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Fair Finance レビュー 

1,629
TrustScore 5段階評価の4.5

4.3

レビューはレビュアーの個人的な意見であるため、特定の記載内容を検証することはありません。ただし、ビジネス上の取引が行われたことを確認できた場合、レビューに「確認済み」のラベルを付ける場合があります。詳細はこちら

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レビュアーのコメントを見てみましょう

5つ星のうち1の評価

Logged a complaint 10th July now 23rd September no response ignore emails... get told to ring numbers when its the wrong department, well over 11 weeks now Logged with financial Ombudsman due to poor... もっと見る

5つ星のうち5の評価

Diona at fair finance appears to be very popular. She responded personally to getting bank statements by email. I am hoping the top up process is a success. As used this company for many years no... もっと見る

5つ星のうち5の評価

Straightforward application, not too many questions, and easy to link open banking. Applied Saturday afternoon, accepted Monday morning and funds received before 4pm same day. No fuss at all. If you n... もっと見る

企業が回答しました

5つ星のうち5の評価

This company has literally saved my cats life. I was struggling with emergency vet bills and other loan companies wouldn't entertain the emergency but fair finance did. I truly am grateful that they c... もっと見る

企業が回答しました

企業情報

  1. 非銀行系金融サービス

当該企業による記述

We offer a range of financial products and services designed to meet the needs of people who are financially excluded. We are committed to providing high quality products and services that are affordable and accessible. Wherever possible we work in partnership with other companies and agencies that share our goals. Most of our customers are ignored by the mainstream financial services industry and exploited by the sub-prime financial services industry. When we have helped to put the loan sharks and predatory lenders out of business, then we will know we have been successful. We offer: Fair Personal loans providing affordable personal loans to individuals who don’t have any or have only limited access to mainstream finance.


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4.3

優良

TrustScore 5段階評価の4.5

1629件のレビュー

5つ星
4つ星
3つ星
2つ星
1つ星

顧客にレビューを依頼しています

この企業は、ポジティブかネガティブかを問わず、顧客にレビューを依頼しています。

ネガティブなレビューの 63%に回答しています

通常1週間以内に回答

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レビューや評価の取得方法、スコアリング、モデレーションのプロセスについて確認する。

4.3

すべてのレビュー

(1,629)

過去12か月のレビュー数: 182

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5つ星のうち1の評価

Reposting because they got this review…

Reposting because they got this review I won’t be silent from the truth!

Useless company! I have been with them since May last year and never missed a payment and always pay on time. My online account said I could apply for a top up loan. They emailed yesterday asking for information which I had given what the loan was for. This morning I have been unsuccessful. Clearly loyal customers means nothing to this company!

2026年1月8日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Hi Douglas,

We’re sorry to hear you’re disappointed with the outcome of your refinance application. While invitations to apply are based on account activity, all applications still go through affordability and eligibility checks at the time of review, so approval isn’t guaranteed.

We do value your loyalty and understand how frustrating this can be. If you’d like to discuss the decision or get more clarity, our support team is happy to help.

Kind regards,
Fair Finance Team

5つ星のうち2の評価

No where in their documentation do they…

No where in their documentation do they tell you that the 'top up' loan will be used to pay off current loan with you only getting the difference in amounts. My bank adds the funds on e.g 200 outstanding and topping up 1k....your new loan is £1200.

If i wanted less than £600 I'd have gone elsewhere, as now im having to take a second smaller loan elsewhere to pay my for second LPG delivery this quarter due to weather hitting -6c for the last month (unfortunately its not cheap to run rural heating)

2026年1月9日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Hi Naria,

Thank you for your feedback. We’re sorry for any confusion around how a refinance loan works. We did send an email before issuing the agreement explaining that the existing loan would be settled first, with the remaining balance paid to you.

We understand how important it is to have clarity when making financial decisions and regret that this wasn’t clearer for you. If you’d like to discuss this further or need any additional support, our team is happy to help.

Kind regards,
Fair Finance Team

5つ星のうち1の評価

I wanted a loan but as I am a new…

I wanted a loan but as I am a new customer they would only allow me as£1000 loan
I need around 3000 to get a decent car I can't with a £1000 loan. Called fair finance . well not been fair with me.

2025年12月31日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Hi Andy,

Thank you for your review. We’re sorry to hear you’re disappointed. For new customers, our maximum initial loan is £1,000. Once a first loan has been successfully managed, customers can apply for higher amounts of up to £3,000 on subsequent loans, subject to affordability checks.

We understand this may not meet your needs right now and regret any frustration caused. If you’d like to discuss your options or have any questions, our team is happy to help.

Kind regards,
Fair Finance Team

5つ星のうち1の評価

Unable to get response when email

Sent a complaint in 12 days ago and have not heard back. payments have been sent to Fair finance and have been for last 12 months however only just found out payment ref was wrong fair finance have the payments and advised of the different payment ref but unable to get a reply. Going to the ombudsman now as need this fixed and rectified ASAP!

2025年11月6日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Dear Sam,

Thank you for sharing your feedback regarding your recent experience with us. We sincerely apologise for the frustration you've encountered with the payment references and the lack of communication from our team.

Your concerns are important to us, and we would like to resolve this matter as quickly as possible. Please contact us directly at enquiries@fairfinance.org.uk and we will do our best to address your issue and provide clarification.

Best regards,
Fair Finance Team

5つ星のうち5の評価

Excellent company easy to apply friend…

Excellent company easy to apply friend has used fair finance in the passed highly recommended t

2025年10月27日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Hi Ed,

Thank you so much for the kind word and recommendation! We're glad you found the application easy, and you had a positive experience with Fair Finance.

If you need any further help or information, please let us know, we're happy to assist.

Best regards,
Fair Finance Team

5つ星のうち1の評価

Terrible customer service

Since May, I have made three separate attempts to complain and enquire about your data policy, you still cannot be bothered to respond so I will now be escalating it further to the FCA. Terrible customer service.

2025年10月25日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Hi ND,

We are very sorry you haven’t had a response and thank you for flagging this.
Please contact our complaints team directly so we can resolve this as a priority:
Email: complaints@fairfinance.org.uk

When you contact us, please include your full name, account number (if you have it) and dates of prior enquiries.

If you remain unsatisfied after we respond, you can escalate to the Financial Ombudsman Service or the FCA.

Best regards,
Fair Finance Team

5つ星のうち5の評価

the communication from start to finish…

the communication from start to finish is perfect, a very excellent company, this is my 3rd loan with them now have not missed a payment, but the service you get and the ease of applying is brilliant.

2025年10月23日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Hi John,

Thank you for the wonderful feedback and for choosing us again! We’re thrilled the communication and application were smooth and well done on your repayments. f you need any further help or information, please let us know, we're happy to assist.

Best regards,
Fair Finance Team

5つ星のうち4の評価

Great experience

I have found fair finance very helpful indeed. They have been professional and they helped me out when I needed the extra cash. I highly recommend them.

2025年1月22日
5つ星のうち1の評価

Took out a loan with Fair Finance last…

Took out a loan with Fair Finance last year and no problems. Everything paid back on time and loan closed. Have since twice applied for another loan due to unforeseen circumstances. Twice been refused? Nothing has changed - yet computer says no? Won’t be using again (I’m 3 months or ever) they probably respond to this review with some bla, bla about carefully considering all aspects, bla, bla…. Then why was the first loan granted?!?

2025年9月30日
自発的なレビュー
5つ星のうち1の評価

Does not except benefits avoid

2025年9月9日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Thank you for your review, Matty.

We want to clarify that we do indeed accept customers on benefits and many of our valued clients are currently receiving benefits. As a responsible lender, we are committed to conducting credit and affordability checks to ensure that our services can be offered responsible. While we strive to assist as many applicants as possible, we cannot guarantee approval for everyone, as it depends on individual circumstances.
We appreciate your understanding and we are here to support our customers in any way we can.

Best regards,
Fair Finance Team

5つ星のうち3の評価

I had loan for 12 months never missed a…

I had loan for 12 months never missed a payment always payed on time applied for another and turned me down saying not enough disposable income bearing in mind I am already paying them stay away

2025年9月3日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Hi Stephen,

Thank you for sharing your experience with us. We appreciate your loyalty and timely payments over the past year. Even with a strong payment history, our responsible lending practices require us to thoroughly assess each application to ensure that we’re making sustainable lending decisions for our clients.

We are sorry we were not able to approve you on this occasion however you may reapply in future, and should you be eligible we hope to provide you with the finance you require.

Best regards,
Fair Finance Team

5つ星のうち1の評価

Incompetence

Requested a cancellation by phone as i wanted to avoid a hard search being affed to my credit file at 09.32 was assured by man that no hard search would take place received email confirming application was deactivated @ 9.36 but despite this a credit check did take place as i received an email sorry you have been declined so i rang again at 11.53am again staff lied and said no credit check had been undertaken and it was just the system sending that response because i had cancelled the application
Received notifications saying a hard search had taken place this morning (30/1/25) from money supermarket. A screenshot has been taken email sent with screenshot proving a hard search took place and compensation will be required for illegally accessing my credit file or court action will be taken

2025年8月29日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Thank you for your feedback, Simon. We apologise again for the error and frustration caused.

As discussed in our call yesterday the hard search has been removed from your credit file, and we've reinforced staff training to address miscommunication.

Should you require any further clarification, please don't hesitate to contact us.

Best regards,
Fair Finance Team

5つ星のうち5の評価

This company is a joy to deal with

This company is a joy to deal with , they are very professional, always on hand to help whatever situation you find yourself in , and don’t chase you with harassing calls or letters , when I got my loan they paid out fast and it felt rewarding dealing with a company who shows true professionalism and respect to their customers ( I’m not a paid review or anything this is a genuine one incase your wondering ) if I ever find myself in trouble , this would be the first company I’d trust in a heartbeat 5 stars and thankyou to all your staff who have been understanding and helpful in every dilemma whatever that may be they should be proud of how respectful they are to their clients and as a company how decent you show yourself me to be , which in my case has been to the highest of standards

2025年8月29日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Hi Tyler,

Wow, thank you so much for this excellent review! We're very happy to hear how much you've valued our team support - especially knowing we've been able to make things stress-free and respectful for you.

Thanks again for choosing Fair Finance and for taking the time to share your experience. Whenever you need us - we are here to help!

Best regards,
Fair Finance Team

5つ星のうち5の評価

One to one experience, good customer service

Diona is a very good customer service assistant very patient and understanding. Easy to talk to and listened to my side. She really helped and we both got to a good position at the end. I like the one to one experience better than filling the online form.

2025年8月22日
自発的なレビュー
Fair Finance ロゴ

Fair Finance からの回答

Hi Moji,

Thank you so much for your kind words! We're thrilled to hear how much you valued Doina's patience and understanding - and we'll make sure she sees this!

It's wonderful to know the one-to-one support made a difference for you. We'll keep championing that personal touch.

If you need anything in the future, we are here to help!

Best regards,
Fair Finance Team

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