Lendcare レビュー 

This is a TOTAL SCAM company masquerading as a lending institution. They begin making unauthorized loan dedications in any amount they feel like, and emails and phone calls to customer support and managers go unanswered. It is impossible to reach anyone in this company. After speaking with my Attorney and the Police, I found out that they are currently the subject of several investigations by the FCAC, CDIC and multiple lawsuits. DO NOT, DO NOT! do business with this company at all! They will compromise your bank account and practically STEAL your money.Just to clarify, this is Lendcare in Pickering. I saw people say there’s two companies and one is a scam, but the one I’m referring to is the “legit” Lendcare and they’re ALSO a TOTAL SCAM. Won’t be surprised if the provincial government kicks them out of Ontario like they were kicked out of Alberta for shady business operations.

There are two different Lendcare companies. The one I encountered today scammed me huge!! I fell for it too! Jake, and Vincent, sucked me into going to get an apple gift card for $200 for insurance on loan. I did that they asked for coffee a photo of the gift card number on the back and the receipt of the store I purchased it from then told me that within 30 minutes my loan would be e-transferred. I got an email saying your E transfer has been sent! conveniently they spelt my email address with an extra letter.. when I contacted Jake, He said oh my gosh, let me fix this within 15 minutes. I waited over an hour hour and a half, finally called him got some crap story that they can’t reverse e transfer which is complete crap and that they have to cancel my loan and start over tomorrow and I have to get another Apple prepaid card!!??? WHAT??? I don’t know how to report them or what to do. I’m out $200 I guess but they were either from India or Nigeria. They were very hard to understand and I feel so stupid. If anybody else has been able to succeed in reporting these people, please help let me know how to do that.. This is the phone number of this particular scamming Lendcare. +1 (226) 773-4004…

My mom was getting a loan with Jeff Washington and Victor they asked for all her bank info then they asked for mine needless to say my mother thought they were legit mind you she's in her 50s anyways they scammed both of us got both of our banks locked was very ignorant and rude and even asked us to go get a prepaid Mastercard from dollarama... NEVER GIVE OUT ANY USERNAME OR PASSWORD THEY DO NOT NEED ANY INFO TO GET A LOAN THEY CAN ETRANSFER YOU!!!

Talked to these people when they financed my vehicle. They assured me that at least 45% of my payments would go to principle of vehicle. Now after two years with no missed payments they say that if I want to pay the vehicle out I have to pay a thousand dollars more than the actual purchase price of the vehicle. I was willing to give them $10,000 to pay out the loan. No more payments and good luck ever repo-ing a vehicle that no longer exists.

Do not trust anyone at lendcare & anything you talk about get it in writing in an email & keep that email.
I am on wcb for over 1 year now & lendcare knows this, they offered to rewrite my 2 loans & give me 2 defetals 1 for April 2024 & 1 for may of 2024 as long as I made my first payment on march 25th 2024 giving me time to get back to work once off of wcb.
Now Harran ganendran says I never said that, I provided an email I kept where it shows that I would not be back working until June of 2024 & that Harran stated that I said I would not be back working until June of 2024 which is why Harran stated this will give you time to get back to work.
Now lendcare & Harran say no never said that.
DO NOT DO BUSINESS WITH THESE LYING CROOKS! DO NOT TRUST THEM!!!!
in early March I called lendcare billing department & some woman answered the phone & as soon as I said I need to defer the payment she went off on me like I was her beneath her & as if I was her personal slave to berate yell & freak out on!!
Again DO NOT DO BUSINESS WITH THESE PEOPLE THEY DO NOT CARE ABOUT YOU, THEY WILL TELL YOU LIES TO GET YOU HOOKED THEN MAKE UP MORE LIES TO CHEAT YOU!!!!

I’m another victim of there fraud don’t trust them they lied and rude

Stay away this people especially to Jeff and Vincent. They told me I was approved for 15k and ready to send the money via e transfer after I agreed to agreement. But Jeff asking me to go to Dollorama and they will transfer me the money to my bank. It's completely SCAM!!!!
ONE DAY THEY'RE PEOPLE WILLL JUDGE ACCORDING TO WHAT THEY DID. what you sow , you reap! Hopefully the law enforcement will do something for these bad people 👹👹👹

Regrettably, this company preys upon immigrants who lack established credit scores upon arriving in the country. They impose exorbitant interest rates ranging from 16% to 19% on vehicle loans, and arbitrarily modify installment terms at their whim, displaying a flagrant lack of professionalism when contacted. It is imperative to steer clear of such lenders, as their practices amount to nothing short of daylight robbery. Moreover, they seem to operate by a set of rules that conveniently shift post-loan acquisition. It is my fervent hope that no individual falls victim to their tactics, and I pledge to caution everyone I encounter against engaging with them

Worst company ever give you the run around for 6 months ignore emails do NOT recommend!!!

These guys are just leaches, interest rates on over 40%

They get you're bank information like this Kevin Harrington THE SINIOR LOAN ADVISOR got me to send gift cards then after goes back into my account and takes a bunch of money out and I never got no loan they will lie to you and after will not answer you or will get there manager to answer and tell you to not call back cause we just screwed you over

They are loan sharks ,needed a loan of 19,000 and with all the hidden cost the loan was 28 ,9 thousand more then I wanted and the coast of borrowing it was 110% payback ,after 5 years of paying the loan at 600 a month the payout is more then I intened to borrow and if I don't have the 20 gran to pay them after 5 years it will be another 5 years of payments so in all it will cost 70,000 to borrow then 19 I wanted and 10 years to pay off ,sucks when all you have to read the fine print on is your phone and things get hidden ,don't ever get involved with this company, they own you for life

If I could give this predatory Company a minus 100 star review I would.
Anyone who is thinking of signing with this company. RUN and run fast.
I got approved for a travel trailer great..
Buried in the fine print they wil raise your loan and payment by 10% if you are late on a payment. Yes my mistake.
Thier system.does not properly and accurately process payments. Sp they try to.take large sums of money from your account. And thier system is set up to keep trying until they get it.
They will not contact you in any form to try and work with you. They are very rude on the phone, will not listen and talk over you. They don't care about you. They only care about bending you over without lube.

I Called lendcare with a few simple questions this morning and the agent STEVEN made me feel like I was stupid! I was humiliated, he was rude and his tone was unexceptible he spoke to me like i was a child! Worst experience I've ever had with an agent in my life! Thanks for making my day STEVEN!

Personally I wouldn’t give any stars but I had to put one for writing in a review, DO NOT GO TO LENDCARE they are rude and disrespectful I have a learning disability, and I had a 2016 SUV at first before all this started my ex wanted to get me a newer car because the one I had was about to go. So he found one he was even talking to him on the phone to do monthly payments of 300$ -360$ so we sign the papers then got the car the. We notice they were taking out 300$-360$ out of the bank account by weekly. When he got on the phone with lendcare to let them know we wanted monthly not weekly they agreed so time goes by then we noticed $600 was taken out from lendcare so we call them again and asked why they take out 600$ the reply because you didn’t want to do weekly that is your monthly bill even though we agreed to do 300 a month my ex got frustrated and told them that we can’t afford 600$ because my baby mother (me) is on disability we have other bills to pay, needed food to feed our 5 year old boy plus rent. Can you come take the car we can’t afford 600$. They ended up refold the car 8/9 months later then took it to a auction to sell it and now I just got court papers from them how they want to sue when that’s impossible and iknow my human rights they are 100% SCAM. And they don’t care that you might become homeless and you have kids to feed and IT SHOULD BE SHUT DOWN

The one star because I can't begin my review. Lendcare Lendcare.....Where do I start with this lying unprofessional filthy language fouled mouthed and damn right disrespectful!!! Another person in his review has come to the conclusion the people at this company are South Asian corrupt and in India, its very possible!! However I had the pleasure of dealing with Caucasian french accent older woman!! From this we can conclude whether India or Canada these money mongers won't spare anyone. They would rip the very clothes off the back of their mother. Back in May 2023 I needed a car and it was financed through Lendcare. Due to a messy divorce my credit had suffered and I was now ready to begin working on building my credit. I knew the terms and interest rate would be a little higher due to my credit rating. In July of 2023 I was unwell and was in and out of hospital during this period I lost my job. My health took a huge set back I was only able to move with support. This is the time I missed payments on my car, I was living off of my savings which were depleting and I was still waiting for Service Canada to confirm my benefit.
Lendcare had been trying to get in contact with me and I was playing catch up with everyone to call and explain my current situation. I initially spoke with Rath at Lendcare and he listened to what I had to say and worked with me to bring the account up to and I began etransferring payments of about $300 to $400. Rath and I communicated over email phone and text. Come September I was gain admitted in to hospital and was out again mid / end October. Due to being connected to a breathing cylinder I would email or Text Rath . With no savings left I was now dependant on my Service Canada Disability. From whiich I was paying rent groceries and my medicines would take most of the benefit to pay for them. I continuously kept Rath at Lendcare in the loop and would send in whatever payment I could towards the car. My health began to improve and I decided to return to the work even if it was part time, living on disability was not easy. I was given the clear from the Doctor to work a few hours. I contact Rath told him my situation asking If I could defer payment for the month of November as this would help me clear the overdue balance faster to which Rath agreed. He asked when would he get the next payment for the car, to which I replied I would hope by 17th November to have paid a huge chunk of the over due amount but would let hi know for sure in a few days. I wanted to know when payroll would be and I could then confirm the date I would send payment via etransfer for the car. I texted Rath letting him know payroll would be November 23rd I would make payment this day towards the car.
NOW COMES IN Donabelle - who wouldn't know what customer service was if it hit in the face !!! Her email stated Lendcare had tried to contact me a number of times and I had not replied and I would face severe consequences. I'm surprised by this as I have been in contact with Rath. Anyhow I called Donabelle on Friday 17th while heading to work. Wishing her Good Morning I proceeded to tell her I had been in contact with Rath therefore I wasn't ignoring Lendcare. I then went on to state why I had fallen behind on my payments due to ill health. While chewing or eating Donabelle abruptly interrupts and says "I don't care about that nor do I need to know " I want the overdue payment made today of approx $2200 I told her that was not possible I was on my way to work and would not be paid till 23rd November!!! She then says you had confirmed to Rath you would be paying November 17th to which I replied a follow up sent via text as my payroll was 23rd November. Donabelle then says we don't accept texts and I don't get why your kind of people they can get things for free !! I then replied telling Donabelle not to speak to me in that manner and what was meant' by my"kind of people" this line erked me as it I felt it was a discriminating comment. I again told her that 23rd November was the earliest I could get a payment to her, but she insisted on get her the payment that very moment. I told her that was not possible and in that case they could take back the care and let me know so i could have the keys ready, She replied with " don't tell me what to do and she doesn't need my kind to give her instruction. I then replied saying fine with me and she doesn't need to be a bi^tch about it. End of phone call. On Friday at lunch time I check my phone to see numerous missed calls. I called the number and it was Lendcare. I was put through to Donabella, who again is eating and finds it fine to talk to me with her mouth full. I ask her for the amount which is over due immediately and her reply was "I told you what it was why do you need it again" At this point I was ready to snap but managed to keep my cool.
PART 2 TO FOLLOW

The worst….Carol is rude and yells at you and doesn’t answer your questions. Switched bank accounts. Four months later they took it from the previous account and did not take accountability. They’re still charging their $75 nsf fee. Also, signed up for their warranty to eliminate the interest increase. Not the case, they charged the regular payment plus the warranty fee. I asked them to provide the recorded phone call when I signed up for this warrant. The promises would be there. Of course, given their reputation, they would probably edit the recording. Trying to cancel the warranty and still haven’t received a call back. Did Carol pass the message? It’s been a week now. Wish I researched this company before doing our small loan.

DO NOT get a loan from them. No matter how bad you want toy, just save and buy it outright. Bought a quad for almost $20k, didn’t read the contract, (my bad) would pay nearly $50k for it in the end. Interest is as high or higher then a credit card, and just asked for a payout amount, they added “$8.11 per diem per day.” $8.11 interest a DAY!!! They are predators and how it’s legal blows my mind, it shouldn’t be. Learn from all us borrowers, it will cost you an arm and a leg in the end, naw change that, it will cost both arms and legs.

Worst place ever. They put you on hold for 30 minutes then hang up on you. Taking unauthorized payments from me and yes I have the emails to back up my statement.. absolutely the worst hands down dealing with Debbie is like talking to my dog

If you want a predatory loan from the most ignorant company around this is the place go...I got a $9000 seadoo off of marketplace that they are trying to charge me over $41,000 for...the worst part is the seadoo has been at the shop since I got it and spent thousands trying to figure it out...SCAMMERS DO NOT GET A LOAN THROUGH THEM