Modak Makers レビュー 1,159

Modak Makers からの回答

2025年5月23日

Hi Lilla,

Thank you for sharing your feedback. We’re sorry to hear about your disappointing experience and appreciate the opportunity to clarify some important points.

First, we want to assure you that Modak is not a credit card—it’s a debit card designed specifically for teenagers to help them learn financial skills through real money management, rewards, and educational challenges. Our goal is to empower young users with healthy money habits in a safe and supportive environment.

Regarding fees, Modak is committed to transparency. We do not charge monthly service or maintenance fees, and there are no hidden charges. Some premium or expedited services—such as funding via debit or credit card—may incur small fees, which are disclosed upfront, similar to many other fintech services. Our intention is to keep financial education accessible without burdening families with unnecessary costs.

We understand that the app’s usability is crucial, especially for teens. We continuously work on improving the app’s interface to make it intuitive and user-friendly, including features like setting spending limits and monitoring purchases easily through parent and teen dashboards. Your feedback helps us identify areas where we can do better.

Regarding customer service, we regret that your experience did not meet expectations. We strive to provide timely, personalized support and would welcome another opportunity to assist you directly. Please feel free to reach out via chat, phone or email at hi@modakmakers.com so we can address your concerns thoroughly.

At Modak, we genuinely want to support families in fostering financial literacy and confidence in young people. We’re sorry this wasn’t your experience, but we appreciate your insights and remain committed to improving.

Thank you again for your honest review.

-The Modak Team

Modak Makers からの回答

2025年5月19日

Hi Leigh,

We understand how important it is to have control over your funding sources. If you're currently unable to stop or modify your direct deposit, it’s likely due to temporary restrictions related to our ongoing migration to a new banking partner. These restrictions are in place to protect user accounts during the transition and will be lifted shortly.

We currently support multiple ways to fund your teen's account, including debit cards, credit cards, ACH transfers, and direct deposit. However, some banks and cards may be blocked or limited by the issuing institution, which could explain why your debit card didn’t work. We're actively working with our payment partners to expand compatibility and reduce these issues.

We understand this situation has been frustrating, and we’re genuinely sorry for the disruption. Our goal is to provide a safer, more stable experience with this banking upgrade, and we're committed to making it right for every family impacted.

If Modak no longer meets your needs, we completely respect your decision. But we’d also appreciate the opportunity to help resolve your issues and support a smoother exit if needed.
You can always reach us directly at hi@modakmakers.com — we’re here to help.

-The Modak Team

Modak Makers からの回答

2025年5月19日

Hi Angie,

Thank you so much for your kind words and for being part of the Modak community — we’re truly glad the card and app have been helpful for you and your grandchild.

We completely understand how important a physical card is, especially for everyday things like school vending machines. During our banking partner transition, some accounts may temporarily lose access to card features, but this is only short-term. Once the migration is complete, physical cards will be fully supported again.

We know this change is frustrating, and we hate to see you go because of it. If you’d like, we’d be happy to walk you through the timeline and options that may still work for your situation. Feel free to reach out anytime at hi@modakmakers.com — we’re here to help.

Thank you again for your support. We hope to welcome you back in the future.

-The Modak Team

Modak Makers からの回答

2025年5月19日

Hi Jeremiah,

We’re sorry to hear about your experience and appreciate you sharing this feedback.

We understand how important it is to have full control over your funding methods. You can remove or update payment methods via your parent dashboard, but if that hasn’t worked for you, we’d like to look into it further and make it right.

Surprise charges should never happen — Modak only processes transfers that are authorized by the parent account holder. If something didn’t go as expected, we’re here to help review it with you.

The temporary account access changes you mentioned are part of a one-time migration to a new banking partner. This change is designed to bring more stability and features, and we’ve been notifying users in advance. We understand the disruption it may cause and truly regret any inconvenience.

We're reaching out directly to help find a solution and make sure you’re fully supported through this transition.

-The Modak Team