The absolute worst banking app I have ever used. Keeps timing out, won't let you cofirm, layout on certain Samsung phone does not display the confirm button, have to wait for a 6 digit code, which then doesn't work. So frustrating. Got so fed up with it, I walked to the bramch but they had one teller and a queue of people and 2 people in the background doing nothing who didnt hop onto a till to help. Useless.