Allica Bank レビュー 

Only just opened the accounts, but the human-to-human interaction has been impressive! Louise and Boni have been so helpful and enjoyable to work with. Plus, the banking interface (both brower and mobile app) are clean and intuitive. And the interest rates are hard to refuse. So far, so good!

Hi, if you have a business then will advise you to opt for Allica Bank!
Great reward for all day spendings and saving account for daily needs of the business.
I didn't even hear about Allica bank until my account told me about them as I had a business bank account with a bank that doesn't offer you any savings on your money that you hold with them 0%.
I like to thank you Dawn McLean for sorting out my account with you guys!

Keep up the good work 👍🎁

From the initial introduction through our accountants to the meeting of Liam Conroy at Allica, who made the opening of the account effortless. Initial apprehension to start, having been with a high street bank for many years, we are now looking forward to working with Allica Bank.

The on-boarding has been smooth and handled by a great gentleman (Pavi) who has been very personable, responsive and diligent; without being at all pushy.

Opening an account was simple, and Dawn was available to hold my hand if I was struggling (I wasn't - it's very easy!). My card arrived on time, my app is a piece of cake to use; I'm a very happy customer!

I've been incredibly impressed with Allica Bank, especially my account manager Dan. From the moment I started the switch from my old bank, Dan made everything seamless and stress-free. He's always proactive, quick to respond to any questions, and goes above and beyond to ensure I get the best from their services such as the 1% cashback perk. The app is user-friendly, and having a dedicated manager like Dan feels like a real personal touch you don't get with bigger banks. Highly recommend Allica and Dan for anyone looking for top-notch business banking!

Imagine receiving this on a Wednesday pm on the 28th January. At the time of writing, your available balance within the account is £207,717.03. Within the next seven days, please provide us with a copy of a statement (dated within the last three months) for another business bank account registered to this business, that you wish these funds to be returned to. Additionally, please ensure that you make alternative arrangements for any direct debits or reoccurring payments connected to the account. They also totally restricted the account preventing payments in and out.
This has come about allegedly because while they were happy with us depositing a lot more money, without query, when we withdrew a large sum they pulled the money Laundering Card! Since last Wednesday they have totally ignored my repeated attempt's to resolve this, I have opened another account provided with said statement, chased it up. And thankfully the funds have been moved to the New Account in the last hour.

We were recommended to Allica by our accountants.
and introduced to Matt Dix the whole on boarding process was done after a brief call and a few emails. The account was up and running in 24 hour's with a good interest rate and a rewards plan A breath of fresh air compared to a traditional bank.

With just one email's notice a £25 PER MONTH charge has been slapped on our account. We will leave asap, but its a pain having to change all Direct Debits etc.

Allica is not to be trusted or used if you want peace of mind and don't want to have to keep looking over your shoulder.

Agata made the onboarding for us as simple as it could be and was there every step of the way to provide support and guidance. How lovely to actually have a direct dial number for someone at a Bank!

We have been long‑standing customers of Allica Bank and, until recently, believed we had found a reliable long‑term banking partner for our small business. That confidence has been completely shattered.
Without any prior warning, Allica informed us that our business account would be closed because our company no longer fits their revised internal criteria. At no stage during our relationship were we told that our business model was incompatible with their policies, nor were we notified of any changes that might affect our eligibility. To discover this only after several years of successful banking is, in our view, utterly unacceptable.
We have submitted a formal complaint and, depending on the outcome, we intend to refer the matter to the Financial Conduct Authority. We have also contacted Emma Reynolds MP, who has been tasked by the Government with examining the impact of debanking on small businesses—this case is exactly the kind of situation that deserves serious scrutiny.
What makes this even more troubling is that Allica continues to market itself heavily as a champion of small business banking. Our experience tells a very different story. To be told, with no prior consultation, that we no longer “fit” their internal criteria raises serious questions about transparency, fairness, and the true level of commitment to SMEs.
To be clear, we would actually prefer to keep our account open with Allica. However, the way this has been handled has left us deeply disturbed and has undermined our trust not only in Allica, but in challenger banks more broadly. Small businesses rely on stable, predictable banking relationships—having the rug pulled from under you like this is a real operational and reputational risk.
We await a full and detailed explanation from Allica as to how this decision was reached. In the meantime, we believe other small businesses should be aware of the potential risks before placing their trust in this bank.

A professional, prompt, and straightforward document — clear to review, easy to work with, and designed to support fast, confident decision-making.”

Further to my emails last week, I have received the below debiting my account by £25.

This really is extortion!

I followed your instructions in good faith it wasn’t my fault that your system blocked it and returned the money and prevented me from closing the account by the deadline you set. I was at appointments for my twins on Friday, so unable to repeat the whole process. I think the whole think is a con. So, what are YOU going to do as our ‘relationship manager’ to put it all right?!

While you are about it, I’d like a formal complaint raised and I am now looking for compensation for my time in dealing with this matter.

I would like someone to personally resolve the matter, transfer the money and close the account as I requested in the first place.

I look forward to hearing for you.

After years of poor service from another bank with no business manager or an easy way to contact them we decided to switch to Allica on the recommendation from a relative. We were immediately introduced to our relationship manager CC We were given information and help throughout the switch and once our move was completed we were then given lots of information to ensure we got the most out of our account. We now get to see our account increase monthly due to the interest on our savings and by using our Allica card we also get cash back on purchases. When we then started to look at a major purchase, our relationship manager excelled herself even further with her help in passing our details to the department for loans. She has been just as excited for us as we have been in our new purchase. Our catch up calls feel personal and are not just business talk. You feel as if you can take as much of their time as needed.
We have been fools for putting up with substandard service from a major bank for so long.
If you are considering switching do it NOW. You won’t be disappointed.
Please start accepting foreign currencies and we will be completely happy!

Great to have transferred to bank that are interested in our business and to have the wonderful Charlotte Corcoran on hand is the added bonus.

Good old fashioned banking. Sylvia was absolutely fantastic in overseeing the purchase of my property with quick and easy solutions every step of the way. Thank you Sylvia and Allica for your support

WoW !
cashback ! interest on business savings pot! Personal account manager ?
Sounds great doesn't it ?
Then you realise Allica have the fastest declining interest rate (4+% last year down to 2.8% this) and the account managers are overstretched and can't help you at all , very 'polite' but don't know much.
All Allicas best people are out trying to secure new clients. Clients which they won't have time for. I wouldn't be surprised if this bank implodes.
I would rather pay a bit for the service and let my Business make the money.
If you have excess for savings there are better rates elsewhere.
I really wish Allica was what it perports to be.
In that case it would be fantastic. Unfortunately it just isn't. I just closed my account after one year

Agata was very helpful and support me setting up a very effective savingss account for my business! Will highly recommend Agata and allica bank!

The whole allica bank procedure with Anna Chambers was seemless. Brilliant efficiency.

I had an outstanding experience opening my account, and this was entirely thanks to Agata. From the very beginning until the final step, she was extremely helpful, forthcoming, and supportive, making the entire process smooth and stress-free.

Agata guided me through each step with great clarity and professionalism, always keeping me informed and up to date.

This was by far the best bank account opening experience I have ever had, and Agata’s exceptional onboarding support made all the difference.

I can highly recommend both her and the bank to anyone looking for a first-class onboarding experience.