Lendcare レビュー 

Promised to cancel GAP insurance if the vehicle was traded or sold. Still paying $22 bi-weekly 2 months after vehicle sold. Now to get no response when leaving emails and messages.
Seems they have scammed many customers and can’t understand why they are still in business?
Anyone open a class-action yet?
It seems that Goeasy took over their accounts and they should be rectifying these accounts or be investigated next.

Worst company ever! Worst service for partners and treat partners like dog shit!!!

Très mauvais moyen d'entrée en communication avec la dite entreprise malgré de multiples appels et messages courriel à longueur de journée.

This has been one of the most frustrating financing experiences I have ever had.

My experience with LendCare has been extremely disappointing and concerning.

When I agreed to finance a vehicle, the terms that were presented to me during the process were not the same as the terms that were ultimately applied to my loan. The interest rate ended up being significantly higher than what I was initially led to understand.

After the financing was finalized, I also discovered additional penalties and charges that had never been clearly explained beforehand. What makes this even more troubling is that there was no proper notification about these charges — no email, no SMS, and no transparent communication from the company.

As a customer, this creates the impression that important information is not clearly disclosed and that borrowers only discover the real conditions of the loan after the agreement is already in place.

Financial institutions that provide consumer loans should operate with full transparency, especially when dealing with significant financial obligations such as car financing. In my case, the entire process felt misleading, poorly explained, and lacking basic transparency.

Because of this experience, I strongly recommend that anyone considering financing through LendCare carefully review every document and verify all terms independently before signing anything.

Based on my experience, I cannot recommend this company.

I have already filed a complaint with the appropriate financial regulators and consumer protection authorities so that this situation can be properly reviewed.

Transparency and clear communication with customers should be a basic standard in financial services, and unfortunately that was not my experience here.

I am seriously concerned that the terms of the financing may not have been fully and transparently disclosed before the agreement was finalized, and I will be requesting a full review of this matter through the appropriate financial consumer protection authorities.

If you have been a victim of LendCare, Easyfinancial, or Easyhome, join the class action lawsuit against them by navigating to:
Slater Vecchio LLP / Class Actions / LendCare, Easyfinancial, Easyhome Interest Penalty

Fill out the form to join the class action!

They put people into the hole big time I have not ever seen anyone so inconsiderate of customers in my life they don't listen take money when they feel like it and when you call all you get is excuse after excuse

I should have read the reviews before going with them. Avoid lendcare at all cost. They are the absolute worst. They took out money from my account and it has been hell getting that money back even when I don't owe them.

Paid 2 loans off in full, a week goes by and they take another $210 I fully expected they would charge me a per diem whilst the money cleared and refund me the overage, fair enough… then today I get a dozen calls from BC and texts saying I’m 5 days late on my loan payment. Which, mind you they had withdrawn as per usually on the last Friday… thinking it was a scam I tore him a new hole, he insisted I pay the money.. I told him they had been payed, he kept suggesting maybe I didn’t have the money he suggested I just pay and I suggested with what gift cards?. I then hung up on him he continually called. I called lendcare (Ontario) and asked about my balances owing she said zero. I told her that their collections guy was calling and texting me. She was cranky too, and she said he will continue to call until the money clears our system. So you pay with no problems and pay off early and you automatically get flagged and harassed by their collections department? The collections guy was a gem. I attempted to explain that I paid it and he argued with me I started to get pretty aggressive I won’t lie then he starts saying “did you go to school” “is this how you talk” just on repeat. Had a really good relationship with this company till I paid off. I did however text him after nearly 35 missed phone calls and apologized for being aggressive and told him that the lady at lendcare told me to ignore you till the ticket cleared in their system. What a system they have holy crap!
UPDATE: have been called multiple times from different people from their collections asking for payment I did in fact get refunded the overage about 2 weeks ago. But they still insist i make a payment. Today is march 11 the one loan immediately showed 0 balance on the app but the other loan in question still shows a balance, over due payment but always says next payment 0… unreal!
UPDATE march 16 sent me an email asking me if the overage they owed me was put into my account, I replied, yes the funds have been refunded to me, please update your app to say the balance owing is zero and close this account please.
March 17 receive an email imploring me to pay the $210 owed to preserve my credit, and offered me the ability to pay with Interac. Talk about left hand not knowing what the right hand is doing!

Run from this company don’t consider this on everything I love it’s not worth it

Had the worst experience ever with this compagny. I had no credit and it was my first loan, so I had to have a lot more interest on my loan, wich obviously make sens. They forgot to take 3 payments from my account and then received an eviction notice because they didn't add the last number of my bank account. They also tried to blame my bank but they were in the wrong all of the time Everytime I tried to called them it took over an hour for them to answer me wich is crazy.

My mother has officially received her eviction notice! 17 days to find another place to live because they LENDCARE over took from her account. $348.86 per month they got their payment and then took 3 more payments from her now causing her to be evicted!.

Predatory shark loaner. Vague clauses in their finance contracts that are meant to destroy you financially. I was on the way to sign a contract with them today, but after carefully reading it and being shocked by their lack of decency, I ripped the contract in half and left. Even the dealership sales were sneaky and did not draw my attention to how ugly the contract terms were. Disgusting.

⚠️ Warning to anyone considering dealing with LendCare ⚠️

I was misled regarding GAP Insurance.
I was promised it could be cancelled at any time — but later I was told it “cannot” be cancelled, and suddenly I “owe” $1,800.

• They will not say which insurance company provides the GAP coverage
• They do not explain what the charges are for
• Support staff are rude
• They hang up during calls
• They call at 6:30 AM
• Managers say they will “help,” but nothing happens
• There is no physical office you can visit

I actually flew to Toronto to speak with them in person — there was no one to talk to.

If you are thinking about financing through LendCare — think ten times before doing so.
If anyone knows the proper legal way to resolve issues with them, please contact me.

They need help in loans as they go into your bank account when ever they feel like it they go into accounts when they are not allowed in to it

As others, too many imbeciles handling one account either no communication amongst them! Had payment arrangements with one agent in which I'm paid in full to date, meanwhile another division of go easy keeps sending me unpaid loan notices! Emailed them numerous times on this issue, and not one response, not one! Worst lenders group I have ever encountered and the customer service sucks! Never again and I hope all you readers don't get involved with this outfit! Just a bunch of deliquants! Worst part is they kept attempting to take payments out on the off weeks as I was set up bi-weekly causing numerous NSF fees! Such a joke and poorly operated!

I have been chasing this company since June 2025. I took a loan for atv, deal would have been great if there was one. Loan paid to company June 11 and I got nothing 28 the still fighting to get something for my loan finally the dealership brings a trailer and a side by side with every piece of plastic broken can tell it was rolled and front flat tire back tire big gouge outta it. Trailer stabilizer toast. Called lendcare immediately told them not going thru with deal. Was advised they will get ahold of dealer. Then nothing nothing I call and call and call and the finally after persistently calling the dealership and lendcare Christie from Lend care with her wisdom says I don't really care to hear it and this how it works, we don't care if you got nothing for the loan and that the previous agent was trying to be polite but they only provide the loan don't care if I got anything, just make the payments or we'll see you in court, click(hung up) but as the dealership took the side by side back and then I had to chase them for a month trying to find out where and what is happening which then they sent me an estimate for work needed AND PROVED THEY SOLD A A WRITE OFF by the way and info they sent me since then dealership still has it with it needing major work of upwards of $4000 as they sent me proof. and wants me to pay storage for something I don't have and can't use and also stated there not a charity they took back to either make me pay $4000 to fix what was never working from day it was seen.. (paying for having nothing). Christie in her great ignorance says again don't care if you got anything for loan all we care is we paid them in your name and you owe us just pay us and hung up. I kept calling Lendcare and Irina says I am escalating this because this is not how they want customers to be treated like that and the estimate because the machine needs a complete rehaul and $4000 should be the dealerships cost since I have never been able to use it and they validated that with all the proof from the dealership So Again go back to Lendcare and get told well are gonna contact them and of course nothing. LENDCARE DONT CARE AND Will tell you alot of lies. I am out a loan, A MACHINE AND SUPPOSE TO PAY $4000 PLUS STORAGE TO A COMPANY THAT PROVIDED a pile of garbage instead WHAT WAS TO BE PURCHASED and have nothing to show for what they want me to pay LENDCARE WILL RIP YOU OFF THEN TELL YOU TO TAKE A FLYING LEAP WITH YOU HAVING NOTHING BUT A BILL NO MACHINE AND A LOAN WITH THIS RIP OFF COMPANY WITH NOTHING TO SHOW FOR IT. THIS COMPANY IS THE FULL DEFINITION OF UNETHICAL

The customer service is non existent. They keep on hiring people who dont even know what they are doing and extremely disrespectful. No sense of respect, customer service or care.
Think twice before lending from this company. The supervisors are the same.

Worst company to deal with. Terrible customer service. Constant harassment. Doesn't pull out money on planned dates. No one should use them. I intend to get out of my loan as quick as possible to end this misery.

I got approved through powersports to buy a golf cart, I have good credit at the time. I just bought a vehicle through a major bank at 9 percent interest during COVID. I had asked powersports about the payment amounts and he really didn't have a answer . But I thought it would be like my cars interest amount. I called the custom golf cart company that custom builds to your liking . With taxes etc it was a bit over 16,000. Dollars. Once I received the call from Excalibur custom carts that it was finished I let powersports know , so they could pay them. The paper work came for me to e sign and I thought my payments were 198 dollars a month. Nope biweekly for 8 yrs. At 30 percent interest from lendcare that's 40,000 dollars paid back against the 16,000 plus 600. Dollars to powersports and another 600 to lendcare for writing the loan. Over 17,000 in the end and paying in total 40,000. If I had of know I wouldn't of ordered it . After a while I was offered a unsecured loan will I had to take it to make ends meet same ordeal with interest. Nothing like being royally fck'd from every which way. 3 plus yrs later I took sick needing heart operations and I can hardly walk from the pain from issues of swelling in legs and feet now wearing size 13 plus shoes. Any ways I had to quit work. Now homeless since August and have nothing to my name. I see rendered my vehicle months ago, plus no phone etc. countless emails and calls to lendcare and all I get is threats of being sued and paying them their loans,interest,lawyer fees etc . Months behind. I'm going to call again tomorrow but I have to walk 13 kms to a payphone from the tent encampment I living in because I don't qualify for disability not being in a wheel chair. I've asked to rewrite the loans, I need lower interests etc and never hear back .I could of sold the golf cart but because I owe 13,000 plus on it and can only sell for 10,000 they won't release the lean on it. Is there ever a positive answer here? Has anyone actually been sued in this group? Please help with what to do.

unauthorized attempts into my bank account
account was paid in full but they added charges after and continue to attempt collection
they refuse to reply to emails
they hung up on me when they called and dint like what I was saying