Clearscore use scaremongering tactics to illicit people to log onto their accounts. For instance: i recently switched my current account to a different bank using the switch service. Lovely.... Clearscore sent me an email alerting me that there was a new CREDIT AGREEMENT taken out on my credit report which was either a new credit card, loan or mortgage. I immediately thought that my identity has been stolen and someone had taken out some form of CREDIT agreement. I immediately checked my report and low and behold there was no such "credit agreement". Clearscore had deliberately made the fact that I'd switched bank accounts into a full blown identity theft! I sent an email to clearscore complaining about their tactics and promptly deleted my account. Don't use these charlatans. They are just brokers to sell you financial products. If you want to see your statutory credit report it is free with either Equifax or Experian. You DO NOT HAVE TO PAY FOR YOUR CREDIT REPORT. Clearscore will try to take £15 a month off tou only for them trying to sell you financial products you could get directly through those financial institutions that provide the products. Clearscore are just an intermediary. Don't fall for their BS.