Debitum Investments レビュー 

I have never felt so misled by an investment platform. I invested €12,000 with Debitum Investments after reading their “TrustScore” of 4 out of 5 on Trustpilot, and seeing the 81 reviews, which seemed decent at first. I was looking for alternative investment options, and the platform’s claim of providing business loans across Europe seemed promising.

Unfortunately, my experience was far from positive.

Lack of Transparency: The platform markets itself as an alternative investment solution, but there’s a massive gap in information regarding the businesses you’re actually funding. I had no clear picture of how my money was being used or who was receiving the loans.

Missed Payments and Delays: For the past several months, I’ve been facing significant delays in receiving my expected returns. Not once did they offer any clear explanation for these delays, and their customer service is practically non-existent.

Inconsistent Communication: Whenever I tried to reach out for an update, I received vague responses that barely addressed my concerns. This has caused a lot of frustration, as I was simply left in the dark about my investments.

Total Loss: After months of waiting and hoping, I have lost the entire €12,000 investment. There were no warnings or steps taken to safeguard the investment, and there has been no effort to reimburse or compensate affected investors.

No Accountability: Despite my multiple attempts to get in touch, there has been no significant follow-up. Their "TrustScore" does not reflect the reality of the platform. A score of 4 out of 5 is misleading when the platform fails to meet basic expectations of transparency, communication, and customer service.

In conclusion, I regret my decision to invest with Debitum Investments. The lack of transparency, poor communication, and ultimately the loss of my entire investment of €12,000 have left me deeply disappointed. I would not recommend this platform to anyone looking for a reliable investment opportunity.

Deutsch

Äußerst Enttäuscht – Verlust von 12.000 € bei Debitum Investments

Ich habe mich noch nie so von einer Investmentplattform in die Irre geführt gefühlt. Ich investierte 12.000 € bei Debitum Investments, nachdem ich ihren "TrustScore" von 4 von 5 auf Trustpilot gesehen hatte, sowie die 81 Bewertungen, die zunächst ganz ordentlich wirkten. Ich suchte nach alternativen Investitionsmöglichkeiten, und die Plattform, die mit der Idee von Geschäftsdarlehen in Europa warb, klang vielversprechend.

Leider war meine Erfahrung alles andere als positiv.

Mangel an Transparenz: Die Plattform präsentiert sich als alternative Investitionslösung, doch es gibt eine enorme Informationslücke bezüglich der Unternehmen, die tatsächlich die Darlehen erhalten. Ich hatte keine klare Vorstellung davon, wie mein Geld verwendet wurde oder wer die Darlehen bekam.

Verpasste Zahlungen und Verzögerungen: In den letzten Monaten gab es erhebliche Verzögerungen bei der Auszahlung meiner erwarteten Rückflüsse. Nie wurde mir eine klare Erklärung für diese Verzögerungen gegeben, und der Kundensupport ist praktisch nicht vorhanden.

Inkonsequente Kommunikation: Jedes Mal, wenn ich versuchte, ein Update zu erhalten, bekam ich vage Antworten, die meine Bedenken kaum ansprachen. Das führte zu großer Frustration, da ich einfach im Dunkeln gelassen wurde, was meine Investitionen betraf.

Gesamter Verlust: Nach monatelangem Warten und Hoffen habe ich die gesamten 12.000 € verloren. Es gab keine Warnungen oder Maßnahmen, um die Investition abzusichern, und es wurde keine Anstrengung unternommen, betroffenen Investoren eine Entschädigung zu gewähren.

Keine Verantwortung: Trotz meiner mehrfachen Versuche, Kontakt aufzunehmen, gab es keine nennenswerte Rückmeldung. Der "TrustScore" ist sehr irreführend, wenn die Plattform grundlegende Erwartungen an Transparenz, Kommunikation und Kundenservice nicht erfüllt.

Abschließend bereue ich meine Entscheidung, mit Debitum Investments zu investieren. Der Mangel an Transparenz, die schlechte Kommunikation und letztlich der Verlust meiner gesamten Investition von 12.000 € haben mich tief enttäuscht. Ich würde diese Plattform niemandem empfehlen, der eine zuverlässige Investitionsmöglichkeit sucht.

Bit confused about the reports on insolvency of Debitum Investments - I was first positively suprised of the P2P concept of debitum.investments but it might seem like fraud again.

Extremely pointless, obstructive and unfounded verification process and questionnaire at a level that completely does not correspond to the service they provide and why - for 7 options offered by two providers, therefore de facto no diversification and absolutely ridiculous investment offers
Customer support does not communicate properly.

20. 5. 2025
What nonsense are you talking about? Your investment questionnaire asks questions that are completely unrelated to the second investment. I have not seen such a complicated questionnaire even at Interactive Brookers. I trade with financial derivatives and stocks. And your so-called protection of some banks does not protect investors at all in practice because it does not address whether the projects will be repaid or not, which is what you should mainly focus on and not on bluffing people. But it only addresses the fact that you will not run away with the money we have in your savings accounts and that they are essentially separated in some way. But the protection of investments as such is not addressed at all by any Latvian bank or supervision. The European Union is a stupid institute that only bothers people with its regulations and in practice it has almost no impact. Besides, all honest people are extremely irritated.
And why am I actually going through all this to see six loans from two providers that you keep spinning around?

Super solide Plattform & tolles Management!

En general estaba contento con la plataforma, ahora me piden un número de autenticación que no me llega nunca, pido ayuda por el correo que indican ellos mismos y no me han contestado desde el 30/04/25 y haber insistido en dos ocasiones más. Atención al cliente cuanto menos preocupante. A día de hoy sigo con mi dinero ahí "perdido", sin poder entrar.

ACTUALIZO: Me han ayudado correctamente, la plataforma va muy bien. No puedo ponerle 5 estrellas porque considero que han tardado mucho en atenderme y el contacto con ellos no es muy directo teniendo en cuenta que aquí tenemos dinero invertido. Un chat en directo que funcione bien creo que podría ser una solución.

Amazing P2P platform, the only thing missing and costing a star in the review is a loyalty program that many competitors have. I hope Debitum adds it to value loyal and higher investing investors.

A very trustworthy plataform, I really advice them.

I'm extremely satisfied with my experience on debitum.investments! The platform is user-friendly, with a clear and intuitive interface that makes managing investments a breeze. The returns are consistent, and the project information is transparent and detailed, giving me confidence in my choices. I highly recommend this platform to anyone looking for a reliable investment opportunity!

Great portal, high interest rates and easy money withdraw. They are sending reports and updates quite frequently.

Bis jetzt gute Zinsen und seit einem Jahr keine ausgefallenen Kredite. Guter Support. Eine Verbesserung wäre eine App.

Ich bin auf einigen P2P Plattformen unterwegs aber soviel Private Informationen wie bei DEBITUM musste ich noch bei keiner Plattform eingeben. Ich möchte mein Geld hier anlegen und keinen Kredit aufnehmen. Würde gerne wissen ob mir auch Debitum all diese Daten von ihrem CIO zukommen lassen würde. Für mich ein No Go habe meinen Account wieder löschen lassen.

Joined Debitum Investments recently to discover passive investment opportunities.
Glad to see bunch of investors also from Lithuania! Kudos to very quick customer support which helped me with answering questions.

Easy to use, grate returns!

I'm very satisfied so far. A professional platform, sound analytics.

I think that Debitum Investments is a reliable and regulated P2P lending platform specializing in business loans. With a buyback guarantee, a strong selection of asset-backed loans from reputable originators, and an easy-to-use Auto feature, it offers a secure and hands-free investment experience. I like it.

Changed my habbits!

Transparent and well set-up process, compliant with EU and local (Baltic/Latvian) legislation and tax authority which makes investing and withdrawal very conveniet - no hassle with taxes, as they are subtracted at time of repayment.
Not too many borrowers to finance at the moment but again - strictly vetted companies which reduce investros’ risk but still offer solid return %. Tested smaller sums successfully, will be growing my portfolio for sure.

Easy customer experience, simple registration process.

Reasonable interest rate, with campaigns ROI is around 15%, but I started to invest in the middle of 2024.

Have not experienced delays in the interest payments.

Nice to see platform that is not focused on pay-day loans.

Joined Debitum Investments about 4 months ago! My first ever experience investing in P2P. Onboarding was smooth and also support was responsive when I had a questions what to submit for validating my sources of income.
15% yearly income was eye catching. i like to receive interest every month.

Debitum staff are very professional and very helpful.
Great experience l.