IDFC FIRST Bank レビュー 

201
•
TrustScore 5段階評価の1.5

1.4

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レビュアーのコメントを見てみましょう

5つ星のうち1の評価

This is worst bank I have ever experienced. Back in the day we used to cribb about nationalised banks but trust me, this bank is much much worse than those days of nationalised banks. I have NRE/O... もっと見る

5つ星のうち1の評価

Very disappointing services. I am using idfc credit card since long and always paid my amount on time. Once there was statement bill amount was 1,70,000. I use to pay bill through UPI, so due to UPI... もっと見る

5つ星のうち1の評価

NRI relationship manager support and overall customer service is worst. You will get good response until you open the account. After that forget customer service. Stay away.

5つ星のうち1の評価

IDFC First Bank is a good bank, but the loan management team lacks understanding. If they speak Bengali anywhere in the country, they should at least understand that our national language is Hindi, no... もっと見る

企業情報

  1. 民間銀行

当該企業による記述

About IDFC FIRST Bank Introduction: IDFC FIRST Bank's vision is to build a world-class bank in India that's guided by ethics, powered by technology, and a force for social good. IDFC FIRST is a new age bank that works in the best interest of its customers. Customer-First Philosophy: The Bank has a customer-first philosophy and offers high-quality products to our customers. In any product we launch, we bring something special to our customers. For instance, the Bank is the first and only bank in India that offers Zero fees for 28 essential services on Savings Accounts including for ATM cash withdrawals, IMPS, RTGS, NEFT, Cash Deposits at branches, Cash withdrawals at branches, SMS Alerts, Cheque book, Demand Drafts, Pay-order, duplicate statements, etc. IDFC FIRST Bank is the first bank to offer monthly credit in savings accounts. The bank’s credit cards have unique features such as lifetime free, never-expiring rewards points, zero interest on cash withdrawal at ATMs and low APR, so customer incur less fees on our Credit Cards. Ethics First: The Bank believes that income earned unethically is not worth earning. The Bank applies a "Near and Dear" Test in all product design, so that the employees of the Bank serve only such products to customers that they'd want for their own loved ones. Transformation: IDFC FIRST Bank has transformed from infrastructure to retail banking in four years since merger, increasing CASA ratio from 8.7% to 46.8% (December 31, 2023). Total Customer Deposits have increased by 4.5X from Rs. 39,602 crores at the time of merger as of December 31, 2018, to Rs. 1,76,481 crores as of December 31, 2023. The Bank has set up 897 branches and 1,136 ATMs. Financial Performance: The Bank recorded a PAT of Rs. 2,232 crore (~US$ 269 million) in 9M-FY24, with strong Capital Adequacy of 16.73%. The Bank has a long history of nearly 14 years (including period of Capital First) of maintaining high asset quality, with Retail, Rural & SME book currently having Gross NPA of only 1.45% and Net NPA of 0.51% as of December 31, 2023. Overall Gross NPA including infrastructure is 2.04% and Net NPA is 0.68%. ESG Goals: The Bank is highly committed to ESG. The Bank has high governance scores, the business lines naturally support social goals, and efforts are ongoing to achieve environmental goals.


連絡先

1.4

ひどい

TrustScore 5段階評価の1.5

201件のレビュー

5つ星
4つ星
3つ星
2つ星
1つ星

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1.4

すべてのレビュー

(201)

過去12か月のレビュー数: 83件

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5つ星のうち1の評価

Do Not open NRE/NRO account with them…

Do Not open NRE/NRO account with them please. I travelled to India and had my bank card handy to withdraw cash, I can’t use the bank card and can’t withdraw my money. Went to the bank and waited for 40 mins and then the employee said sorry sir I don’t know how to help you with this, now my money is stuck in the account and only way I could take that out is by transferring to another bank but ease of access my foot

2025年10月21日
自発的なレビュー
5つ星のうち1の評価

No Transparency

not very transparent while opening NRE/NRO account online, while you get a email from so called relationship manager but that poor person can not help in anything...MUST BE AVOIDED

2025年8月1日
自発的なレビュー
5つ星のうち1の評価

Beware!! Video KYC - Not Senior Citizen Friendly!!

Referred by a friend, I opted for your senior citizen savings account for my mother; everything was smooth until the video KYC, where it came as a surprise, the video KYC is NOT available in any regional language, and that, I can't support her in the KYC process. What a Joke!!

I was amazed by the digital experience journey of opening a savings account from the convenience of my home, only to be let down later as part of the Video KYC process, when the staff mentioned that Video KYC is available only in English and Hindi. Unbelievable!! Please mention clearly that Video KYC is NOT available in the local languages, so that it's not misleading as part of the account opening process. I would not have gone with the account, had I known this upfront. An AI agent will be able to do this Video KYC in any regional language.

What's the problem, if I support my mother in the KYC process and it gets recorded formally? The Video KYC for senior citizen, should allow one more translator/ relation to support, if you're truly serious about extending the digital experience to Senior Citizens. Even if I go to a branch, I'll have to support my mother for the KYC process.

Which senior citizen shall be able to independently apply for a digital bank online (or) go to the branch, without any support from their blood relations and friends?

Your senior citizen offering needs a true revamp. The closing line is that we’re disappointed by this digital KYC experience; and any Senior Citizen needs help, even in the banking process, including the video KYC.

2025年8月10日
自発的なレビュー
5つ星のうち1の評価

The Bank is not suitable for NRI…

The Bank is not suitable for NRI customers. Majority of the Employees dont know the rules and regulation of NRO/NRE account which causes only Harassment to the Customer in every steps. I am immensely frustrated and will be closing the account. Please hire properly educated and knowledgeable personnel to deal with NRI customers.

2025年7月30日
自発的なレビュー
5つ星のうち1の評価

Keeping you're proper helping for costumer service not using with ai messages

Very Very very bad service so many time i i inform you WhatsApp support that is not helpful only msg for ai msg s that options very badly service WhatsApp support ..am not hear am working for dubai many many time s i call tha bank not answering bank costumer assistant service yes am check to ready today but not ready 1 month ago Missed EMI: Avoid late payment charges! Your total dues of Rs. 2869 for Consumer Durable loan A/c have been pending since 3rd Jun. Unfortunately, payments made after 8th Jun will incur late payment charges. Pay now and avoid extra charges you will tha pay extra charge ?
I have already keep the account balance but you not received my money that is not my issue this is your issue 😡😡
You may loss my excellent cbil score everything I need to my excellent cbil score That's your responsibility🤬

2025年6月3日
自発的なレビュー
5つ星のうち5の評価

I have account in IDFC

I have account in IDFC, I Use idfc first account from last 2 years and i am very happy because i don't think india have a better banking than idfc, Zero fee banking is a lot for me , many features, rewards point on both saving account and credit card , i think this the best bank every indian needs.

2025年6月27日
5つ星のうち5の評価

*5/5 Stars*

*5/5 Stars*

I'm absolutely thrilled with my experience at IDFC FIRST BANK Their exceptional customer service, user-friendly online banking platform, and competitive interest rates make them stand out from the rest.

The staff is friendly, knowledgeable, and always willing to help. The mobile app is intuitive, allowing me to manage my accounts, pay bills, and transfer funds with ease.

I've been impressed with their:

- *ZERO fees*: ZERO FEE for services like ATM withdrawals and fund transfers.
- *High-yield savings accounts*: Competitive interest rates that help my savings grow.
- *Secure online platform*: Robust security measures give me peace of mind.

Overall, I'm extremely satisfied with IDFC FIRST BANK

2025年6月26日
5つ星のうち1の評価

Cheating bang and fill the abusive staff

+91 91362 17560 Off of one of the ladies stuff this rotten egg, filthy girl born and what in hearts father is not even known needs to be taught a lesson every day getting fed up of your calls, refusing them not to call without fail every afternoon nap I tell this female to stop irritating my keep the phone down Hopeless woman, and she calls me back and she starts abusing how da she does the standard of your staff y’all have no standard as it is even the staff which you have no standard bloody loan to people on Zerox papers and your staff is abusing calling customers after being harass Bhai Your stars begging for money why don’t you put abig LOCK bloody horrible people stop begging bloody beggars IFDC I want her to post apology reply to my this post or I’m going to go and log a complaint of cyber crime staff of your bank hopeless people get some life

2025年6月23日
自発的なレビュー
5つ星のうち1の評価

Disappointed by Discriminatory Education Loan Rejection

I am extremely disappointed with my recent experience with IDFC First Bank's Education Loan Department. We applied for an education loan for my sister, and the application was rejected on the grounds of my father's profession – a retired officer from the Uttar Pradesh Police Department. This reasoning is not only unprofessional but appears deeply discriminatory and unjustified.

Despite multiple follow-ups, we received no clear or satisfactory explanation, and the grievance redressal process has been entirely ineffective. As an Indian citizen currently residing abroad, I attempted to escalate the issue through the RBI Complaint Management System, but access from outside India seems to be problematic.

A bank that promotes education loans should be impartial and inclusive, especially when evaluating a family's ability to support higher education. Denying a loan based on the applicant’s family background rather than financial eligibility is a serious concern.

I hope IDFC First Bank revisits its internal policies and takes accountability for such behavior. I cannot recommend this institution for education loans or related services.

2025年4月1日
自発的なレビュー
5つ星のうち1の評価

Worst bank ever

Worst bank ever, fake and wasted my time. They did KYC but failed to open a simple saving accounts inspite giving them all the documents and cheques.

2025年6月10日
自発的なレビュー
5つ星のうち1の評価

Please don't opt for this Worst IDFC CC

Please don't opt for this, It's a request you will find yourself in big trouble, As I have gotten into,

Go for different banks like HDFC, Axis, ICICI please don't go for this low grade bank, Worst bank ever

WORST bank IDFC

2025年6月3日
自発的なレビュー
5つ星のうち1の評価

I am writing this review that IDFC has breached the terms of banking and shared my transactions to 3rd party making me bear heavy loss

I am writing this review to share my extremely disappointing and alarming experience with IDFC First Bank. This is by far the worst bank I have ever dealt with. The bank has committed a serious breach of confidentiality by leaking my current account statements—including sensitive information like transaction history and client names—to one of my direct business competitors.

This blatant violation of privacy has been happening for nearly two years, resulting in significant loss of business and trust. The fact that confidential data was accessed and shared without my consent is both unethical and possibly illegal.

Despite raising the issue with the concerned branch and higher authorities, there has been no satisfactory action or accountability taken till date.

I strongly urge other business owners and individuals to think twice before trusting IDFC First Bank with their financial information. A bank that cannot protect your private data should not be in the business of banking at all.

2025年5月15日
自発的なレビュー
5つ星のうち1の評価

I had visited idfc first bank in…

I had visited idfc first bank in khargone for opening current bank account and branch person had told me to open current account within 2-3 days and later my shop Ajroo Collection adress verification also had completed by bank team and after 7 days bank person saying that we can not open your current account due to less stock I has told bank person already that it's my start up and I am seller on amazon that's why I started with 50 kurti even bank person had seen as well , if he had not open my account why he wasted my 7 days instead he had to tell me from beginning that we can open current bank account with less stocks, I had submitted all documents adhar Pan card gst certificate udyam certificate

2025年6月6日
自発的なレビュー

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