DO NOT USE THIS SERVICE. IT IS A SCAM. The memberships are presented as monthly options but scam into Annual. If you request a refund, their customer service will give you the run around but the sad p... もっと見る
レビューはレビュアーの個人的な意見であるため、特定の記載内容を検証することはありません。ただし、ビジネス上の取引が行われたことを確認できた場合、レビューに「確認済み」のラベルを付ける場合があります。詳細はこちら
プラットホームの健全性を維持するため、当社のプラットフォーム上のすべてのレビューは、確認済みか否かにかかわらず、年中無休で稼働する自動ソフトウェアによって審査されています。このテクノロジーは、本当の経験に基づいていないレビューなど、ガイドラインに違反するコンテンツを特定し、削除するよう設計されています。ただし、すべてを検知できるわけではありませんので、お気づきの点がございましたら、どうぞお知らせください。詳細はこちら
レビュアーのコメントを見てみましょう
Very handy credit building app. If you're the kind of person who needs extra nudges, this is for you. If youre someone who could use a little help with some great tools, this is for you! Very user-fri... もっと見る
企業が回答しました
The Tomo Boost app has a really clean and modern look at first glance when I opened the app. I love how the features are organized into different categories, which includes everything from tracking ha... もっと見る
企業が回答しました
I think this is one of the better credit monitoring apps out there. There are many extra features as well such as linking your bills & That Can then help boost your credit score , accurate data such a... もっと見る
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企業情報
当該企業による記述
About TomoCredit TomoCredit is a financial wellness platform designed to help consumers better understand, manage, and improve their credit. Through easy-to-use tools and personalized insights, members can monitor their credit profile, identify factors affecting their score, and take practical steps toward stronger financial health. The platform helps simplify credit by bringing important information together in one place. Members can review their credit activity, track changes over time, and identify potential inaccuracies that may need attention. TomoCredit also provides tools that support credit-building progress, including credit reporting and dispute assistance. TomoCredit’s goal is to make credit improvement feel more accessible and less overwhelming. Instead of leaving consumers to figure everything out on their own, the platform provides clear information and actionable guidance based on their credit profile. Whether someone is establishing credit, rebuilding after financial challenges, or preparing for future goals such as qualifying for a credit card, auto loan, or apartment, TomoCredit gives them resources to stay informed and take action. By combining credit monitoring, educational resources, and practical financial tools, TomoCredit empowers members to make more confident decisions and build toward better financial opportunities.
連絡先
3.9
ほぼ満足
457件のレビュー
顧客にレビューを依頼しています
この企業は、ポジティブかネガティブかを問わず、顧客にレビューを依頼しています。
ネガティブなレビューの 90％に回答しています
通常2週間以内に回答
この企業のTrustpilot 利用方法
レビューや評価の取得方法、スコアリング、モデレーションのプロセスについて確認する。
Your credit toolbox made simple!
This easy to use App helps to keep all your credit info in one place. The helpful services including dispute services and credit card approval based on cash flow are useful for folks who want to take control of their finances and learn how credit scores work. I would recommend this App to folks who want to start their financial journey off right!
2026年1月29日
tomocredit.com からの回答
Hi Lisa,
Thank you so much for your kind words! We’re thrilled to hear that TomoCredit has helped simplify your credit toolbox and keep everything in one place. It’s great to know that features like dispute services and cash-flow-based approvals are supporting you as you learn how credit works and take control of your finances.
We’re grateful to be part of your financial journey and appreciate you recommending TomoCredit to others. We look forward to continuing to support you as you build a strong credit future.
— The TomoCredit Team
Very great experience using app
Very great experience using the app. You can get credit card offers and manage finances. You can refer friends for tomorrow for incentives aswell
2026年1月28日
tomocredit.com からの回答
Hi Victoria,
We truly appreciate your thoughtful feedback! It’s always rewarding to hear that TomoCredit is making a real impact. We believe credit building should be clear, simple, and empowering—and we’re thrilled to be part of your financial wellness journey.
Welcome to the TomoCredit community! We’re honored to support your goals.
— The TomoCredit Team
Pricey with no refund policy
Wouldn't recommend this company since membership is pricey with a no refund policy. And as usual, most credit builder accounts aren't a guarantee for a better score improvement. Keep in mind, the credit bureaus decide how to grade you as well.
* and when i say they decide how to grade you, is because when I paid 2 months upfront for my car note. My credit score dropped 44 points *
Everything is about averages, even getting collections removed may help or not help the consumer
2026年1月28日
自発的なレビュー
tomocredit.com からの回答
Hi Enrique,
Thank you for your honest feedback. We’re truly sorry that your experience hasn’t reflected the level of support we strive to deliver.
Our mission is to help people take control of their credit in a way that’s simple, transparent, and supportive. Please reach out to us at help@tomocredit.com so we can better understand your situation and help resolve it quickly.
We’re committed to continuous improvement, and your input plays a key role in that.
— The TomoCredit Team
Extremely Helpful!
Tomocredit.com is a wonderful app to help you manage all of your finances in one place. You can easily monitor your credit, check to see what subscriptions you are subscribed to, and so much more.It is is a really great tool to have especially for anyone trying to build credit.
2026年1月27日
tomocredit.com からの回答
Hi Marissa,
Thank you so much for your kind words! We’re thrilled to hear that you’re enjoying using TomoCredit to manage your finances all in one place—from monitoring your credit to keeping track of subscriptions. Our mission is to make credit building simple and accessible for everyone who wants to grow their financial health.
Your feedback motivates us to keep improving our financial wellness platform so that more people in the US can achieve their financial goals without stress.
We’re grateful to have you as part of our community — welcome to the journey of building a stronger credit future with Tomo!
— The TomoCredit Team
Very well explained layout
Very well explained layout. I was very impressed with the information they have. I didn't have any issues navigating between tabs.
2026年1月27日
tomocredit.com からの回答
Hi Stephanie,
We really appreciate your positive feedback! At TomoCredit, we’re not just helping people build credit — we’re building confidence, opportunities, and brighter financial futures.
We’re excited to see where your journey takes you next!
— The TomoCredit Team
Great App for Building Credit
Downloaded the app on my phone to try out the features and it has a lot of useful features like an AI assistant to give credit building tips. It also has a credit card option that you can apply for when you connect your bank account which is pretty cool, especially for those who have bad credit.
2026年1月27日
tomocredit.com からの回答
Hi Emmett,
Thank you for sharing your experience with us! We’re happy to hear that TomoCredit has made your credit journey easier and more empowering. We’re with you every step of the way.
— The TomoCredit Team
Very good app
I recommend this app to anyone that is looking for anyone that is looking to build your credit . This app helps you build your credit. It does not go by credit but they use cash flow instead . This app is 10/10 .
2026年1月27日
tomocredit.com からの回答
Hi Dora,
We really appreciate your review! We’re excited to support you as you build your credit using your cash flow, and we’re grateful to be part of your credit-building journey.
We look forward to helping you reach even more financial milestones ahead.
— The TomoCredit Team
Buyer Beware!
I received a messenger message to sign up from a Cynthia Hunt. Couldn’t find her profile; that was first suspicion. Then 36% of your reviews are 1 star; that was 2nd suspicion. All complaints say the same thing about you; 3rd suspicion.
I pass, and please don’t ever contact me again. I hope they find you and prosecute you to the fullest extent of the law!
2026年1月25日
自発的なレビュー
tomocredit.com からの回答
Hi Leslie,
We appreciate your feedback and regret that your experience did not meet your expectations. At TomoCredit, we are committed to providing reliable, user-centered credit solutions for all our customers.
Please contact us directly at help@tomocredit.com with more details so we can thoroughly review your case and offer appropriate support.
Your insights help us grow and improve our service. Thank you for bringing this to our attention.
— The TomoCredit Team
Easy app to open and helping financial resource
Easy app to sign up and get started to understanding and boosting credit. In addition, it contains beneficial personal financial resources all in one app to explore from finding banking opening bonuses options, various insurance companies to explore, etc.
2026年1月23日
tomocredit.com からの回答
Hi Judy,
Your feedback truly made our day! Knowing that TomoCredit is supporting your financial growth is incredibly rewarding. We’re excited to be part of your journey and can’t wait to see what you achieve next.
— The TomoCredit Team
tomocredit.com からの回答
Hi Tommy,
We’re sorry to hear your experience didn’t meet expectations. That’s not what we aim for at TomoCredit.
If you can send more details to help@tomocredit.com, our support team will look into it right away and work toward a resolution.
We appreciate you bringing this to our attention and hope to turn it around for you.
— The TomoCredit Team
This company is a fraud in the worst…
This company is a fraud in the worst way. I wanted to pay 33 a month for the service but was charged 399 for the entire year. I simply wanted my money back and have been given the run around. I flew to Califorina to go ahead do what needs to be done. Their offices is an empty building per their address on the websight. I have to go to the sectary of state in the moring. Im willing to crash out over 399 its not the price its the principal , In America if you ask for a refund with no service provided you should get it.
2026年1月13日
自発的なレビュー
tomocredit.com からの回答
Hi Timothy,
Thanks for sharing your experience. We’re sorry to hear it hasn’t been completely positive. That’s definitely not what we want for anyone using TomoCredit.
If you could reach out to help@tomocredit.com, we’d love to learn more and see how we can help fix the issue. We're always working to improve and your feedback is a big part of that.
We hope to earn your trust back and turn your experience around.
— The TomoCredit Team
Complete false advertising
I signed up for a "Starter" membership to see how this would go. It advertised bill tracking, and a credit line of up to $1,000. I figured this was a good start to working on my credit.
Except when you get logged in and look around, if you click on any of the credit card or credit line, you are prompted to sign up for their VIP membership, which you must pay annually $900+ or over $120 monthly if you opt for month.
This is MAJORLY false advertising. You cannot get any kind of customer support. A little research showed me this is a common issue with them, and I wish I'd taken the time to look it up on social media and see the large number of complaints.
I'll be disputing with my bank.
2026年1月22日
自発的なレビュー
tomocredit.com からの回答
Hi Nicole,
Thank you for your honest feedback. We’re truly sorry that your experience hasn’t reflected the level of support we strive to deliver.
Our mission is to help people take control of their credit in a way that’s simple, transparent, and supportive. Please reach out to us at help@tomocredit.com so we can better understand your situation and help resolve it quickly.
We’re committed to continuous improvement, and your input plays a key role in that.
— The TomoCredit Team
I really love using this app it has…
I really love using this app it has been one of the most important and nice app I have ever use very informative
2026年1月20日
tomocredit.com からの回答
Hi Moore Wilson,
Thank you for sharing your experience! We’re thrilled to hear things are going well. Keep going — every step you take brings you closer to the financial confidence you deserve.
— The TomoCredit Team
Because I liked the way the conductor…
Because I liked the way the conductor explained everything to me and the credit card
2026年1月20日
tomocredit.com からの回答
Hi A Mills,
We really appreciate your kind words! It means a lot to know that TomoCredit is making a positive difference for you. We’re here to support you as you continue building strong financial habits.
— The TomoCredit Team
Easy to use app
Easy to use app. Helps build credit even if you don't have any. They will give you credit based on your bank account. You can also fix your bad credit by reporting errors.
2026年1月20日
自発的なレビュー
tomocredit.com からの回答
Hi Marisa,
Thank you so much for the wonderful feedback! We’re truly glad to hear that TomoCredit is helping you move forward in your credit journey. Your success is exactly what inspires us every day.
— The TomoCredit Team
I had an wholesome experience with this…
I had an wholesome experience with this app,the app is a wonderful app with great features,it is also easy to use and Navigate.
2026年1月20日
tomocredit.com からの回答
Hi Laura Woodson,
Thank you so much for the wonderful feedback! We’re truly glad to hear that TomoCredit is helping you move forward in your credit journey. Your success is exactly what inspires us every day.
— The TomoCredit Team
Total scam
Total scam! There is no $1000 credit. No way to delete your account or payment methods. No way to apply for any credit card and many say they dont do anything for your credit score. Make sure you do not give these scammers your details. If you got tricked .Contact your bank ASAP and have their payments blocked and block their site, emails and anything else.
2026年1月17日
自発的なレビュー
tomocredit.com からの回答
Hi Chris,
We appreciate your feedback and regret that your experience did not meet your expectations. At TomoCredit, we are committed to providing reliable, user-centered credit solutions for all our customers.
Please contact us directly at help@tomocredit.com with more details so we can thoroughly review your case and offer appropriate support.
Your insights help us grow and improve our service. Thank you for bringing this to our attention.
— The TomoCredit Team
Tomo Boost: A very user-friendly app
A very user-friendly app. If you're in the market for a tool that helps you build your credit back up, monitor your bills, and monitor your credit score, Tomo Boost will be your choice. You can even apply for a credit card through them without a hard credit pull. The cost is fairly reasonable considering what you get. For less than $9 a month with the 20% discount applied to the annual fee, the Starter package will get you "started". The other two packages are Premium and VIP. They both have additional coverages, and depending on what you need, you'll receive the help you're looking for in this app.
2026年1月8日
tomocredit.com からの回答
Hi Eugenia,
We really appreciate your review! We’re excited to be part of your credit-building journey and look forward to supporting you as you continue reaching new financial milestones.
— The TomoCredit Team
Tomocredit
I really like this finance app. It was very user friendly. There's a lot of useful areas for me to help build my credit and to find out where my credit score is. If this would really help me and my finances.
2026年1月6日
tomocredit.com からの回答
Hi Jenny,
Thank you for the thoughtful feedback! We’re grateful for your trust and thrilled to know that TomoCredit is helping you build stronger financial footing.
— The TomoCredit Team
The app is easy to use
The app is easy to use. The company states that you get a card based on the bank account and not your credit history.
2026年1月1日
tomocredit.com からの回答
Hi There,
Thank you for sharing your experience with us! We’re happy to hear that TomoCredit has made your credit journey easier and more empowering.
We’re with you every step of the way.
— The TomoCredit Team
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