Lendcare レビュー 

We purchased a vehicle through car, Canada and one we approach them they said to us the only company I will finance us would be LendCare when all the numbers were add up when all the finance were done on paper. LendCare wanted to charge us $35,698 of interest for a $49,000 vehicle. This is to anyone who ever wants to deal with LendCare please do yourself a favor deal with a bank instead or a loan company that will give you reasonable rates and that is not difficult to deal with. They are almost impossible to communicate with there are so incompetent. They seem to hire people who cannot run the day-to-day business so this is a warning to all they’re even been reports of them to the Better Business Bureau. They are so rated below one star and unfortunately, I’ve heard also that they had quite a few lawsuits against them for fraudulent and other activities like changing interest interest on a contract that’s been signed seal and delivered.

I was told I could voluntarily give up my car and would not have to pay anything.
I live in Alberta and it is seizure sue
They took car and sold it. But are still trying to take payments for a car I don’t have any more.

The worst loan company in the world to be dealing with. They pull money out when they shouldn't be I've signed a piece of paper stating that they only pull it out at certain times that I agreed to now my account is way over and I can't get it back and lend care just tells me oh well. Be nice to talk to an English speaking person not a foreigner. They lied just to get what they want they're just like politicians take money from the people and don't let them know until it's too late.

I had never heard of these guys until they started emailing me about a supposed loan. I ignored them for a while because to my knowledge I have no loans. Eventually I answered one of their calls and found out it was related to payments that had not gone through even though I had given my details to set up direct payments.

When I asked if I could provide my details again to the company I actually set up the payments with, they said I will continue to accrue interest and hung up on me. When I called back and asked for a manager they did the same.

Terrible terrible terrible.
We went to AMQ to get meat. They gave us the option to finance, which we did. We signed up through AMQ and not Lendcare directly, gave void check directly to AMQ. 3 months later, we recieved calls from lendcare, very accusatory, very rude and condescending people.

Question: when you receive a call from people telling you you owe them money that you don't even know or have a relationship with, do you pay them? No.

We asked, reasonably if we can resend the void check to the company that we applied for financing with since we already have a relationship with them. They refused, we tried to be polite but you can only be polite so much after a while of being accused of not wanting to pay.

We were seaking reasonable solutions and they were just very pushy for us to be given a void cheque.

Hung up on 4+ times. They threatened us saying that if we do not send a void check then our credit will be affected. They also said: just let the interest rise, have a good day and they hung up.

Pure bullshit. Shady and nasty workers. Would not recommend just because of the shitty service. I'm also planning on complaining to the Ombudsman but honestly wouldn't be surprised if I was brushed off by them too.

DONT APPLY FOR LOANS WITH THIS COMPANY.
ANYTHING ELSE BUT NOT THEM.

They do not deserve a 1 star. Absolute thieves. Overcharged the interest they agreed to with me by double for nearly a year. I have in writing what they promised. No accountability. I eventually sold the car to get rid of them and they were paid out in full. They are still trying to debit my account. It is honestly shocking.

STAY AWAY FROM THIS COMPANY!! THEY ARE ABSOLUTELY THE WORST!. IF I COULD GIVE ZERO STARS I WOULD! I bought a vehicle and got approved through them( which was fine). The company i bought the vehicle off of went bankrupt and i never received my vehicle, and now im dealing with omvic. This company has zero understanding, all they care about is their dam money. They changed my interest from 14% to 25%. Ive put stop payments from my bank. Lendcare knows the situation and still continue to try and take payments and my credit went down over 150 points because of these A**HOLES!! Please dont ever ever use them!!

Zero stars! Unauthorized payments added with zero accountability! 2 months and I'm still trying to retain stolen funds and they have the audacity to ask for my financial statements! STAY AWAY!!!!!!

My daughter financed a car with them in April for $12k, she passed away july 01. Took them over a month to pick up the car, then turned around and sold it for $3000! They want the estate to pay the remaining balance on the loan, which to me is essentially stealing from the only minor beficiary. They don’t care. They are so hard to deal with, the women that is handling the estate account from LendCare does not return emails, and is rude!

Sam your email is not valid

I see a lot of people here having the same issues as me. They keep breaking our contract and going into my account on days they aren't authorized to and taking hundreds when they're only supposed to take $26. If anyone wants to get together and do a group lawsuit against them contact me! samanthajane0814 at Gmail dot com

Didn’t even know about them till a company I was dealing with tricked me in setting up instalment payment from them. They offer no protection to the customer should the company ghost or not provide services. Biggest mistake and already filed a complaint against them with consumer protection too.

My Experience was at first very disappointing,with one particular sales person, After this ,Bradley C. Stepped in and the experience was completely different, Thank you Barnsley for the excellent service and resolution you made possible. Great service.

Dear God. I wish I had done my research before signing a contract with LENDCARE. I won't delve into too much detail about my experience, as it's very similar to the other 1-star reviews. Instead, I'd like to summarize my experience and share my conclusions.

I am fortunate to have had some savings that allowed me to pay off that fuVking predatory contract I had with them. I know many others aren't that lucky. And so if you, like me, and like so many others have fallen into the LendCare Captial Inc Hell Pit - first thing's first.

Don't shame yourself!!!

They want you to shame yourself. So you keep it hidden. So you keep yourself isolated. FuVk that noise. Everyone makes mistakes. They did what they did to me because of my vulnerabilities. Because I lacked financial literacy, because I didn't ask elders for help, and because I told myself I could do it on my own. Yeah. That's how this individualistic society fuVks us.

Listen closely - we live in a society that values and awards sociopathy, and as such, sociopathic behaviours are rewarded and even celebrated. That is why even though there are SO MANY COMPLAINTS against LendCare, they still exist. That is why, despite spending an entire month trying to get help from various departments in the Ontario government to assist with my case, they were unable to take any action. And, let me be clear, these government departments are aware of Lendcare. They know how Lendcare is fuVking over Canadians. They know.
But because this country is set up to benefit sociopaths and hurt the vulnerable, nothing will get done.

I did not have financial or contract literacy at the time I signed that contract, and trusted and depended on a 'financial advisor' who knew that, and used my lack of knowledge to fuVk me over.

I signed a contract with Lendcare without understanding it, and ended up losing $10,000 on a vehicle that is not worth even $5,000. Again. That mistake was mine. I have accepted that loss.

My experience with Lendcare was terrible. I was threatened on multiple occasions by staff and 'management', and toyed with. And oh my god, hung up on SO MANY TIMES.

Look, if you gotta deal with them, you gotta deal with them. But here are my tips in protecting yourself.

1.Don't let up. You are not the one at fault. Keep going. Be that BitOh.

2. Record every conversation you have with them on the phone. In Ontario, you are able to record a conversation without letting the other party know as a private citizen, as long as YOU are a part of that phone call.

3. Send emails documenting everything. After every conversation, send them an email. This acts as a receipt. This is for your benefit.

4. Be prepared to deal with some shit. Their staff are scared - they are just people trying to make a dollar. Their 'managers' are not good people. And very rude. I had a friend sit with me during some of the calls - the support helped - and honestly, at times her face alone helped me realize that yeah, the way I was being spoken to was not normal and definitely not professional.

5. You will be placed on LONG ASS HOLDS. They started doing this to me once they learned that I had realized I'd fallen for a scam. They would leave me on hold for long periods of time - but, here's the thing. They are listening to you while you are on hold. So speak up. I used to like recording myself having conversations about how they were treating me, and how I knew they were intentionally ignoring me. Funny how when I did that, they answered the call right away.

6. Really, the only way to get out of a hostage situation is to pay the ransom. If possible, pay them off, GET CONFIRMATION and get away from them. They will milk you for everything. They don't care that you are struggling to pay rent -they picked you because you are struggling to pay your rent. Again, sociopaths, gonna sociopath.

Do not expect any humanity from this company. Protect yourself. And stay safe. People out there are real shits

I paid off my loan with them almost two months ago. I had a settlement letter one before and one after with them stating I will no longer owe them if I pay them a balance of $6,600. I paid them. Payments from my bank account stopped until October came and now they are trying to steal money from my bank account even though they have been paid off. They are refusing to close my loan and ruining my credit. Stay far away from these scammers. I unfortunately have to hire a lawyer now. They have caused me so much emotional distress that’s destroying my health. It’s been a nightmare dealing with this company. Don’t ever get a loan with this company or the affiliated companies goeasy and easy financial. This is ruing my life they will pay for what they are doing to me literally.

Do not get a loan with Lendcare they will bleed you dry called in asked for full buy out they gave it to me I paid it a week later they called saying I still owed close to 900 dollars can argue with them all you want they do not back down just threaten your credit score every time and there is so much more that they screwed me on to much to list but I would borrow money anywhere but here

Lendcare bunch of scammers using my name to get that goods. And now asking a payments for me which i don’t have that items seriously!

I had to rate the 1 star as that’s as low as I could go but honestly didn’t even want to give that much as Lendcare Financial Services is an absolute joke and a bunch of crooked, rip off artists! Bought a couple of new quads but went through a finance company that they gave me 2 diffent lenders, one of which was Lendcare. My girlfriend and I had every intention on paying these off right away with the proceeds from a house sale. When it was time to pay them off , the one lending company was absolutely professional and took less than a day to do that! Now… with Lendcare I tried letting them know I wanted to pay off my outstanding balance so what’s the payout amount? I got a run a round for how much it was cause it’s “ daily “ interest and told it depends on when they receive the money? I said I will make an “ online payment “ today and the rep said that they don’t use TD bank! I live in a small town with 1 CIBC bank which I don’t use and was told to go to a BMO bank which they use. They emailed me the company name, account number and payout amount to which I was going to deposit a “ certified “ cheque into. So I drove 2 hours to the nearest BMO, got a certified cheque from my TD bank which cost me some money and took it down to the BMO. Stood in line for 10 min and tried to deposit the certified cheque and the teller said the bank account number does not match the account holder! She was not “ legally “ able to tell me who that account number belongs too! So now back outside and call Lendcare back getting another rep who couldn’t help me! Called back to and spoke to another rep who gave me complete attitude basically telling me I was lying about the email from them with the deposit info! So got another certified cheque which cost money again and finally got it deposited into a “ sketchy name “ on the Lendcare account. I called them back and said I paid off my quad! They said it will take 10 business days to get the “ certified “ cheque cleared and that there will be “ daily interest “ charges until the the cheque clears! Well I was really mad now saying that’s BS! I said they better cancel any further payments being pulled out of my account as I provided them a “ confirmation “ number and receipt in hand from the BMO Bank in hand! They said to call back in a couple weeks to confirm it’s been paid off. So I waited 3 weeks and just called back to make sure I can get a document indicating there’s no lien on my quad now. So now I’m told that will take 2-4 weeks to get that title removed! So almost 2 months to get the quad in my name after paying it off!

Don’t use these scam artists , they are so unprofessional it’s mind blowing!

They insured the vehicle, and even though I paid off the debt, they still charge me $220 a month, claiming that it is a different insurance policy.

Posting on Behalf of ROGER STURGEON. Bought my side by side in 2023. Would rate -10 if I could. Paid my side by side off in full. Next day they took out the monthly payment. Sent them my bank statement as proof for the WHOLE payment, Name everything as well as account information. They said they needed more proof. Place is BS, absolute garbage. Would 1000000000000% not recommend financing with these con artists. They will rip you off left right and center. All I’d like is my $150 dollars back. I can guarantee they make more than that in a day ripping honest people off. Lendripoff instead of lendcare. Sounds like they don’t care about anyone but themselves. Absolutely the worst customer service i’ve ever dealt with.