes later. Excellent.

I applied for a £300 loan and was rejected after 5 DAYS. Unacceptable wait when you need the money urgently.

Saved my life!!! Not sure why the bad reviews. Thankyou guys

Took them 5 days to sort my loan out so not instant at all but customer service is bit better than stated by reviews online. Although, their responses on live chat are very scripted and sometimes not what you want or need. So far so good.