IDFC FIRST Bank レビュー 

201
•
TrustScore 5段階評価の1.5

1.4

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レビュアーのコメントを見てみましょう

5つ星のうち1の評価

This is worst bank I have ever experienced. Back in the day we used to cribb about nationalised banks but trust me, this bank is much much worse than those days of nationalised banks. I have NRE/O... もっと見る

5つ星のうち1の評価

Very disappointing services. I am using idfc credit card since long and always paid my amount on time. Once there was statement bill amount was 1,70,000. I use to pay bill through UPI, so due to UPI... もっと見る

5つ星のうち1の評価

NRI relationship manager support and overall customer service is worst. You will get good response until you open the account. After that forget customer service. Stay away.

5つ星のうち1の評価

IDFC First Bank is a good bank, but the loan management team lacks understanding. If they speak Bengali anywhere in the country, they should at least understand that our national language is Hindi, no... もっと見る

企業情報

  1. 民間銀行

当該企業による記述

About IDFC FIRST Bank Introduction: IDFC FIRST Bank's vision is to build a world-class bank in India that's guided by ethics, powered by technology, and a force for social good. IDFC FIRST is a new age bank that works in the best interest of its customers. Customer-First Philosophy: The Bank has a customer-first philosophy and offers high-quality products to our customers. In any product we launch, we bring something special to our customers. For instance, the Bank is the first and only bank in India that offers Zero fees for 28 essential services on Savings Accounts including for ATM cash withdrawals, IMPS, RTGS, NEFT, Cash Deposits at branches, Cash withdrawals at branches, SMS Alerts, Cheque book, Demand Drafts, Pay-order, duplicate statements, etc. IDFC FIRST Bank is the first bank to offer monthly credit in savings accounts. The bank’s credit cards have unique features such as lifetime free, never-expiring rewards points, zero interest on cash withdrawal at ATMs and low APR, so customer incur less fees on our Credit Cards. Ethics First: The Bank believes that income earned unethically is not worth earning. The Bank applies a "Near and Dear" Test in all product design, so that the employees of the Bank serve only such products to customers that they'd want for their own loved ones. Transformation: IDFC FIRST Bank has transformed from infrastructure to retail banking in four years since merger, increasing CASA ratio from 8.7% to 46.8% (December 31, 2023). Total Customer Deposits have increased by 4.5X from Rs. 39,602 crores at the time of merger as of December 31, 2018, to Rs. 1,76,481 crores as of December 31, 2023. The Bank has set up 897 branches and 1,136 ATMs. Financial Performance: The Bank recorded a PAT of Rs. 2,232 crore (~US$ 269 million) in 9M-FY24, with strong Capital Adequacy of 16.73%. The Bank has a long history of nearly 14 years (including period of Capital First) of maintaining high asset quality, with Retail, Rural & SME book currently having Gross NPA of only 1.45% and Net NPA of 0.51% as of December 31, 2023. Overall Gross NPA including infrastructure is 2.04% and Net NPA is 0.68%. ESG Goals: The Bank is highly committed to ESG. The Bank has high governance scores, the business lines naturally support social goals, and efforts are ongoing to achieve environmental goals.


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1.4

ひどい

TrustScore 5段階評価の1.5

201件のレビュー

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4つ星
3つ星
2つ星
1つ星

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1.4

すべてのレビュー

(201)

過去12か月のレビュー数: 83件

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5つ星のうち1の評価

BAD CUSTOMER SERVICE!!!

BAD CUSTOMER SERVICE!!!

They give you huge credit limit sanction the amount to be used and revoke the credit card without any intimation. Thought you pay the bills correctly this will happen ! Please do not accept the credit card from this bank they are scammers , they took annual one time fee for the card and within 2 months they cancelled the card !!

2026年6月18日
自発的なレビュー
5つ星のうち1の評価

Taken a durable loan and repayment by…

Taken a durable loan and repayment by was through bank ecs. Yesterday I received an SMS from idfc bank stating that emi can be repaid through a bank link. After online repayment also, the idfc bank accounts are not updated. It takes 48 hours to update your loan repayment to reflect in the loan account. Because of this time lapse, even ecs is accessed in.my bank account and due to insufficient funds ,my bank charges me. This financial loss is primarily due to failure of the idfc banking system to instantly update their accounts. I contacted the idfc bank customer care and they have no proper answer to our queries, while we the customer, bears the brunt because of the bank's inefficient system .

2026年6月3日
自発的なレビュー
5つ星のうち1の評価

I am niranjan yadav .idfc is fraud and false staff

I am niranjan yadav , my firm name Asian courier and cargo . I am running this account last 4 year. Shalini and gitansh call me regarding loan . Thay told me 12.50 reducing interest per year and time duration one year only .they told me 91000 per month emi for one year. I agree with that .But now 15.75 per annual and time 36 month . That was fraud with me .we are requesting close my loan . But gitansh did misgide with me . Now I have to close my all accounts. Our family are running 8 account in idfc this time .

2026年6月3日
自発的なレビュー
5つ星のうち1の評価

I had open current account in idfc…

I had open current account in idfc bank the account got freezed in just couple of days .the bank had not a valid reason for freezing my account it almost 40 days the account still not active the staff answer very poor unethical it at back end and waiting.

2026年4月1日
自発的なレビュー
5つ星のうち1の評価

Incompetent and absolute waste of time

Incompetent and absolute waste of time, money and effort. I approached them for a student loan on an urgent basis. They were very enthusiastic initially and gave us a lot of requirements and made me jump through a lot of hoops for every single thing. The bank continuously gave me the confidence that everything was okay and the loan was going to go through. They made me travel all the way from another country to get the loan signed urgently. Despite all the efforts, they delayed the whole process and were completely incompetent and poorly coordinated internally till the very last day of my return. After wasting my time, effort and money I spent on the flight tickets, they informed me at the very last minute before signing the loan agreement that they were not going to be able to do it. All I got were pathetic excuses which did not make any sense logically since they had all the information from the very beginning and were aware of the time-sensitive nature.

The worst part is that they made me open a bank account with them and transfer funds to it on an urgent basis so that "they could credit the loan amount".

Finally, I was hung out to dry and all I got were nonsensical excuses.

Please don't fall for this bank and their empty confidence.

2026年5月22日
自発的なレビュー
5つ星のうち1の評価

Most shameless bank…

This is the most shameless bank harassing people everyday with multiple calls from multiple phone numbers.

How many numbers I have to block on my Truecaller account?

The telephone companies should stop issuing numbers to this bank so that people can block limited number of numbers and have less pain in doing so.

2026年5月22日
自発的なレビュー
5つ星のうち1の評価

इस घटिया बैंक से कभी भी कोई लोन मत…यह एक चोर बैंक है। कस्टमर के साथ बहुत फ्रॉड करता है।

इस घटिया बैंक से कभी भी कोई लोन मत लेना। इस बात का ध्यान रखो। आप प्लीज मेरी रिक्वेस्ट है।

2025年5月17日
自発的なレビュー
5つ星のうち1の評価

Don't trust IDFC Bank

Don't trust IDFC Bank. They are all cheaters. I raised complaint also they simply said sorry but because of them i lost 46k rupees. Fraud bank

2026年5月13日
自発的なレビュー
5つ星のうち1の評価

आईडीएफसी फर्स्ट बैंक महा बकवास महा…

आईडीएफसी फर्स्ट बैंक महा बकवास महा बदनाम और ग्राहकों को कुत्ता समझने वाला बैंक है जिसे काम करवाना अपने आप में एक प्रोजेक्ट है इसे मैं लगभग 6 से 8 महीने तक अपना कंपनी का अकाउंट क्लोज करवाने हेतु लड़ता हुआ आ रहा हूं उनके स्टाफ को ना तो कुछ पता है और अगर कुछ पता भी है तो इनका मुंबई हेड क्वार्टर जो की अपने स्टाफ के कार्यों को तथा ग्राहकों को सुविधा हेतु देने के लिए बैठा हुआ है वह आपका कोई भी काम नहीं करेगा क्योंकि उसे स्टाफ को कुछ भी नहीं पता है और एवं अप्रूव करने के बाद भी आपके अकाउंट के पैसे किसी दूसरे बैंक के अकाउंट में ट्रांसफर नहीं करेगा और आपको झक मार कर कैसे रिव्यू देने पड़ेंगे इसके अलावा कोई चारा नहीं होगा

2026年5月8日
自発的なレビュー
5つ星のうち1の評価

Very bad bank

Very bad bank, no loan this bank overdue charges Payment deh nese overdue charge Leta hai😡😡😡😡😡😡😡😡😡😡😡 no loan this bank😡

2026年5月2日
自発的なレビュー
5つ星のうち1の評価

Worst service by IDFC First Bank toward…

Worst service by IDFC First Bank toward they select a courier service. They knows bludart has worst service ever and even bludart reviews also seen in online websites then why IDFC always choose bludart all the time. Idfc cant give priority to their customers even they are premium and long term holder

2026年4月6日
自発的なレビュー
5つ星のうち1の評価

IDF(fraud)C Bank 😀

If there is better suitable word adjectively than worst, i would like to use that for IDFC bank. I think F stands for fraud in IDFC bank. Full of unprofessional staff who confidently tell lies to customers when u meet them face to face. I don't knw on what criteria they hire branch managers. Branch manager denied to write what he was speaking verbally to me over an email. This shows how much unethical this bank is. You may or may not beware of dog but beware of IDFC. Amitabh sir, I hv lot of respect for you. Pls don't malign that by getting associated with this bank.ab aur kya boloon...rona aa rha hain..thanks

2026年3月18日
自発的なレビュー
5つ星のうち1の評価

Disappointing Experience with IDFC First Bank – NRI Customer

My experience with IDFC First Bank as an NRI customer has been extremely disappointing.

Before opening the account — constant follow-ups.
After becoming a customer — zero communication and no support.

NRI clients deserve better service and accountability

Sharing this for fellow NRIs: be cautious with IDFC First Bank.

Great responsiveness while onboarding.
But once you're in, communication drops and issues remain unresolved.

Support matters — especially when you're managing finances from abro

2026年2月25日
自発的なレビュー

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