Arma Karma ロゎ
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Arma Karma レビュヌ 

352
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TrustScore 5段階評䟡の4

4.1

保険䌚瀟
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5぀星のうち1の評䟡

Absolute criminals avoid like the plague. Insured my i phone 17 pro max and my wifes z fold asked at start of policy if i can have just one policy daid all good. Wife lost her phone went to make claim... もっず芋る

5぀星のうち5の評䟡

I needed to insure my phone before my group holiday later this year. My friend mentioned Arma Karma because of the great prices and what is included in the cover. It is hard finding insurance that is... もっず芋る

䌁業が回答したした

5぀星のうち5の評䟡

I discovered Arma Karma through Instagram and a helpful post about Festivals. Insurance for such an event had never occurred to us. It was very easy and straightforward to get cheap reasonably price... もっず芋る

䌁業が回答したした

5぀星のうち5の評䟡

Amazing service and price! After reading the last few reviews I was somewhat sceptical when looking to get cover for my sunglasses as they are very important to me. After speaking with the lovely cust... もっず芋る

䌁業が回答したした

䌁業情報

  1. 保険䌚瀟
  2. モバむル保険
  3. 個人保険䌚瀟

圓該䌁業による蚘述

Hello. We're Arma Karma an insurtech (insurance + tech) set on doing things differently. Our mission is to bring some 'Good' to the dull and unethical world of insurance. We have designed our possession-based insurance, and the company, to stand out from the crowd, so how are we different? The answer is simple; YOU get to choose what's protected. Your items are protected anywhere at home and even abroad! Our insurance is on a subscription basis, amend and cancel anytime with no hidden fees. What's even better is that with every subscription we donate 25% of our revenue and YOU can choose which charity it goes to! To find out more head to our website: http://armakarma.insure

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4.1

ほが満足

TrustScore 5段階評䟡の4

352件のレビュヌ

5぀星
4぀星
3぀星
2぀星
1぀星

顧客にレビュヌを䟝頌しおいたす

この䌁業は、ポゞティブかネガティブかを問わず、顧客にレビュヌを䟝頌しおいたす。

ネガティブなレビュヌに回答しおいたせん

この䌁業のTrustpilot 利甚方法

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4.1

すべおのレビュヌ

(352)

過去12か月のレビュヌ数: 20件

レビュヌを曞く
Trustpilot に参加しおいる䌁業は、むンセンティブを提䟛したり、レビュヌを非衚瀺にするためにお金を払ったりするこずは蚱可されおいたせん。レビュヌはレビュアヌの個人的な意芋で、Trustpilot のものではありたせん。詳现はこちら
5぀星のうち1の評䟡

Do not be fooled

Do not be fooled; the insurance may be easy to setup but they will use any method of denying claims!

Tried 3 different methods of denying a claim before finding one that would stick. My advice is to stay well away! Easy to take your money, does not pay out claims!

Note: the product was purchased online in the UK through the official vendor store. In reply to your claims about the processing; when I was offered a value that was significantly below the market price of the item which I queried I was then put on hold whilst the claim member talked to legal who then said they would remove the settlement amount. Then after further querying they talked to legal again (2nd time) to try and not pay out. As discussed I will be taking up with financial ombudsman. Also note your process asks if the item was purchased in the UK (which for all intents and purposes it was e.g. official product with a VAT invoice through the actual company store Insta360).

Again other buyers beware!

2023幎7月1日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Lewis,

We were disappointed to see your 1-star review. As per our conversations, your item was not bought from a UK retailer, even though you stated it was bought in the UK when you signed up.

We make this very clear for all customers both when they sign up and prominently in our policy wording to avoid any confusion. We have also not tried three different methods of denying your claim. Your claim was progressing until it was discovered that it was bought outside of the UK from your proof of purchase.

We're sorry we couldn't help on this occasion, but if you would like to discuss further, please get in touch on hello@armakarma.insure, or on our live chat.

Kind regards,

The Arma Karma Team

5぀星のうち5の評䟡

Easy set up!

So easy to set up and gives a range of options!

2023幎8月17日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Ella, thank you for taking the time to leave us your superb review! It's amazing to hear that your sign up experience was easy and that you liked the range of items that we can cover. Don't forget you can always add new items as any time by contacting our customer service team. As an extra thank you for becoming a new subscriber we've planted some trees just for you. Check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Easy to use

Easy to use, straightforward terminology, competitive prices, super quick.

2023幎8月16日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Karen, thank you for taking the time to leave us your amazing feedback! It's great to hear that your sign up experience was quick and easy with us. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Insurance

Easy to do online

2023幎8月10日
Arma Karma ロゎ

Arma Karma からの回答

Hi there, thank you for taking the time to leave us your fabulous feedback! It's great to hear that your sign up experience with us was nice and easy. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Easy to deal with and set up insurance

Easy to deal with and set up insurance. Customer services spot on.

2023幎8月10日
Arma Karma ロゎ

Arma Karma からの回答

Hi David, thank you for taking the time to leave us your fabulous review! We're so happy to hear that our customer service team were able to assist and that your sign-up experience was nice and easy. If you need anything else our team will be right here to help. As an extra thank you for becoming a new subscriber we've planted trees just for you. You can check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Very easy to set up

Very easy to set up , just hope it continues to be easy :)

2023幎8月12日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Vanessa, thank you for taking the time to leave us your wonderful feedback! It's great to hear that your sign up experience with us was nice and easy. If you need anything we will be right here to help. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Very easy to set up and looks fine

Very easy to set up and looks fine. Much cheaper than Tesco.

2023幎8月11日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Andrew, thank you for taking the time to leave us your amazing feedback! It's great to hear that your sign up experience was easy and that our cover prices were even better than a certain popular supermarket... As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Easy to follow and at a good price for


Easy to follow and at a good price for what i need

2023幎8月8日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Alex, thank you for taking the time to leave us your fantastic review! It's great to hear that your sign up experience with us was easy. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma. If you need anything else we will be right here to help.

5぀星のうち5の評䟡

Easy to use and complete

2023幎8月4日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Alan, thank you for taking the time to leave us your wonderful feedback! It's great to hear that your sign up experience with us was nice and easy. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Straightforward and easy

Straightforward and easy. Covers older phones too. Great!

2023幎8月4日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Lib, thank you for taking the time to leave us your tremendous feedback! It's great to hear that your sign up experience was straightforward to protect your older phone with us. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Easy

Easy. Fast. Very good customer service and fast response to questions.
Hopefully never have to use them but peace of mind is worth the fee.

2023幎8月2日
Arma Karma ロゎ

Arma Karma からの回答

Hi Sue, thank you for taking the time to leave us your fabulous review! We're so happy to hear that our customer service team were able to assist and we agree, the peace of mind is totally worth it. If you need anything else we will be right here to help. As an extra thank you for becoming a new subscriber we've planted trees just for you. You can check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Easy process

Easy straight forward process of insuring my daughters laptop for school.

2023幎7月30日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Jill, thank you for taking the time to leave us your amazing feedback! It's great to hear that your sign up experience was nice and straightforward to protect your daughters laptop with us. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Easily explained and fast process

2023幎7月30日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Owen, thank you for taking the time to leave us your wonderful feedback! It's great to hear that your sign up experience with us was fast and easy. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち1の評䟡

I insured my brand new tv with them and


I insured my brand new tv with them and have been with them for about six months and then they sent me an email that my insurance is canceled. Not happy at all.

Due to underwriting requirements, we are regrettably having to stop insuring TVs going forwards. As you currently have a TV insured with us, you are impacted by this change.

If you are insuring a new product with them you are good, as long as the product is getting older and more exppsed to risks they will kick you like they did with me.

2023幎7月10日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Mihai,

We were very sorry to read your 1-star review of our service. We completely understand that you were disappointed to hear that we were no longer able to offer cover for TV’s going forward. We were too, which is why we chose to refund subscribers for several months which had been affected by the change as well as continuing to protect their TV’s until the end of their current subscription period. By doing so, we tried to give our customers as much time as possible to arrange suitable alternative cover with another provider, so your TV wouldn’t go unprotected.

Regrettably, due to this decision there is nothing more we are able to do but if you have any further questions, please contact our customer service team by emailing hello@armakarma.insure.

Kind regards,

The Arma Karma Team

5぀星のうち5の評䟡

great..............................

2023幎7月26日
Arma Karma ロゎ

Arma Karma からの回答

Hi Kamaru, thank you for taking the time to leave us your review! We always appreciate such lovely feedback from our customers. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Helpful online chat

Helpful online chat. Easy to navigate website and clear documentation.

2023幎7月27日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Gabrielle, thank you so much for taking the time to leave us your wonderful review! It's brilliant to read that our customer service chat was helpful and that our sign-up process was easy to use. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

easy to set up

It was so easy to set up

2023幎7月19日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Dave, thank you for taking the time to leave us your fantastic review! It's great to hear that your sign up experience with us was easy. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Great communication

Great communication
It was super easy to talk to someone and they answered all the questions I had regarding their insurance policy.

2023幎7月18日
Arma Karma ロゎ

Arma Karma からの回答

Hi there, thank you for taking the time to leave us your amazing review! We're so happy to hear that our customer service team were able to assist with their great communication and we will pass your kind feedback on to them. If you need anything else we will be right here to help. As an extra thank you for becoming a new subscriber we've planted trees just for you. You can check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

So easy to apply and such a great price

So easy to use and a Great price

2023幎7月18日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Gerry, thank you for taking the time to leave us your wonderful review! It's fantastic to hear that your sign up experience was easy as well as having a great price for your subscription. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma

5぀星のうち5の評䟡

Application very easy to complete

Application very easy to complete, especially for an insurance application!
Liked the charity donation.
Very reasonable policy.

2023幎7月18日
自発的なレビュヌ
Arma Karma ロゎ

Arma Karma からの回答

Hi Colin, thank you for taking the time to leave us your fantastic review! We always love to get feedback from our customers especially when its as positive as yours. If you need any assistance we will be right here to help. As an extra thank you for becoming a new subscriber we've planted some trees just for you. Check out their location and watch them grow here: https://ecologi.com/armakarma

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