I needed a fairly specialist product, a Joint Borrower Sole Proprietor (JBSP) Buy to Let Mortgage. John Charcol was recommended by a friend who'd used them for their JBSP mortgage, and I'm glad fo... もっと見る
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This is the second time we have used John Charcol to arrange funding to develop our home as the first experience left us with a positive and lasting impression! I always judge a company by ho... もっと見る
Great to have such a range of choice, efficient process and speed of execution. Rebecca has been there to hold our hand every step of the way, and we really appreciate the outcome.
We have used John Charcol twice to organise mortgages, on both occasions the service and advice have been excellent and secured advantageous rates for us. Nicole is very knowledgeable and thorough, s... もっと見る
企業情報
当該企業による記述
John Charcol is the original independent mortgage broker, with 50 years' experience in finding the best mortgage rates for every type of buyer. Whether you are investing in property or are looking to buy your first home, we are experts in providing independent mortgage advice for all kinds of buyers.
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John and Zerena were so professional…
John and Zerena were so professional and helped me with all my queries through our purchasing of property, Thank you for all your hard work and patience- it was greatly appreciated
I would highly recommend John Charcol…
I would highly recommend John Charcol and my advisor Kathryn Nield, who was extremely helpful in finding me my mortgage. I cannot thank her enough.
Kathryn frequently kept me updated on the progress of purchasing my house, and gave me all the support I needed in finding the best product.
I completed my purchase a year ago, and every month I get a Monthly Home Report from John Charcol informing me if my mortgage is still the best product at that time.
I look forward to working with John Charcol and Kathryn when my mortgage needs updating
Mortgage advice excellent; conveyencing disastrous.
The mortgage broker was excellent, taking a lot of trouble in finding a good mortgage for me. When things got difficult she supported and guided me through it.
However, the conveyencing department of John Charcol was incompetent, first recommending a solicitor who didn't work with the recommended mortgage provider, and then another which delayed and didn't respond until a crucial repayment deadline was missed. John Charcol's conveyencing staff were useless in sorting this out, and reluctant to recompense me for my financial loss. Finally, proper recompense to me was agreed. Overall, a very bad experience.

John Charcol からの回答
Especially good for non standard complex mortgage requirements
We have been using Charcol since the company was formed and have always received excellent professional service. Jessica Childs, our nominated Partner for the past few years has always managed to find excellent deals for our non standard complex mortgage requirements.
Emma Moores, our Client Relationship Manager for the remortgage just completed provided a superstar service managing the legal services provider and lender, keeping us informed throughout the process which put our minds at rest.
We have recommended Charcol to friends and family who have also received excellent service.
Thankyou.
This is the second time we have used…
This is the second time we have used Penny Ives for our mortgage/remortgage and we couldn’t be happier with the service we have received. Penny went over and above to get us what we needed on both occasions. Thank you so much for your help.
Great support throughout
Alexa & Sundeep were really helpful throughout the mortgage process.
I initially had a few calls with Sundeep who was knowledgeable and spoke through different remortgage opportunities for me.
When receiving the offer, Alexa kept me well informed and supported the whole time.
We used Hailey @ john charcoal after…
We used Hailey @ john charcoal after commig highly recommend to us to help with a right to buy property this was our first time doing sonthing like this he couldn't be more helpful.
Excellent service, highly recommended
We just completed our latest remortgage with Charcol (the third or fourth time we've used their services) and, as always, the service has been professional, efficient, and friendly. Nicole was brilliant at helping us navigate the various legalities and ensuring we could change when better deals arose. Many thanks to Nicole and Charcol for taking the stress out of remortgaging and getting us another great deal.
Outstanding service from John Charcoal
Outstanding service from John Charcoal. We had been let down by another mortgage broker and Shaahid and Zerena were brilliant from start to finish with us. We have now successfully completed on the house. I would strongly recommend John Charcoal for their outstanding service and product range.
Susy Dalby - Excellent Mortgage Broker
I had the pleasure of being introduced to Susy Dalby at John Charcol late in 2025, and she was absolutely excellent in facilitating my re-mortgage alongside Chantelle Parker. Throughout what was an incredibly stressful time for me personally, given that this was the outcome of divorce proceedings and that my parents were becoming unwell, Susy was incredibly empathetic and understanding. She and Chantelle communicated all requirements in a detailed and timely fashion, never leaving anything to chance. They understood the pressing nature of the situation as well as the complexity of it and their service levels were impeccable. I cannot recommend highly enough.
I would recommend them
I approached them as a first time buyer and they helped me get a mortgage. Chris Allcock was great from start to finish - provided updates, took actions without being prompted and always kept me up to date. They also put me in touch with a conveyancer and with a life insurance consultant. All in all I'm very happy with their service.
Great service and especially I would…
Great service and especially I would like to thank Ciaran and Emma. Ciaran really had to work hard for our case and we had a great result.
Makes things so easy
John Charcol has assisted me with 2 mortgages now and have been amazing throughout both processes! They make things super easy and seamless, and knowing they have everything in hand is such a comfort when going through such a big life moment. I will continue to use John Charcol due to the service they have provided. Would recommend them to anyone.
An amazing experience as always
An amazing experience as always. Andrew is absolutely fantastic. He is always quick to respond and completes everything promptly. The whole process was seamless. We cannot thank Andrew enough for helping us and would not hesitate to recommend his services and the services of John Charcol in general for outstanding professionalism.
Invaluable help
Our mortgage broker Molly Wilsden was an absolute wonder! Our case was quite a tricky one, and she went above and beyond to get it over the line. She was always very polite and responsive, and we couldn't have managed without her. Based on our experience, I would wholeheartedly recommend her and John Charcol.
Outstanding support for a limited company mortgageervice throughout my limited…
Excellent service throughout my limited company mortgage purchase. Responsive, proactive, and clear at every stage. Exactly what you’d expect from a good mortgage broker. This will be part of a long-term relationship for all future purchases.
Daniel was the person who helped us…
Daniel was the person who helped us with our mortgage, as first time buyers we could get stuck on certain things, he always made sure we understood and helped us with any queries that we had, I would highly recommend. Thankyou again!!
100% Recommend, don’t use anyone else!
I cannot recommend Christopher Cattell enough, he has been absolutely fantastic throughout the entire process. We had a lengthy challenge with a previous broker who was unable to help us to secure a mortgage on a tricky property and months were going by. We contacted Christopher and with his industry knowledge and pragmatism he secured us a mortgage at a better rate, all within 5 days from our initial conversation with him to getting the mortgage offer. He helped us stay calm and positive during an extremely stressful time and we cannot thank him enough. We’ve just moved into our new home, and we’re delighted with it, and with his services. 100% recommend!
Kristy Patel has been exceptional from…
Kristy Patel has been exceptional from start to finish. She provided clear guidance and consistent support, even though our case involved complex international aspects. Truly excellent work - thank you, Kristy!
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