Lendcare レビュー 

Lendcare is a scheme company!!! They tried to charge my fiance double payment saying he missed a payment when all his payment where paid out on time and automatically taking from his bank, they wanted double payment not once but several times from him and being the person my fiance is he made those payments to get back on track but a few weeks later they did it again, charging him more for so called " missed payment" however this went on for a few months. Lendcare is a crap company, don't work with them , they will lie and manipulate you into paying more then you should!

Absolutely the worst company I have ever dealt with. I have called multiple times over a loan that should not even exist. They pull money out of my account without refunding it please please please do not use this company.

Bought an RV trailer through Flaman with their recommendation to use LoanCare for financing. The financing went through with LoanCare, but now comes the issue. We want to pay the full amount off, but when we call customer service there isn't an answer, no matter what time we call. They also do not answer any of the multiple emails we have sent. We finally got a response by calling the collections line but they apparently cannot help anyone if their loan is not in default. We spoke with SAYEEDAH in collections, who wouldn't give us her last name or employee number, and she was exceptionally belligerent and rude.She also said that she doesn't have a supervisor or manager to speak with.

At the end of the day, they simply do not want to be contacted unless you are late on your payment. I guess we have to stop paying?

Do not use loan Care. They are horrendous.

If i could leave a less STAR review I would. I have been a customer for a few years and never missed a payment. ended up paying off 20K loan and there was a few cents left. Gave lendcare new banking information but they did not update) so now I have over 75$ in NSF fees because they cant run a buisness properly and if I dont pay it "It will effect my credit" These blood suckers will call you 10 times plus a day to tell you how "Horrible" a customer you are lol also... i pressed 1 for english!!!

This is by far the worst finance company around. I bought a travel trailer and Needed a partial loan as I had a sizeable down payment. Lendcare was the lender who provided the loan. It was never explained to me that the amortization length was longer than the loan itself therefore my last payment needed to be 16k!!!! My payments don’t even pay down the principal really- in the last year, I have paid down only $300. Not to mention, I am having an issue with making payments right now due to a family issue and I reached out to avoid a repossession to work with them. I was told they have no options. That I can miss a payment and they won’t take the trailer right away but they will raise my interest 10%!!! I just spoke to a customer service escalation specialist- what a joke- she had no other options different from the regular agent. I have asked to a manager to call me but I am so shocked at the lack of customer service and scam these people are running, I may just tell them to take the trailer and shove it. If I was told sell it privately - which I have been trying to do- it is worth what I owe so I don’t get this lack of options. Steer clear if these guys and if you do deal with them- have the contract reviewed and explained by a lawyer. I should have read it but I expected the full details were explained- I have learned now!!

Don’t trust this BS people they are just there to rip people off.

Here is 10 stars to Rohan Shan from billings and collections.
⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️👍🏾
He's very understanding and great. I dont want another worker after doing business with Rohan Shan.

Everytime I call them I'm told a different story. They don't follow through on payment arrangements and then make excuses. They refuse to let me speak with a manager after I was told I would hear from one regarding an NSF that I got because THEY screwed up a payment arrangement. The list goes on and on! If you want to deal with stress and lies then absolutely get a loan through them but if you don't avoid them at ALL cost!!

***HIGHLY RECOMMEND NOT DEALING WITH THIS COMPANY!***
Lendcare has been awful to deal with. First of all, I contacted them to request a statement of my loan account with them - they told me it would take 2-3 business days for me to receive an emailed copy of my statement. I received it later that day - the only "positive" thing about my experience. About a week later, I had to contact them again to confirm the exact payout amount for my loan - the amount they told me was over $426 more than what showed on my statement. When I spoke to Shalin Shah in financing, he gave me many excuses, including one that his manager told him that I'd have to pay the highest amount given to me, with an accrued interest for 2 days after later to ensure my payment was received. I paid using etransfer and my etransfer was deposited minutes later. I was also told that I would have to wait 5 business days to request a letter to confirm payment was received and the account has been closed. This company is untrustworthy. Once again, I HIGHLY recommend NOT dealing with them! Rainbow Systems Saskatoon- Unified Air Solutions Inc. Rainbow Vacuum Sales company uses Lendcare to do financing services.

If I could give a star I would, so we are in a class action lawsuit with lendcare because they didn't have a business license and the government of Alberta caught them , so therefore our loan is non void well not in lendcares eyes they think they have done nothing wrong are passing the blame on us we weren't the ones the did the loan up illegally and when we try to call to explain oh no it's your fault you signed it you went shopping blah blah and I spoke to a Micheal guy he's extremely rude cuts you off blames you lendcare you need to take accountability and fix your shit. It's not my problem and as per my lawyer I am under no obligation to pay you a dime till this lawsuit is over so you keep sending emails and I will keep saving them and showing them how you don't work with your clients you just send them the same email over and over thinking they will just resign try again do better I wish I never heard of you guys save yourself the trouble DO NOT DO BUSINESS WITH LENDCARE!!!

I emailed LendCare 1.5 weeks prior to my next payment. I didn't receive an email or call that they required anything else until I noticed the payment tried to pull out of my original bank account. Since mid July I've been trying to get them to change my banking information and now they want a double payment AND for ME to cover the NSF charges THEY COST ME! (They tried pulling two payments from the old account within one week) When I've tried to talk to staff, they've been rude, disrespectful and essentially telling me it's all my fault for their f up! I'm NEVER getting another loan with LendCare. And the faster I can get out of this one, the better.

This company is a joke they rip people off huge and if they take me to court good sick of hearing that i owe more i just paid them and they say i still owe. I phoned three times before my due date, i had to catch up my quad payment and my warranty payment,, when i got my quuaf i was told it was 406.00 a month then all of a sudden three or 5 months in theres a warranty loan i dont remember even asking for a warranty loan even though they sent me an email with one with my signature on it wow... i beyond pissed!!!

I tried to not click any star however had to, to write a review! I as well did not look at the reviews before trusting Mitsubishi Chilliwack and getting a loan through Lend Care. Horrified by our experience. Will not get back to you, have had people hang up on me. Will not respond to emails, taken funds out on the wrong days, wrong amounts, NSF charges. Loan was paid in full yet they continue to try and take money out so much so that I had to close my account! Terrible Place Do Not Use Lend Care or Chilliwack Mitsubishi!!!

They don't care. No response to emails, texts and phone calls.

On January 29, 2025 I took out an emergency loan with Lendcare. Their pamphlet was in the Animal Emergency Hospital I was in with my beloved dog Rockee. I would have paid anything to save her life; however, she ended up passing away a few days later on February 3, 2025. Her illness and subsequent death was unexpected. My life is completely shattered without her.

On May 23, 2025 I paid off the balance of the loan I had with Lendcare ($7473.15). LendCare kept calling me and I was able to determine that I still owed them a small outstanding balance. On June 21, 2025 I paid them $37.28. A $75.00 NSF charge was waived as I had put a stop payment on the account by then.

On July 2, 2025 LendCare tried to debit .26 cents from my bank account. The payment was rejected.

Till this day I keep getting phone calls from LendCare. They never leave a message. I am being harassed for no apparent reason.

I have filed a complain with Consumer Protection and the Better Business Bureau. My next step will be to file a complaint with the Financial Services Regulatory Authority of Ontario (FSRA) and then with the police.

Stay away from this company.

I reached out multiple times to make an early loan payment and requested they take an additional amount — but never received a reply to any of my emails. If you're planning to take a loan with this company, I strongly recommend looking elsewhere. They don’t respond to emails, and if you’re hoping to pay off your loan early to save on interest, this company won’t make it easy.

This guys are thief’s, big thief’s with there stupid fake system, I called Lendcare about a payment, I got charged 3 times on July 3, July 7 and July 9 back to back, they told me they didn’t know about the July 3rd own and I sent them alll proof, they said I will be refunded, my bank returned the July 9 payment due to low balance, I called them to confirm the payment and I cleared it all via on call with there nsf fee and main fee totaling to 182.39 (attached screenshot) I confirmed and they said they removed the actual charge date for July 18 cause I already cleared the fee, I called again to confirm, another person said they have removed the fixed charge date of July 18, now I’m typing this message on July 19 3am, only for me to wake up and see my bank have been charged again, meanwhile my next actual charge is supposed to be on July 23, so what was the last payment I made for, I callled this thief’s countlessly to confirm they won’t charge my card but they still did, I’m going to fight this cause this is day light robbery in the name
Of loan, they know what they are doing and they have employed and trained thief’s to work for them, you even call there customer support and complain and they won’t say anything and just transfer you to another person like 5 consecutive times, this company needs to be locked out, they are big thief’s, I’m writing this from a place of hurt cause I calculate my earnings, but this thief’s want to ruin my earnings, bad service, bad customer support service, all poor and terrible!

Update to my review, instead of helping, they went ahead and created a double account under the loan, saying it a network glitch, please avoid this people by all means, they are deceptive and liers and very unprofessional, I went to there office at Pickering to complain, the receptionist said the manager will call me within 15 to 20min, it been over 24 hours, no calls, no response no email or anything. I have attached the pics of my profile to my comment.

Today is July 26, Yet again while trying to solve all written above, today is July 26 they have removed another money again after removing one July 23, this is sick I tell you Guys and no one not even there customer support is working!

if i could give zero stars I would. Try affirm, or a money mart, those people wont take money when they are not supposed to

I have a car loan with Lendcare, and they have recently invited me for a personal loan. I have never been late on a payment, correct payments dates and amounts have been honoured by them. My credit rating is getting much better after less than a year with them. I have never had to call customer service, as all has gone smoothly in the last 11 months.

The customer service was absolutely amazing when I telephoned . Any concerns about my loan was explained politely, and anytime I required documentation it was emailed as soon as I inquired.This is proof that reviews you read that are negative is not necessarily everybody’s experience. You pay your loan on time and in full….simple.I would absolutely recommend them.